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Indexed annuities are an important financial tool and may belong in your financial strategy BUT
Some agents are misrepresenting these polices, particularly the use of optional riders poised to appear as interest rate guarantees.
On today's show No BS Money Guy Todd Strobel interviews industry professional Jeff Stukey. Jeff is passionate about making sure consumers understand these complex products before committing to a long term contract.
For more info contact Jeff Stukey (available for all US listeners):
Will be talking with Mark A. Cortazzo, CFP® who is MACRO Consulting Group's Senior Partner. His extensive background in the financial services industry includes working for one of the largest brokerage firms in the US, one of the largest banks in the Northeast and one of the largest insurance companies in the world. Since founding MACRO in 1992, Mark has been profiled in many industry publications and has earned numerous awards and accolades. His recent achievements include being named "Advisor of the Year" by Boomer Market Advisor magazine and being named to Barron's listing of "America's Top Financial Advisors" for 2009-2014.
Mark has also been named to several other Top Advisor lists including, Worth Magazine naming him as one of “The 250 Best Financial Advisers in America”, being awarded “Super Broker” and one of the "Top 50 Independent Advisors for 2008" by Registered Rep. Magazine, being named by Reuters AdvicePoint as a "Top Advisor for 2008" in multiple categories, acceptance into the “2003 Hall of Fame” by Research Magazine, being chosen as one of New Jersey’s “Top Forty Under 40” by NJ Biz Magazine and one of "America's Top Financial Advisors" in 2008 by Fortune Magazine. Due to his success, Mark is regularly utilized as a resource for many national publications and periodicals, including The Wall Street Journal, Barron's, Kiplinger’s Personal Finance Magazine, InvestmentNews and Bloomberg Personal Finance.
We spoke with Dennis Miller today of MillersMoney.com. With zero percent interest rates and fear of a market crash prevalent, money is pouring into annuities. However, there are some major concerns about them that Dennis want you to be aware of. He's written a free report--The Truth About Annuities: The Three Dangers You Must Avoid When Shopping for Annuities. Before buying, it's a good idea to take a look and get educated about the risks you might be facing.
Get it here: http://www.caseyresearch.com/go/v6zbb-2/MIL
Selling in a Skirt with Judy Hoberman and her guest Joan C. Curtis & Tommy Kulpa.
As a communication consultant/trainer, Joan C. Curtis delivers workshops on all kinds of topics, from how to hire the best people to dealing with conflict in the office to public speaking. She says her career found her. Joian was studying adult education but she did not want to take the traditional route. Joan loved being in front of people and helping them learn new skills. That lead her to leadership training. Because she is a "generalist" I tended to teach a wide variety of topics (stress management, assertiveness, public contact, how to discipline, performance appraisal). One day it occurred to me that every class centered around the same thing: communication. From that point on, Joan became a communication consultant/coach. As she moved from direct training, She began a new career as a novelist. She loves writing dialogue. Here ahe is back on the communication trail! Joans novels are not designed to teach but to entertain. The greatest benefit of reading for her is the escape into a new and exciting world. http://www.joanccurtis.com
Tommy Kulpa has been associated with the Insurance and Financial Services Industry for the past three years; and chose this field because of the increase in people outliving their money. I have studied and worked with Insurance, Medicare Supplement/Gap Insurance Plans, Final Expense Insurance, Annuities, 401K rollovers, and Universal Life Insurance products. He joined PHP Agency because of their commitment to save America; one family at a time through their Playbook Process, their standards, morals, ethics, and determination to make a difference. His primary focus is to conduct needs assessments to young families, businesses, and the baby boomer market offering solutions so they live a lifestyle of significance. www.phpdream.com
in Rock Music
Does Baseball, Once America's pasttime, now replaced by a wide margin by Pro Football, need an a transfusion to be jumpstarted back to life? Or is baseball fine and just in the midst of a natural evolution of the game? Do you Like instant replay as currently formatted? Do you hate the new blocking the plate rule? Do you even understand it? Is baseball too slow? We will discuss this main topic and all the ususal local pro teams on my next episode. Tune in Thursday August 21st @ 6:30 est to hear my opinions on these and many other topics
Sunday, I was unable to sign on due to some technical glitches!
This Tuesday night, Jacqueline and I will be filling you in on this intense square pattern in fixed signs - and MORE is coming!
We will be doing live readings on the air! Please have your birth date, time of birth and place of birth ready when you call in! Have ONE specific question in mind and we will help you to navigate you path!
We have so much fun on this show!
Need more time? Need us sooner? Give us a call!
Read more: http://www.blogtalkradio.com/aphrodette/2014/08/03/jupiter-mercury-and-the-sun-in-leo-in-square-to-mars-and-the-moon-in-scorpio#ixzz39QydWfve
in Self Help
Robert J Russell has been helping Individuals and Business Owners since 1985. Robert has been insurance licensed since 1985 and real estate license since 2000. He has helped people accumulate wealth through financial planning using insurance as well as real estate to help people with their individual needs.
Tune in to hear different topics such as:
Finding Money that you didn't know you had
Using Real Estate as Investments
Tax Free Retirement Accounts
Using Life Insurance Cash value for a down payment on Real Estate
These are just SOME of the topics that you will hear. Be sure and email us for questions about our shows and information - email@example.com or call 972.292.8967.
Stephen Lynch is the COO of RESULTSDotcom and author of Business Execution for Results: A Practical Guide for Leaders of Small to Medium-Sized Businesses. We've been friends since, Stephen always reminds me, 2005. when we met at a Growth Conference hosted by Verne Harnish of Gazelles.
You can listen to my interview of Stephen about his book here. You can read my review of his book here.
As he heard of my plans to write a book on Employee Engagement, he offered to write a chapter. It's titled Stephen's Story. In it he shares his personal journey towards recognizing the power of employee recognition and a simple two-step plan to make it a fixed part of his day. Every day.
I'll read Stephen's Story and let you hear the power of a simple approach to employee recognition.
Connect with me :
Join me as I welcome two guests
Robert D. Morris is the Author of “The Mountains Behind”, an autobiographical journey through the trials of his life. He started writing poetry as a means to motivate himself and others, but soon discovered he was indeed writing about incidents that took place during his childhood that were actually repressed memories. He is passionate about encouraging people from all walks of life to pursue their dreams despite what past issues they have had to overcome, and to maximize their gifts with a simple but powerful platform simply titled “We Win”
Kenneth Barker is an advocate for helping families, individuals and organizations achieve success with their insurance and financial goals. For over 20 years, Kenneth has served in the Healthcare Industry and Financial Services Industry. While serving as a Healthcare Director, Kenneth identified the need within the community for more education regarding healthcare and financial services for individuals, families and organizations.
He specializes in the following areas: Individual and Group Life & Health Insurance, Medicare Advantage & Med Sup, Annuities, Long Term Care, College Planning, Legacy Building and other Financial Services that will help facilitate “Make Yourself A Bank” concepts.
9/9/14: (FULL EPISODE AUDIO FIXED) On this edition, we cover the shocking news of former WWE & WCW wrestler Sean O'Haire passing away at the age of 43! In-depth talk on key points from Monday's WWE Raw, Baltimore Ravens Ray Rice being suspending indefinitely after new footage surfaces of him beating his wife! Headlines including Jake "The Snake Roberts" battling cancer once again!
Covering the latest in wrestling, entertainment and beyond since 2011!
SPONSORED IN PART BY AUDIBLE.COM! SIGN UP FOR A FREE AUDIO BOOK & 30 DAY FREE TRIAL AT WWW.AUDIBLETRIAL.COM/THERCWRSHOW
WE'RE ON IHEARTRADIO!
In today's business world, the notion of "Software as a Service", or also known as "SaaS" for short is in fact becoming the de facto standard in which businesses run their IT infrastructures. For example, rather than owning an on premise IT infrastructure, many organizations in Corporate America are now turning to the "Cloud" to outsource their IT needs. There are of course many advantages with this, as software services come at a fixed and predictable monthly expense, and the business has to bear no costs in terms of hardware and software upgrades. This is all up to the Cloud provider to handle and deal with. Even today, security technologies are also offered as a service through the Cloud, and Biometrics is also starting to make its presence here as well. In this radio show, we interview Mr. Brian Dubin, VP of Enterprise Sales at Certify. This business is one of the pioneers of Biometrics hosted offerings, and various Biometric integrations which can fit easily into the Cloud. We will find out from Mr. Dubin how their hosted offerings work, and especially how their customers benefit from it.
God's promise is that there is a secret place in which we can dwell that belongs to Him. It is under the shadow of the Almighty. Nothing that opposes you can withstand His power. Under His shadow there is total protection from the evil plots of terror and fear. Our hearts remain confidently trusting Him even as the darkness increases, as destruction, pestilence and death appears on the stage of life everyday. We refuse to be terrorized and consequently paralyzed. God by His Spirit is raising up a standard of faith and trust in the sheild He has provided. We are able to remain stable and fixed because we are covered with His wings and pinions. Join us for live prayer at 6:00 AM Mon.-Fri. Dial 714 459-3963.