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  • 00:32

    THE DAILY COMPLAINT (OCWEN/ESCROW FRAUD/BREACH OF CONTRACT/CONSUMER RIGHTS/CFPB)

    in Finance

    TODAY'S SPOTLIGHT:


    OCWEN LOAN SERVICING FORCE PLACED INSURANCE ESCROW FRAUD FEE PADDING BREACH OF LOAN MODIFICATION AGREEMENT MORTGAGE SERVICING RULES BASIC CONSUMER RIGHTS CFPB FTC FDCPA


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 01:01

    Madonna Long - Consumer Advocate for People with Disabilities

    in Culture

    Join us for a conversation with Madonna Long, a respected and established personality in the disability community who works with disability organizations, leaders and businesses around the United States. We'll discuss her passion and work in consumer advocacy and emergency preparedness. 


    Madonna consults to Pride Mobility Products, VETaxi  and former VPG Autos as a Consumer Advocate since 2007.  She is a member of NCIL (National Council for Independent Living) and AAPD (American Association of People with Disabilities), works with disabled groups through Madonna Long Consulting LLC in public relations and marketing through Loops Media Group. She was appointed by Governor Tom Corbett to the Pennsylvania Rehabilitation Council, has received various awards from organizations in the disability community, and holds a Bachelor’s of Science Degree in Homeland Security.


    Follow Madonna on Twitter @MadonnaLong.


    PA Independent Living Radio Show is brought to you every Friday at 12:00 pm EDT/EST by The Arc of Luzerne County. Please consider a donation in support of our work to help improve the quality of life for people with Intellectual and Developmental Disabilities and their families.


    Read and subscribe to PA Disability News (it's free!) to stay up to date on news and events of interest to the PA disability community. 


    Thanks for listening!

  • 00:32

    THE DAILY COMPLAINT (NATIONSTAR MORTGAGE/UNAPPLIED PAYMENT/CONSUMER RIGHTS/CFPB)

    in Finance

    TODAY'S SPOTLIGHT:


    NATIONSTAR MORTGAGE UNAPPLIED MORTGAGE PAYMENTS FEE PADDING VIOLATIONS QWR CFPB STRONG BORROWER PROTECTIONS CONSUMER RIGHTS KNOW YOUR RIGHTS ASSERT YOUR RIGHTS


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:32

    THE DAILY COMPLAINT (NATIONSTAR/ILLEGAL VIOLATING BEHAVIOR/CONSUMER RIGHTS/CFPB)

    in Finance

    TODAY'S SPOTLIGHT:


    NATIONSTAR MORTGAGE UNFAIR DECEPTIVE ABUSIVE ACTS AND PRACTICES ILLEGAL VIOLATING BEHAVIOR UNFAIR BUSINESS PRACTICES CONSUMER RIGHTS PROTECTIONS CFPB RESPA FDCPA


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:31

    THE DAILY COMPLAINT (LOAN MODIFICATION/HAMP/WINNING STRATEGY/CONSUMER RIGHTS)

    in Finance

    TODAY'S SPOTLIGHT:


    HOME AFFORDABLE MODIFICATION PROGRAM GOVERNMENT DEBT RESTRUCTURING PROGRAMS QUALIFICATIONS WINNING STRATEGIIES KNOW YOUR RIGHTS ASSERT YOUR RIGHTS MHA HELP


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:29

    Consumer Financial Protection Bureau (CFPB) Overview

    in Education

    Organization: Consumer Financial Protection Bureau (CFPB)


    Guests: Holly Petraeus


    Hosted By: Dustin Luce, VAREP Co-Founder


    Show Description: The Dodd-Frank Act assigns the CFPB’s Office of Servicemember Affairs (OSA) the responsibility to educate and empower servicemembers and their families to make better informed decisions regarding consumer financial products and services. Listen as Holly Petraeus discusses the OSA's responsibilities and accomplishments to date.

  • 00:34

    THE DAILY COMPLAINT (KEYS TO STOPPING A FORECLOSURE SALE DATE/CONSUMER RIGHTS)

    in Finance

    TODAY'S SPOTLIGHT:


    WE WERE SUCCESSFUL IN ASSISTING A HOMEOWNER IN STOPPING A FORECLOSURE SALE DATE DESPITE THE FACT THE MORTGAGE SERVICER HAD BEEN VIOLATING FEDERAL LAW CFPB RIGHTS


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:52

    Transparency, Private Exchanges & Consumer-Directed Benefits

    in Business

    With less than two weeks until Private Exchange FORUM kicks off in Dallas, hosts Ron Bachman and Brent Macy are live in the studio for a discussion of some of the hottest trends in employer-sponsored health care, including transparency, health data, health management, private exchanges and consumer-directed benefits. 


    The first guest is Joseph Berardo, CEO of MagnaCare, a leader in managing self-insured health plans in New York and New Jersey. For 25 years, MagnaCare has helped self-insured employers take control of their health care costs by providing cost-effective tools and solutions. In this interview, Joe and the hosts will discuss the benefits of transparent health data and how this data can be used to effectively control health care costs for an employee population.


    For the second segment, the hosts will welcome Jody Dietel, chief compliance officer, WageWorks, to the program for a discussion on strategies for effectively navigating and utilizing private exchange solutions. Private exchanges have given employers a new level of flexibility over the design and control of the costs of their health plans, as they are managing the health and wellness of their employees.  With the various types of exchanges already operating comes a responsibility to understand the different models and the factors that make them successful – or not - for any given company. In this interview, Jody and the hosts will discuss the key differences of private exchange models and provide strategies for this rapidly evolving dynamic in the marketplace.

  • 00:31

    THE DAILY COMPLAINT (NATIONSTAR/ESCROW FRAUD/HUD RESPA RULE/CONSUMER RIGHTS/CFPB

    in Finance

    TODAY'S SPOTLIGHT:


    NATIONSTAR  MORTGAGE ESCROW FRAUD UNPAID TAXED LATE FEES HUD RESPA VIOLATIONS BREACH OF CONTRACT CONSUMER RIGHTS FTC FDIC CFPB HELP


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:59

    Social Media And The New Consumer

    in Business

    Intro:


    Digital channels, such as social media and online platforms, have permanently changed the way people interact and communicate with each other and with businesses. As people become increasingly wired and tech-savvy, businesses need to transform to keep up with the changing customer demands and to do so quickly.  


     


    On this show you will learn:


    -The impact social media has had in our personal and professional lives (including business development, personal branding and networking)


    -How customer behaviours have changed today due to social media


    -What do businesses need to do in order to meet these new customer needs


    Radio Show Guest: Kamales Lardi


    Kamales Lardi is an author, lecturer and strategist specializing in digital transformation, social media & enterprise collaboration. She has more than 15 years of experience in management consulting, specialising in corporate strategy, business process optimisation and digital transformation. Kamales has advised global companies in Europe and Asia, including UBS, Bacardi Martini, Zurich Insurance Company, Sigg Combibloc, Swiss Re, Victorinox, and Swiss Federal Railway (SBB).


     


    Bases on her experiences, she developed the Social Media Strategy Framework that guides companies utilising digital technologies to gain sustainable business value. The framework is presented in her book “Social Media Strategy – A Step-By-Step Guide To Building Your Social Business” authored in collaboration with the Zurich University of Applied Sciences (ZHAW). Kamales consults with well-known European companies and lectures on social media strategy at the Zurich University of Applied Sciences (ZHAW).

  • 00:33

    THE DAILY COMPLAINT (BAYVIEW/MORTGAGE XFR/REPAYMENT PLAN BREACH/CONSUMER RIGHTS)

    in Finance

    TODAY'S SPOTLIGHT:


    BAYVIEW LOAN SERVICING MORTGAGE TRANSFER FROM COUNTRYWIDE BANK OF AMERICA REPAYMENT PLAN BREACH WRONGFUL FORECLOSURE UNFAIR ABUSIVE BUSINESS PRACTICES


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


     


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


     


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


     


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)