SORT BY Relevancy
Save on Homeowners Insurance
1. Raise your deductible- the lower your deductible the higher your premium
Example: You had a fire in your home and the estimate for renovation is $15,000.00 and your deductible is $500 the insurance company would send you a check for $14,500.00
2. Bundle your insurances-like auto, home and life that may give you up to 15% discount
3. Ask for discount- Example: living near fire station, security system, deadbolt locks, history of being claims free, home renovations (new wiring, sensors that detect gas and water leaks and not smoking)
4. Shop around on a regular basis-sometimes staying with your current company gives loyalty rewards (insurancequotes.com and netquotes.com)
5. A high credit score
This is a collaboration of information and resources that is designed to equip emerging homeowners and seasoned homeowners with tools that will protect their family and their assets from the unexpected. As homeowners it is very important to understand how each level of coverage protects your family.
OCWEN LOAN SERVICING ESCROW FRAUD ASSURANT FORCED-PLACED INSURANCE CLASS ACTION LAWSUITS SETTLEMENTS FORCING HOMEOWNERS INTO EXPENSIVE INSURANCE CONSUMER RIGHTS
"the daily complaint"
Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.
I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need. The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.
We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!
We hope you enjoy the Show...
Phone (888) 234-7006 Ext 101
Fax (888) 234-7096
Every new beginning comes from some other beginning's END!
THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)
Sarae is joined by Chad Otto to discuss what you need to know about homeowners' insurance, including how liability coverage works and the extent to which your personal belongings are covered. Mr. Otto is a Life Underwriter Training Council Fellow (LUTCF) and an experienced insurance salesman with Liberty Mutual Insurance.
Do You ReallyKnow What is Covered by Your Homeowners Policy..YouMay be Surprised
Insurance claim consultant Maya Thornton shares some great information
Mya wears Many hats
Public Adjuster, getting property owners paid when damage happens. She is a speaker "Does Virtue Have a Reward?" Also a Author "Sis Finds New Purpose"
in Self Help
Today we will recap the information that we have learned over the last month about insurance. We will discuss Mortgage protection, whole life, annuities and how they are able to serve your family's needs. We will prepare the stage for the month of February, the love month discussing a topic that many do not love, CREDIT! What is the importance of that 3 digit credit score and what should you prepare for. With tax season upon us, it is Imperative that each caller understands the importance of their 3 digit number and what it means. Tune in!
How often do we look around and say, how can we help bring change? We can easily see many people struggling to stand up against the current ERISA Legislation which protects Wall Street Balance Sheets while causing serious damage to the budgets of Main Street. Insurance denials and terminations placed insured money into the hands of Self-Insured Employers, Private, and Public Insurance Companies. But is this right? Especially while Insurance Policyholders struggle to meet daily needs because Employee Benefit promised has been delayed, denied, or cut short and given back to corporations?
Today lets talk about what we as Insurance Policyholders can do to help bring about change which breaks the cycle of poverty when Employers keep Employee Benefits through ERISA.
Join the show! 7PM ET
Call (646) 668-2277
Do you have the insurance coverage you need? Do you understand the different types of insurance and what they cover? Join us to welcome Brad Allen and Scott Lyden of Hadley and Lyden Insurance as we tackle the tough questions, and make sense of the confusing topic of insurance. We will find out what is required, what we should have, and even spend some time defining some of the confusing terminology? We all need to be prepared for the worst and having the proper insurance coverage is the best preparation! To ask questions or comments for Brad or Scott, please join us by pressing "1" on your keypad to get in the queue and get your questions on air!
in Real Estate
Reshawna Leaven interviews Cedric Syle, Insurance Agent with Liberty Mutual. He is licensed in auto, home and life in DC, Maryland and Virginia. Learn the basics of homeowners and renters insurance as well as other products that he offers. Have a question? Speak with us live by calling in to (347) 838-8821 during the show. www.libertymutual.com/cedricslye Request a quote - click here
In the beginning, Congress supported the interest of Insurance Policyholders through ERSIA Legislation. The Department of Labor (which helps oversee enforcement) defines ERISA Legislation as, "The Employee Retirement Income Security Act or ERISA is a Federal law that sets standards of protection for individuals in most voluntarily established, private-sector retirement plans." This includes benefits such as Short-Term and Long-Term Disability and Life Insurance Plans.
Having trouble getting your benefits from Employer or Insurance Companies after twenty-four months? In my opinion, too many insured claims are thrown under the bus after two years. How much is your Insurance Plan worth in times of hardships?
Join Talking About You with ESTRA every Monday for information which protects Insurance Policyholders who are everyday citizens.
in Self Help
What is the difference between your term life insurance policy and your whole life insurance policy? Are you sure which one you have? Many Americans fin themselves in this very scenario where they are questioning what type of coverage they really have but are too embarassed to ask to find out. Its easy for us all to feel embarassed about it because after all we are the adults and should know, right? WRONG!!! Unless, you are a licensed professional all of this information can become Overwhelming and confusing to say the least. This week we will discuss more about the policies and when one is needed more than another. Enjoy the show!
As always, visit me in any social media account or my website at
to schedule a one-on-one.
Social Security impacts everyone. Whether you are already collecting, getting ready to collect or know someone who is, the impacts can be life altering. Thanks to a new law which took effect in November of last year, the benefit strategies people had at their disposal just became even more complicated.
So, I hope we can cut through the clutter and breakdown what those 4 major changes will mean for you and your planning for the future. I will also try to get in as many of the top 10 secrets you now need to know to get the most out of the system you have paid into for all these years.
We will discuss:
The top 4 MAJOR changes and how they will impact you
The top 10 SECRETS to maximizing benefits
Critical cutoff dates
Critical Age cutoffs
Time is of the essence if you want to position yourself properly to make the most out of this new set of rules.
About the Host:
Future Secured Financial was founded by Gregory Durette, a multi-faceted financial entrepreneur with over 32 years of industry experience. Combining his experience in insurance, global finance, risk management, e-commerce and college planning, Greg brings a breadth and wealth of knowledge very rarely seen in the insurance and financial services industry.
With a strong focus on ever improving the customer experience, Future Secured Financial has created a concierge level of personalized attention for its clients. Combining this close personal attention with excellent results and a dedication to only SAFE MONEY STRATEGIES as the hallmark of our company, we have been able to bring peace of mind to clients throughout the country.
Contact: www.FutureSecuredFinancial.com or direct at 978.509.2941.