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In this episode of the 360 Homes Radio Show with Francisca Alonso we learn about how to best negotiate with architects, builders, and designers when building your 360 Home. About Francisca Alonso of AV Architects and Builders: Francisca Villarroel Alonso is the co-founder and CEO of AVArchitects + Builders. Recognizing that happiness is of most value to people, Francisca helps homeowners love their homes again. Francisca believes that great architecture can provide a true sense of well-
Zach Sale was born on a hot and sunny June 4 in 1983. Almost from birth, Zach was a showman. He put on plays with his younger brother Kyle. He read passages from books in elementary school aloud with character voices. Everyone knew from the beginning that he was going to be an entertainer. Up-and-coming actor, Zach Sale (Chuck in"The Game") who has a role in the feature film, "Tyler Perry's Temptation: Confessions of a Marriage Counselor" out wide theatrically this March.
Q: How can people who have had a short sale get back into the market?
Answer: As long as they meet the waiting periods required after a short sale they can qualify for a home loan again
Q: What are the waiting periods after a short sale?
Answer: That is dependent upon the type of loan that they apply for.
Q: What is the shortest waiting period available?
Answer: The shortest waiting period is 2 years and is available on a conventional loan with a minimum 20% down payment.
Q: What options do people have if they don’t have 20% down.
Answer: The next best option is FHA which only requires 3.50% down but it does have a 3 year waiting period instead of two.
Q: What should people do if they want to pursue one of these options?
Answer: The first thing they should do is have their credit checked and get pre-qualified by a loan officer before the waiting period is even reached.
Q: Why is that?
Answer: That way any errors that appear on the credit report can be corrected ahead of time.
Q: What kind of errors have you encountered?
Answer: I have seen the short sale being misreported as a foreclosure. This definitely needs to be corrected because on a conventional loan a foreclosure requires a 7 year waiting period as opposed to 2 years on a short sale.
Q; Can’t the borrower just provide proof of the short sale?
Answer: Unfortunately not. These days the loans are approved by an automated system that reads the data directly from the credit report. It there is an error on the credit report there is no way for us to override it. That is why it is so important to check your credit report and make sure that it is accurate.
As time goes on we will witness our parents and loved ones get older. Through the process of aging we will be forced to make decisions about their care if they are unable to care for themselves.
Some families are fortunate enough to take their loved ones into their own homes and provide in-home care. But what happens when we are forced to admit our loved ones into a facility which we find later to offer sub-standard care?
Well, on this episode of Hot Topics Talk Radio, we’re going to discuss the nature of care offered by nursing home facilities, and how they affect the care and over-all health of our loved ones and seniors.
9pm Pacific/ 11pm Central/ 12Midnight Eastern
We invite you to join us by call (646) 200-3148. Or listen live from your computer and join the chatroom conversation.
Today mortgage finance and real estate experts Eric Butz (NMLS# 63879) and Jim Butz (NMLS# 34562) will teach you what we've uncovered about the short sale/foreclosure markets and how they've changed. Learn what you need to know before you get started so you're prepared and understand exactly what the process is! Any questions contact Eric at 888-908-5 ext. 102 or email firstname.lastname@example.org
Henri Frank Group brokered RE/MAX PREFERRED, Henri Vezie & Frank Vigliotti, Fort Lauderdale Realtors & hosts of the REAL ESTATE ROUNDTABLE present:
A roundtable discussion about the “SHORT SALE PROCESS for Primary Homeowners and Investors!”
•Real Estate Roundtable sponsored by the Law Offices of Nugent and Ground in Fort Lauderdale Florida. For your Real Estate legal needs Patricia Nugent & Tad Ground Law Offices, 954-537-1717. If you need Short Sale, pre-Foreclosure advice, call for a FREE Consultation.
We also bring South FLorida Properties to purchase at STEAL DEALS.
• STEAL DEALS of Single Family Homes, Townhomes & Condominiums. Sponsored by Chris of Dunham Insurance www.dunhamis.com call 954-564-7772
• Lynn Whitefall of Supreme Lending, Mortgage Minute. Call Lynn Whitefall at 754-245-3003 “If you like it, lock it!” www.FLHOMELOANS.com
TODAY'S PROGRAM SPONSORED BY FORT LAUDERDALE REALTORS: HENRI FRANK GROUP at RE/MAX Offices Fort Lauderdale, Wilton Manors.
For information past Real Estate Roundtable programs go to the website http://www.henrifrank.com/radio
Fort Lauderdale Realtors, Wilton Manors Realtors, Realtors of Wilton Manors, Short Sales in Florida, Buying a short sale, buying a foreclosure, buying an investment property, selling my Fort Lauderdale Home, Miami Realtor, Peoples Trust Insurance, Nugent and Ground Law Office, Lynn Whitefall of Supreme Lending,
Learn the best way to approach short selling your home The wrong way can be very costly. Join us for a lively conversation with real estate agent Alysa Kowalsky as she shares her various and successful experiences with short selling homes. Scheduled for March 19, 2013 at 1:30 p.m.