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  • 00:27

    Consumer Demands

    in Real Estate

    Consumer Demands are ever increasing, and we have to adapt!

  • 02:21

    Part 1: BDI The Social Consumer 2012

    in Marketing

    We all know that consumer behavior is rapidly changing.  This half-day conference will showcase very specific case studies that demonstrate how leading brands engage, influence and service consumers through innovative social programs.

  • 00:32

    THE DAILY COMPLAINT (OCWEN/MORTGAGE FRAUD/WHERE ARE REGULATORS?/CONSUMER ADVICE)

    in Finance

    TODAY'S SPOTLIGHT:


    OCWEN LOAN SERVICING SAME OLD MORTGAGE FRAUD VIOLATIONS AFTER MILLIONS IN FINES WHERE ARE THE MORTGAGE INDUSTRY DEBT COLLECTION GOVERNMENT REGULATORS CONSUMER ADVICE


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:34

    THE DAILY COMPLAINT (SUNTRUST MORTGAGE/ESCROW ERRORS/CONSUMER RIGHTS/HUD/CFPB)

    in Finance

    TODAY'S SPOTLIGHT:


    SUNTRUST MORTGAGE ESCROW MISCALCULATIONS & ERRORS HOMEOWNER FAQS ABOUT ESCROW ACCOUNT MORTGAGE SERVICER ESCROW RESPONSIBILITES CONSUMER RIGHTS HUD RESPA CFPB


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:39

    THE DAILY COMPLAINT (SELENE/PAYMENT FRAUD/VIOLATIONS/CONSUMER RIGHTS/HELP)

    in Finance

    TODAY'S SPOTLIGHT:


    SELENE FINANCE PAYMENT FRAUD NOT POSTING OR CASHING MORTGAGE CHECKS FORCING WRONGFUL FORECLOSURE SPOC CFPB RESPA FDCPA VIOLATIONS FOR LYING CONSUMER RIGHTS


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 00:32

    THE DAILY COMPLAINT (NATIONSTAR/ESCROW FRAUD/PAYMENT ERROR/CONSUMER RIGHTS/CFPB)

    in Finance

    TODAY'S SPOTLIGHT:


    NATIONSTAR MORTGAGE REQUIRED ESCROW WITH LOAN MODIFICATION FAILURE TO SETUP ESCROW PROPERLY RESULTING IN ESCROW FRAUD PAYMENT ABUSES CONSUMER RIGHTS VIOLATIONS CFPB


    "the daily complaint"


    Every weekday we answer client complaints on The Daily Complaint to provide direction and resources for both the person complaining as well as other consumers experiencing similar issues whether it be mortgage fraud, loan servicing escrow issues, loan modification runarounds or denials, short sale refusals, deed in lieu negotiations and credit card debt collector abuses and fraud violations.


    I routinely look for posts to answer in hopes that it will not only bring optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks that are "too big to fail" like Bank of America and Citi but yet don't appreciate the bailout that we provided in their time of need.  The debt collectors like Ocwen and Nationstar are simply just piranhas but they can be beat at their own game too just like the big banks can be defeated.  


    We are committed to answering consumer complaints and addressing everyday credit and debt issues on The Daily Complaint and I thank you for your continued support!


    We hope you enjoy the Show...


     


    Dana Shafman


    Managing Member


    END Consulting


    Phone (888) 234-7006 Ext 101


    Fax (888) 234-7096


    Dana@ConsultingEND.com


     


    Every new beginning comes from some other beginning's END!


    THE DAILY COMPLAINT - LIVE WEEKDAYS AT 8:30 AM PT (CA) & 11:30 AM ET (NY)

  • 01:25

    Corporations and the American Consumer

    in Marketing

    The holidays are coming up and Corporations are going to inundate us with advertising to buy their wares. But what do the corporations really do for us, besides selling us something we need or want? Where do the profits go? Do they pay their fair share of taxes? Our communities are suffering from cutbacks to our police and fire departments. Our schools…well let’s not even go there. We know they need help and funds to educate our young folks.


    Meanwhile, some corporations as Rep George Miller put it…”They are renouncing their corporate citizenship to take advantage of tax havens in Ireland, Panama, Switzerland or the Cayman Islands. They’re turning Uncle Sam into Uncle Sucker.” Don’t they have a moral responsibility to support the communities in which they market their goods? They are even shipping our jobs overseas. Are we not supposed to be equal partners in the American Dream?   


    Join me and my special guest Kevin L. Nichols of the KLN Consulting Group, “Leading the legal Industry in Litigation, Diversity, & Business Development/Social Media Consulting”. He is also an officer in the Bay Area Black Professionals.


    Obviously we are not talking about all corporations. But here is a thought. If the large corporations are leaving a vacuum in services and community involvement doesn’t that leave an opening for home grown businesses no matter their structure?  We will take a look at Corporations and the American Consumer on this show. This is where you get real news and information. Join us.

  • 00:49

    Consumer-Driven Health Accounts & Wearables in Wellness

    in Business

    On this week's program, hosts Doug Field, Ron Bachman and Brent Macy are live in the studio with special guests from Flex and Healthiest Employers for conversations on consumer-driven health accounts (HSAs, HRAs and FSAs) and the role of wearable devices in workplace wellness programs.


    The first guest on the show will be David Lindgren, Senior Manager, Compliance & Public Affairs, Flexible Benefit Service Corporation (Flex). With the ACA weighing on employers’ every health care decision, it is no surprise that they are doing whatever they can to stabilize costs for themselves, while better engaging their employees into the cost-sharing process. The integration of consumer-driven health accounts has rapidly emerged at the workplace as a key strategy to combat rising health care costs. As an advocate in this marketplace, Flex pondered how many employers are offering these plans, how offer rates differ by employer size and, in light of the ACA, what the future holds for their growth or demise. In this segment, David and the hosts will discuss the key findings from a recent survey that collected responses from more than 500 employers of all sizes throughout the U.S.


    The second guest on this week's program will be Rod Reasen, Chief Executive Officer of Healthiest Employers. The wearable movement is here. In fact, according to a new survey from Healthiest Employers, 54 percent of employers are looking to purchase wearables in the next twelve months. Yet, only seven percent have a plan to use the data to improve health. In this interview, Rod and the hosts will outline what employers want in an a wearable, the reasons to purchase and how to “connect the dots” between activity and outcomes.

  • 00:19

    Dance With Bipolar, Consumer Connections

    in Self Help

    Dance With Bipolar is a talk-radio show that views bipolar disorder from a positive perspective with uplifting appeal.  We have people from all over the county and world call in with questions that relate to bipolar disorder. Tonight we are introducing an awesome program called Consumer Connections. Consumer Connections is a nationally recognized program which recruits, trains, and supports consumers of mental health services working to become providers of mental health services. The program works with mental health providers in New Jersey to expand employment opportunities for consumer providers. Consumer Connections offers courses, which meet the educational requirements and lead to Certification as a Recovery Support Practitioner (CRSP) as well as Certification as a Co-occurring Disorders Professional (CCDP). For more information visit Mental Health Association New Jersey (MHANJ.org)  Join Meg Dog (bipolar peer specialist) and Doc, (individual and family psychologist) invite you to make the connection with Consumer Connections.

  • 01:01

    Madonna Long - Consumer Advocate for People with Disabilities

    in Culture

    Join us for a conversation with Madonna Long, a respected and established personality in the disability community who works with disability organizations, leaders and businesses around the United States. We'll discuss her passion and work in consumer advocacy and emergency preparedness. 


    Madonna consults to Pride Mobility Products, VETaxi  and former VPG Autos as a Consumer Advocate since 2007.  She is a member of NCIL (National Council for Independent Living) and AAPD (American Association of People with Disabilities), works with disabled groups through Madonna Long Consulting LLC in public relations and marketing through Loops Media Group. She was appointed by Governor Tom Corbett to the Pennsylvania Rehabilitation Council, has received various awards from organizations in the disability community, and holds a Bachelor’s of Science Degree in Homeland Security.


    Follow Madonna on Twitter @MadonnaLong.


    PA Independent Living Radio Show is brought to you every Friday at 12:00 pm EDT/EST by The Arc of Luzerne County. Please consider a donation in support of our work to help improve the quality of life for people with Intellectual and Developmental Disabilities and their families.


    Read and subscribe to PA Disability News (it's free!) to stay up to date on news and events of interest to the PA disability community. 


    Thanks for listening!

  • 00:45

    Knowing Your Consumer Rights According to the FDCPA!

    in Finance

    FDCPA is the abbreviated name for the Fair Debt Collections Practice Act. This act was created to protect both consumers and creditors again unfair and unethical collection practices. This is the very first thing that we should know because we have many rights that could help our particular situations. Call into 929.477.1281 and follow the show for updates by clicking the follow option. These shows are recorded so you can always go back and listen to the archives if you miss a show. If you know someone who is struggling with budgeting, debt, saving money nm etc., this is the show for you.