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Cumis Counsel Lawyer
What is cumis counsel?
Sometimes in your practice of real estate (ex. as a property manager, commercial real estate or residential agent, or mortgage loan originator) you will be sued for your role in the transaction. A plaintiff in a civil lawsuit might sue you for any or more of the following:
Breach of Contract
Financial Elder Abuse
Breach of fiduciary duty
These are just some of the common lawsuits (and requests for arbitration) that I see being filed against California real estate brokers and their companies. When this happens, your errors & omissions insurance policy (ex. CRES or Lloyd’s of London) will normally cover you FOR COVERED CLAIMS ONLY.
For example, in the above scenario, they may cover you ONLY for the Negligence cause of action. They may issue you a “reservation of rights” letter informing you that they will not cover the fraud, breach of fiduciary duty, or financial elder abuse claim, and they reserve their rights to come back TO YOU AND SEEK INDEMINIFICATION FOR THEIR LOSSES.
Such a letter indicates a potential conflict of interest, and may entitle you to a “cumis counsel lawyer” at the insurance companies expense.
Listen in to this great show with Attorney Steve and Frontline Lisee!
In a recent article in The Nation, Canadian author/activist Naomi Klein posed an important question/observation: "What does #BlackLivesMatter have to do with Climate Change?" (http://www.thenation.com/article/192801/what-does-blacklivesmatter-have-do-climate-change)
On the next episode of PR 13:20, we'll look deeper into Klein's inquiry, and discuss the similarities revealed when juxtaposing the issues of social and environmental justice, the affects of rampant police brutality and unchecked global warming, and the communities and nations most affected. We'll also look at where these movements intersect and appear to be headed, and what actions can be taken to ensure that systemic change does occur, and soon, because our lives do depend upon it.
in Self Help
Join Debra Norwood, Laughter Lawyer USA for her Look Good! Feel Good! Show featuring Positive people, places and causes! Today's show: Finding Inner Strength with Dr. Katherine Puckett , PHD,MS,MSW,LCSW of Cancer Treatment Centers of America . Dr. Puckett has been appointed to the position of National Director of Mind-Body Medicine to assist CTCA in coordinating and enhancing mind-body programs and services across the regional centers. Her many credentials include being a certified laughter leader with the World Laughter Tour, and a member of AATH! Our radio show will explore the standard of care treatment delivered in CTCA, including their integrative care which incorporates mind-body medicine to help manage stress during cancer treatment. In a nutshell, Katherine Puckett and the mind-body medicine team at CTCA help meet their patients emotional and physical needs which can mean the difference between feeling alone and finding peace and learning how to connect with their inner strength! Tune in and find out why CTCA is also a proud sponsor to the upcoming AATH Conference in Philadelphia, on May 28-30,2015!
Friend Laughter Lawyer USA on Facebook and follow her on Twitter @laughterlawyeru
Dana Laake will discuss health controversies including environmental risk factors, autism, vaccinations, and fluoride.
Dr. Terry Wahls is a clinical professor of medicine at the University of Iowa, where Dana Laake is a licensed nutritionist providing preventive and therapeutic medical nutrition services for over 25 years. Her practice includes the nutritional evaluation and treatment of the full spectrum of health issues affecting children and adults. Dana holds a Master's degree in nutrition from the University of Maryland.
Should the Christian be concerned about environmental issues? Pastor Brian demonstrates why the Christian should be involved in environmental issues and concerns. In addition, Pastor Brian speaks with RT's political analyst concerning the coal ash spill in North Carolina and the great concerns that North Carolinians should hold as it relates to pollution to one of North Carolina's major rivers.
Special Guest Jeff Ostrom on Environmental Awareness and Consciousness Conversation
Jeff Ostrom is an Environmental Activist, seeker of sustainable living, and actualizer of potential. He has worked locally on environmental activism as well as nation wide. Ostrom Loves higher level conversation on subjects of consciousness, wellbeing, and the Healing Arts. He is also one of RemBrandt’s Students and working on becoming Certified as a Kyat Healing Arts Practitioner.
“Be the Change you Want to See” Ostrom would say
The North American Association for Environmental Education
Now that the Buffalo NY area has finally taught us all that there's no such thing as climate change, we have invited first time guest Executive Director of NAAEE Judy Braus ? for this important topic ?...how it fits into PreK-12 curriculum ? plus a look at The Natural Start Alliance?
Alternative news and environmental issues also interviews with authors, activists and journalists.
Mike Bond writes socially-conscious thrillers inspired by his real-life experiences. His Aloha State thriller, SAVING PARADISE (Mandevilla Press) played a role in stopping the Big Wind and the Inter-island Cable Project in Hawaii. This project would have destroyed major parts of Molokai, Lanai and Maui. In addition to drastic environmental and social effects on all three islands, it would have had a catastrophic impact on whales, dolphins and other ocean species including endangered monk seals and turtles.
Bond, a Maine native, has also been active in Maine environmental issues, creating http://savingmaine.org/ to raise awareness about the potential dangers industrial wind development might pose to Maine’s environment.
Mike Bond is a bestselling novelist, environmental activist, war and human rights correspondent and award-winning poet who has worked in many remote, dangerous parts of the world. His critically acclaimed novels depict the innate hunger of the human heart for what is good, the intense joys of love, the terror and fury of battle, the sinister conspiracies of international politics and multinational corporations, and the beauty of the vanishing natural world.
For more information visit: http://mikebondbooks.com/
Linda Bowen is a nutritionist, passionate environmental advocate, and mother of six. She has 25+ years in the natural health industry, including consulting, radio talk show host, health correspondent for television news, writer, and speaker along with owning her own successful organic cotton clothing company. Linda’s passion is the impact our environment and lifestyle have on our health. She worked with an organic-cotton farming cooperative in India, assisted in projects to bring running water and septic systems to small village schools outside Delhi, and she's dedicated to fair trade and social initiatives around the globe. As a green consultant, she helps individuals and corporations find solutions that support our health and the future of our planet.
Linda Bowen is also embarking on a new project called "The Incredible You" with Ara Parisien that assists individuals to live a more mindful and cohesive body/mind/soul connection. This connection serves to transform lives and does not only impact individuals in a positive way but will also impact the globe simply because when one person raises their vibration that new vibration shifts more than just the life of the individual but those around them as well.
You won't want to miss this show! Call in, participate or kick back and relax and ponder how you can make a difference.
Tom Malterre joins Elevate Your Energy radio to talk about what environmental chemicals/ toxins actually do so that we feel compelled to take action without being overwhelmed.
We will cover:
- turning genes on and off with lifestyle
- once you start eliminating toxins, do you actually see a difference in gene expression
- toxic scents - febreze, laundry detergents - how bad are they really
- I think we all know BPA is bad for us... but why.. what does the research say it does?
- BPA-free - not better, what's in it, what do we know about it?
- for someone just taking first step toward a cleaner lifestyle - what are your suggestions?
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