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  • 00:31

    Digging Deeper Into Your Financial Plan

    in Finance

    Join us as we launch our new format!  Learn about the high cost of annuities; our Charitable Giving in 2015 event on April 1, 2015; and our consumer and kid's tip of the week.  This week's main topic is learning how to make your financial plan focused on what you can control, rather than wasting your energy on things you can't control!  Don't miss this opportunity to dig deeper into your financial plan.

  • 00:30

    Financial Resolutions Worth Making

    in Finance

    In this episode, I'll talk about the financial resolutions that are worth making.  We'll discuss how to set SMART goals that motivate you and your family.  We'll discuss savings goals: a fully-funded emergency fund, saving for big purchases, saving for college and retirement.  We'll discuss debt-dumping goals, income goals, and purely fun goals for 2015.

  • 01:13

    Financial Freedom University : FOCUS - Follow One Course Until Successful

    in Entrepreneur

    Changing thousands of people lives has been my mission and vision since I started my radio career in November . BACK from a spring break at 7 pm PST. Learn how working full time I was able to in 3 months give myself an 8k raise in my part time business ,which in the next month is going to increase to another 20k.


     


     


     


     


     


    Find. Grow. Keep that is the motto to follow in order to be financially fit. Learn about the financial market,   financial News and more!!


    Have your notes ready CLASS!


     


     


     


     


     


     


     

  • 00:32

    LAURA GALL'S FINANCIAL FITNESS BOOTCAMP

    in Education

    FINANCIAL FITNESS IS NOT EASY.  BUDGETING IS NOT EASY.  SAVING MONEY AND CUTTING COST IS NOT EASY.  WHY?  FINANCIAL FITNESS IS NOT EASY BECAUSE EXPENSES CONTINUALLY INCREASE AND NEVER SEEM TO DECREASE UNLESS WE TAKE ACTION TO CUT COSTS AND KEEP MORE OF THE MONEY THAT COMES INTO OUR HOUSEHOLDS.  ARE THERE TRICKS TO CUTTING COSTS?  LISTEN TO THIS SHOW AND FIND OUT HOW TO CUT 10 BUDGET BUSTERS!

  • 00:32

    Financial Legacy System: Vacation on a Budget

    in Finance

    Sherri Gray, The Money Mom and Certified Personal Finance Counselor, gives financial hope to her clients nationwide. Now she uses her show to share her experiences and offer advice on money topics that affect you. You can listen in, share your experiences, and leave encouraged. To learn more about The Money Mom go to www.themoneymom.org.

  • 00:30

    Financial Grace: A Mighty Move of God

    in Women

    "With God all things are possible" Mt 19:26 We've all heard it and likely prayed it a zillion times for various things throughout our life.  In finance, I find that its easy for emotions to get mixed up around what to pray for.  There is often a fear of praying for money because of concerns it might seem like idolotry.  There is also an unfortunte perception that praying for finances could be perceived as selfish.  Whatever the reason, the reality is that money has a tendency to create emotional and mental blockages even before we pray.  Instead we end up 'hoping' for a windfall or increase, and financial blessing.  This kind of hope isn't the same as the hope we have in the Lord, because it's coming from a place of lack, not of abundance.  


    Yet God does care about your finances and we have biblical example, after biblical example of His infinite provision. So what do you do?  How do you pray for finances?  God isn't a giant genie that if you pray a particular way He'll pour out gold into your life, but He does give us seed to produce fruit and an abundant harvest when we seek Him with all our heart.  


    Join me this week as I share an amazing story and the practical strategies that saw God move in a mighty financial way.

  • 03:00

    Black Inferiority Complex

    in Current Events

    Black Americans will suffer some form of discrimination in their lives. This usually happens to you in elementary school. That one event where you notice that you were treated different for the color of your skin has an lasting effect on you. Nothing about you is celebrated until it is done by someone with white skin. Their are different rules for black people and white people. Most black Americans know they have to live with that kind of treatment. Some blacks feel self hatred will ease the discrimination until they find out the hard way. We must reveal the hidden things in order to be healed of the disease called racism.

  • 00:24

    Make Your Financial Plan Soar

    in Finance

    Carl Richards is a certified financial planner and a columnist for the New York Times. His weekly column, Sketch Guy, has run every Monday for the last five years. Carl has also recently released the One Page Financial Plan and joins us on the Midday Money Show to talk simplicity when it comes to planning your financial future.


    Visit our site, www.debtfreedivas.org, to view the show notes for this episode.

  • 00:23

    Financial elder abuse overview under California law

    in Legal

    Introduction


    Financial elder abuse is on the rise in California.  People are living longer due to advances in science, medicine, health, fitness and nutrition.  At the same time, "seniors" (those over 65 years of age - which is still relatively "young" if you think about it) are some of the sole survivors of the "mortgage meltdown" and they are oftens the victims of financial fraud and "elder abuse."  This husband and wife podcast discusses what elder abuse is, how to spot it, and the types of legal claims we handle as a California financial elder abuse law firm.


    Common perpetrators of financial elder abuse 


    1.  Attorneys (these professionals are in a position of "trust" and "confidence" and can unduly influence, coerce,  misinform and cause seniors to make very bad financial decisions that can affect real estate, and stock portfolios).  Attorney malpractice is another common claim in this area.  We have seen "counseling" that has resulted in the loss of substantial equity in residential and commercial real estate estate.


    2.  Car dealerships (Car dealerships can try to "steal your trade" or engage in "bait and swtich advertising" or sock you away in a car loan that


    3.  Friends


    4. Insurance


    5. Family (kids who see their parents as easy targets).  


    6.  Mortgage brokers (lenders and loan officers can sock a senior away - and take exorbitant loan fees - to steer an elder into an unconscionable predatory loan (ex. a negative amrotization or "option arm loan") or fail to advise as to the advisability (or non-advisablity) of a reverse mortgage.  These fees can be "taken" in bad faith resulting in serious daamges to an elder.

  • 00:29

    The Underbelly of the Financial World

    in Finance

    We all know that there are dangerous financial waters we need to avoid.  Today we'll talk about the worst of the worst, the "Underbelly of the Financial World."  I'll explain why you need to avoid payday lenders like the plague, think twice about title pawning, run away from debt consolidation, and save your money instead of wasting it on lottery tickets.  I'll also share my own (stupid) experiences with all of them!

  • 00:59

    Financial Freedom University : Invest in Yourself

    in Entrepreneur

    "An investment in knowledge pays the best interest." - Benjamin Franklin 


     


    When it comes to investing, nothing will pay off more than educating yourself. 


    Too many people are spending their time and money on things that may give short term satisifcation, but not long term resuts.


    Tune in Thursday's at 6 PM  to hear of ways to start investing in yourself. What are the first steps? How much time are you investing in your financial future? Also listen in, to hear about the latest financial news going on around the world.


    See you in class!