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  • 00:16

    WHO'S TO BLAME: Homeowner Inequality

    in Politics

    Issue: Blacks probably shouldn't become homeowners. Who's to Blame?

    Are Blacks burdened by historical factors, such as decades of discrimination, when it comes to owning a home?  I find it no surprise that homes in Black neighborhoods are worth less, cause it's racial!

    Are Blacks to Blame for their own home depreciation? Blacks can afford to integrate into more diverse neighborhoods.  But the whitest neighborhoods have the greatest value, allegedly.

    Should anyone put money into a home?  Seriously, is it worth it? 


  • 01:05

    Homeowner PAC and Special Interest PAC Formation

    in Real Estate

    Today on "It's My House" we shall continue our talks on form PAC's......Political Action Committees. Currently there is a desparte need to form "Homeowner PAC's", "Neighborhood PAC's", "Stop Smart Meter PAC's", and so many other special interest too numerous to mention.   In any event we shall discuss the fundamentals of PAC formation that can apply to any type of "issue", "personality", or "organization".

    Please feel free to call in and participate in our talks and remember to have pen and paper ready to take notes.


  • Know Your House - Homeowner Empowerment Strategies

    in Real Estate

    Today on "It's My House" we shall discuss the over all best weapon to defeat house jackers and that is education for education is power as well as empowerment to the homeowner/landlord/landlord owner.

    Most people who own real estate are at risk more than they think, because they do not know much about they property that they own. Here are some of the componant parts of real estate:

    Homeowner Law Literacy
    Municipal Literacy
    Political Literacy
    Security Literacy
    Household Energy Literacy
    Revolving Funding
    Neighborhood Property Acquistions 
    Weaponized Banking
    Weaponized Real Estate
    Litigation Literacy

    The above items are some of the basic areas that one must know in order to protect their homestead.

    Feel to call in with your questions and comments during todays podcast. 

  • 01:14

    Homeowner Law Clinic - Understanding The Police

    in Real Estate

    Today on "It's My House" we shall have a "Homeowner Law Clinic" to discuss "understanding the Police".

    Many people get mad or frustrated with the police because they expect the Police to be a certain way or do certain things of which many times they are not empowered to do.  Often times people will call the police to handle something that might have happened in your home.  They come out, the person makes a complaint, but there is no arrest..........and maybe that is what the person wanted............an arrest.

    We shall discuss what the Police CAN and CAN NOT DO when a homeowner makes a call to our local Police.    

  • 00:49

    Homeowner Law Clinic - Understanding Contracts

    in Real Estate

    In today's installment of "It's My House" we shall have a "study group" dealing with the topic of "contracts".  We shall discuss the definition of a contacts and the various types of contracts that exist. After we lay the foundation on the "basics" of contracts then we shall apply what we have learned for a closer look at how "contracts are connected to "Smart Meters" and "Reverse Mortages".

    We shall also give updates on our up and coming film: "Stopping Squatting".

  • 00:31


    in Finance



    "the daily complaint"

    Every weekday we will be answering client complaints on THE DEBT SHOW to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.

    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just scumbags but they can be beat at their own game too just like the big banks can be defeated.  

    We are committed to answering consumer complaints and addressing everyday credit and debt issues on THE DEBT SHOW!

    We hope you enjoy THE DEBT SHOW...


    Dana Shafman

    Managing Member

    END Consulting

    Phone (888) 234-7006 Ext 101

    Fax (888) 234-7096



    Every new beginning comes from some other beginning's END!

  • 00:25

    Detroit is this to good to be true ?

    in Politics

    Detroit Neighborhood initiative
    No down payment, No closing costs, No Fees, Below market fixed rates. Renovation fees included and credit scores are not considered. Sounds to good to be true.

  • 00:10

    Alvarez v. BAC Home Loans case overview

    in Legal

    Loan Modification Negligence

    When you are trying to fight for your home in the loss mitigation loan modification process, it is no laughing matter.  You are submitting the documents being requested and hoping you will not be "dual tracked" by your loan servicer who is usually servicing your loan on behalf of an often unkown securitized loan trustee, and you wonder if you will get a fair shake, or a real opportunity to save your home.  This real estate podcast talks about what happens when your loan servicer is negligent in handling or reviewing your completed loan modification application.


    One of the legal cases every homeowner should have in their foreclosure prevention toolbox is the case of Alvarez v. BAC Home Loans, LP (Bank of America).  Some of the common things that can go wrong when you submit your financial documents to be consdiered for a loan mod are:

    1. False statements by the loan servicer's representative

    2.  Claiming your documents were never received ("missing tax returns" and "rental agreements" are two common ones)

    3.  Denying you based upon consideration of false information (ex. your income or property value)

    4.  Lies about postponing your foreclosure sale

    There are other types of things that can wrong in the loss mitigation department of large loan servicers such as Nationstar, Ocwen, Wells Fargo, Citimortage, and Bank of America, but this Alvarez case is a very important case that discussed "duty" and "damages" in regard to the tort of negligence against a loan servicer.  Give this real estate podcast a listen with Attorney Steve explaining and defining these important and complex legal topics.

  • 00:32


    in Finance


    the daily complaint

    Every weekday we will be answering client complaints on THE DEBT SHOW to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage escrow issues, loan modification denials, short sale refusals and credit card debt collector abuses and violations.

    We are committed to answering consumer complaints and addressing everyday credit and debt issues on THE DEBT SHOW. In addition to the weekly consumer complaints that we will answer during the weekdays, we will also try to provide content that is topic focused to educate borrowers and empower them to achieve financial freedom through informed decision making!

    We hope you enjoy THE DEBT SHOW...

    Dana Shafman
    Managing Member
    END Consulting
    (888) 234-7006 Ext 101 
    Main (602) 396-5822
    Fax (888) 234-7096

    Every new beginning comes from some other beginning's END



  • 02:37

    Missiles Aimed at US! - Protect yourself go to Jail!

    in Politics

    Hr1  Has President Obama ever negotiated anything before attempting to negotiate with Iran? Wouldn't appear to be that way.

    Andrea Nelson, from the Clover Agency, joins Joe to discuss recent news events & crazy stories that you probably won't hear anywhere else.

    What's wrong with kids today when they are more concerned about spilling their beer than somebody being raped. video recorded a gang rape and didn't bother to report it!

    Do you think parents should be allowed to let their kids walk home from the park unsupervised?   

    Hr2    More stores closing. More layoffs. More unemployment. the economy is getting better?

    Whose fault is it? 2 teen robbers killed by 70 year-old widow and homeowner. Family wants to sue her!

    Sure, the economy's recovering. Walgreens announces plans to close ~200 stores.

    Idiot parents... Mother dangles toddler over railing and drops kid into zoo's cheetah exhibit. Idiots are everywhere.

    Charity starts at home. Restaurant owner offers free meal to person eating from dumpster.

    Priest suggests Christian businesses accept all business from gays and tell them that the money will be donated to a traditional pro-family lobby or organization.

    Hr3   Listener comments!  Heard about the Chinese nuclear missile submarines able to reach the U.S.?

    Is Clorox bleach racist?  Michelle Obama - Native American religions outlawed.

    Do you think we'll EVER hear from President or First Lady Obama about how much they love the USA?

  • 00:29

    Ron Siegel Radio Network April 06 2015

    in Real Estate

    Ron Siegel of Anaheim Hills CA, and Matt Luke of Yorba Linda, CA discuss current events, financial markets, politics, and even poking fun at the rest of the media in a live radio broadcast from Anaheim CA on NBC Talk Radio. 

    Ron and Matt discuss: Baseball’s Opening Day is As Exciting As Giving New Keys To A First Time Home Buyer; Agents Can & Should be Your Advisor for Life; Great Advice is The Priority When You Are Not On The Edge of Survival; Preparation of Home Buying or Selling is Important; New Study, Homeownership Creates Family Wealth; Top 3 VA Homeowner Loan Tips; Your Credit Cards Best Kept Secrets; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; The SLT will Provide a Complementary Real Estate Action Plan (R.E.A.P.) Semi-Annually, and so much more.

    Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family.

    Reach Ron at                  

    ·         800.306.1990 

    ·         Ron@RonSiegelRadio.com

    ·         www.RonSiegelRadio.com

    ·         www.SiegelLendingTeam.com

    ·         Twitter: @RonSiegel

    ·         www.Facebook.com/RonSiegelRadio