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When regularly and then permanently flooded in sea level rise vulnerable areas, homeowners will not want to make a choice between paying their existing mortgage obligations or, alternatively, defaulting and trying to qualify for a new place to live. Bad credit and a judgment against the borrowers would result from a default on the original mortgage commitments, making it almost impossible for the homeowners to qualify for a new loan.
To confront this scenario, society needs solutions for the near future. In this podcast, we explore one such opportunity for creative finance which is also environmentally smart.
Join sea level rise commentator Mitch Chester for a brief examination of this key issue.
For more information, please visit www.SLRAmerica.org and www.SLRSouthFlorida.com.
As sea level rise ascends as a priority issue for the general population in vulnerable regions, legislatures and real estate professionals need to consider fair and reasonable rising sea notice statutes in residential and even commercial realty transactions.
If we can warn potential buyers about lead based paint and radon gas, surely we can make them aware of ocean inundation issues.
The failure to take on such initiatives on a state-by-state basis can result in litigation, not to mention broken dreams of residential property purchasers and business owners.
Join host Mitch Chester for a quick examination of Sea Level Rise Disclosure forms.
For more information, please visit www.SLRAmerica.org.
This week "Pa Mac" from the Farm Hand's Companion joins Scott M Terry for some backwoods conversation about all sorts of things. Promises to be a great show. Be sure to log into the chat room so you can join the fun!
Be sure to check out Pa Mac's website...
The July 3, 2014 issue of Rolling Stone features an incredibly compelling article by former Vice President Al Gore. Entitled, "The Turning Point," Mr. Gore stresses we will ultimately prevail over climate change...but that irreversible serious damage is taking place.
Stating there is a climate change "tunnel" and we are "well into it," Mr. Gore urges us to "put a price on climate denial in our politics." He discusses major economic trends in the climate change battle. In this show, we go one step beyond the Rolling Stone article...With regard to rising seas, I discuss how society also needs to put a value on responsible financial preparedness to protect the millions in harm's way as the oceans grow. Call it Sea Level Rise Financial Literacy.
Join host Mitch Chester for a short, but compelling look at how your level of financial understanding can get you, your family and your community, ready for the consequences of sea level rise.
Reports of scientific studies and local government initiatives to deal with the challenge of swelling oceans fill the internet and traditional media daily. Technical experts dealing with sea level rise are hard at work in South Florida, California, the Carolinas, New York, Virginia and other vulnerable areas the world over.
But responsible action on sea level rise issues requires another dimension of planning, for which we have just begun.
Wall Street has a role to play too, as does your local bank and credit union. You have a personal financial role as well.
Monetary and budgeting strategies to cope with sea level rise, for the average homeowner, renter and small business owner need to be crafted today...to be ready for tomorrow.
In this episode, we explore some proposed tools and blueprints that financial institutions, consumers and governments should consider to properly plan for the near-term.
Failure to adapt your financial roadmap today will result in missed options tomorrow.
Here we cover the comments of Dr. Leonard Berry Director of the Florida Center For Environmental Studies at Florida Atlantic University and South Florida Attorney and sea level rise advocate Mitch Chester on this vital aspect of preparing for rising seas.
Contact Mr. Chester here.
An amazing new technology under study by the U.S. Navy could produce boundless energy from salt water.
The science is clear...the oceans continue to absorb carbon dioxide, which is one of the reasons the seas are warming and rising each year.
Now the offending carbon dioxide can be taken directly from ocean water and turned into certain types of hydrocarbons. That means fuel to energize solutions.
How can we harness this new form of fuel, across the globe, to battle some of the adverse effects of rising seas?
Salt water intrusion, pushed by sea level rise into freshwater aquifers, is a problem that may have just found a partial and efficient solution.
The 2014 U.S. National Climate Assessment, released in July, points out, on page 401, "Sea level rise increases pressure on utilities-such as water an energy- by contaminating potential fresh water supplies with saltwater."
One proven method of producing drinking water from intruding salt waters is by using desalination plants. While such conversion facilities are getting more efficient, they still take a lot of energy to produce potable water.
Significanlty reducing energy consumption demands of desalinzation plants may now be possible.
Join Sea Level Rise Radio Host Mitch Chester as we explore how, within 10 years or less, desalination plants and municipal pumping stations may be able to use what is currently carbon neutral military technology to convert sea water into clean energy in the fight against some of the threatening effects of encroaching oceans.
If political leadership at the state level is missing with regard to rising seas, it is foreseeable that citizens groups may proactively demand public policy action through the constitutional amendment process.
These "citizen initiatives" would be consistent with responsibly addressing adaptation to swelling oceans in affected states if governors and state legislators fail to prepare for changing coastlines.
Join host Mitch Chester for a brief exploration of how rising seas may affect the wording of state constitutions.
For more information, please visit SLRAmerica.org.
In the past few days, the San Francisco Civil Grand Jury released a comprehensive and important report entitled, "Rising Sea Levels...At Our Doorstep."
In this broadcast, we explore some key points raised by the panel and its recommendations. Charged with assessing how rising sea levels "will most likely affect the City of San Francisco," and what the City is doing to address the challenge, the Grand Jury notes, "We are currently at the cusp of the future in terms of sustainability." It adds, "The threat is real; the time to act is now."
Join host Mitch Chester for a quick review of major points contained in the report.
For more information about legal and financial issues connected with sea level rise, visit www.SLRAmerica.org.
Its been another busy week on the farm. Scott talks about some of whats been going on, including the decision to switch over to raised bed gardening and why it might or might not be a good idea for you. Also plan cover some questions from listeners.
God bless each of you and thank you for joining us on our program, The Sea of Emotions. We have been called to present this program by the spirit of God. We all have a purpose on this earth and we thank God that he has given us his favor and grace to help many find their way to God, understand his word and to be refreshed in his word. We are also called to pray for the sick, shut in, deprived, lost, hungry, misunderstood and the abused. 'We will conduct bible study of the New Testament in it's entirety. We truly hope that you will be with us on this journey to fulfill his purpose. Please don't hesitate to call in, sign in on the internet, blog with us, or listen to our daily program after the show on line. We desire to hear your comments during the show and also to read your comments, while we are in the studio. God has provided a place that you can come to for prayer, so, bring your request with you or send your request on line. You are welcomed to bring friends on line also. I and a host of other pastors and clergy people will be available to speak with you and to answer your questions. The one thing we ask is, that you do not use profanity or display anger toward us.
As we go forward there is microphones for each caller (up to 50 callers) and the sound is controlled by us in the studio. If at any time someone can not mute their phones while there is loud noice in the background, we will mute the microphone for the comfort of the other callers and our staff. Now, please join our first show and again, thank you so much for joining us.
Blessings unto you.
It has already started to happen. Coastal areas of the United States are experiencing the symptoms of rising seas. In fact, sea level rise is affecting you and your community now.
This program is focused on the practical effects of rising seas, and what encroaching oceans means for businesess and your family.
Your host is Mitch Chester, a Southeast Florida resident and attorney. Join us as we explore the many complex dimensions of sea level rise.
For more information, visit www.SLRAmerica.org and www.SLRSouthFlorida.com.
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