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  • 01:01

    Know Your Value. Be Empowered To Design Your Life - with Sharissa Sebastian

    in Self Help

    In this show we will discuss the importance of identifying your values and living true to yourself. We will be sharing important tips and things to consider when digging deep into who you are and what’s important to you so you can create the life you want…


    Sharissa Sebastian is a certified life and leadership coach for women. Her passion is helping women break free from being stuck, overwhelmed, and stressed in their careers to live a life of passion, purpose, joy and fulfillment. She has a desire to help other women succeed and live their best life. She currently serves on the board of directors of Empowering Women as Leaders (EWL) that provides scholarships to non-traditional female students. Sharissa has been featured on ABC, Fox, CBS and NBC and is also a speaker and writer. www.sharissasebastian.com


    www.stopsmilebreathe0315.splashthat.com  10% Off Discount Code: SSBLCRN    Bring 3 friends and get your ticket FREE!


    Natali Sanchez Rheault is a full time Coach, Speaker, and Writer. As a coach, Natali works with clients worldwide and focuses on self-empowerment through values-driven action. Natali believes strongly in the power of coaching to help her clients identify their values and align their actions to their values. The reason for doing this is so that they can design their lives instead of living by default or based on others’ reality of who they should be. Natali's coaching training is with the International Coach Academy, an International Coach Federation (ICF) accredited training program. She is a member of ICF Global and the ICF Raleigh Chapter. www.natalisanchezrheault.com  

  • 00:22

    The Value of Responsibility

    in Self Help

    Taking responsibility for your life and the outcome is necessary for positive growth.  Pat Council will share a different perspective about responsibility that will give compelling reasons for adopting it as apart of your values system.  Personal responsibility is more important than ever. Give your life a boost by understanding more about personal responsibility.


    This show is sponsored by NusranceNation.com

  • 00:31

    Decoding Life Insurance

    in Finance

    What are the different types of life insurance, and what kind of coverage gives you the best bang for your buck?  Join us as we decode some of the mysteries of this often misunderstood product.  Also, this week, discover seven ways to teach your teens about money; get the scoop on oil and learn whyprices have been so volatile; and find out what three things you can do right now to protect your beneficiaries.

  • 00:45

    Health Care Payments, Life Insurance and Health Incentives

    in Business

    On this week's edition of HealthCare Consumerism Radio, the hosts welcome two special guests to the program for a discussion on health care payments, health engagement, life insurance, health incentives and more.


    The first guest on the program will be Vineet Gulati, chief executive officer of HealthExpense. Similar to the shift from pension plans to individual retirement accounts years ago, employers are switching from defined benefit to a defined contribution that their employees control. Therefore, the employee-consumer today has to make more health insurance and health care purchasing decisions. This shift has been rapid, and consumers need to learn very quickly how to use vehicles like HSAs, FSAs and HRAs to cope with this expense-shift. In this interview, Vineet and the hosts will discuss what problems this shift is causing across the health care ecosystem and the innovations that are emerging to deal with these changes.


    For the second segment on the show, the hosts will talk with Tal Gilbert, senior vice president of marketing and innovation for The Vitality Group. Tal and the hosts will be discussing an innovative new solution that brings together life insurance and wellness incentives. John Hancock Insurance recently launched a new approach to life insurance in the U.S. that rewards people for healthy living. Developed through an exclusive, first-ever life insurance partnership with The Vitality Group, the new solution integrates life insurance with a comprehensive healthy living program.

  • 00:46

    BENEFITS OF LIFE INSURANCE & GOOD CREDIT

    in Entertainment

    •Why certain credit & financial secrets are untold in low income communities & educational systems?


    •How can foreigners without any N. American credit history get approved for luxurious cars & homes in upscale neighborhoods [communities], but many people especially “Black African-Americans” are denied approval of those things even if their credit scores are above 620?


    •How can some 18-24 years old Caucasian college students without established credit afford expensive homes & cars w/o parental financing?


    *Did you know Caucasians were intentionally targeted & charged high mortgage interest rates in certain states & communities solely due to them being "Caucasians"?


    *Did you know you that most life insurance companies allow you to take a loan on your life insurance benefits after paying it up for 5 years or more or having it for 10 consecutive years or more with a record of on-time premium payments?

  • 01:01

    LIfe Insurance, Un-Insurable, Worksite Plans, Guaranteed Issue

    in Business

    AM 1220 KDOW Silicon Valley Radio Host Margaret Jackson is bringing on New York Life Maram Alaiwat, 2014 President's Council, and a member of the prestigious Million-Dollar Round Table.  Maram is formidable in her understanding and abililty to talk about Life Insurance, as a New York Life agent.  She is committed to her customers, around the United States, and works hard to build plans that best fits the need of her customers.  She will share statistics, worksite plans that could help the un-insurable get insured.  


    Everyone wants the security of Life Insurance.  Tune In today, to learn how you can prepare for a secure future. 

  • 00:02

    Cash in Your Life Insurance Policy? Rescue It

    in Family

    When it comes to life insurance, you have two basic choices: Some form of cash value life insurance (including universal life) and term life insurance. 



    Cash value, or whole life, as a “bundled” policy, requires you to buy both your death benefit and a cash value feature. 
    For the cash savings, the money is controlled by the insurance company and reverts to the life insurance company, not the estate of policy holder. It's in the contract. A little "s" is inserted between the CV in the contract = cash surrender value.

    It's your money...and while you may borrow it--at up to 8% interest--why not claim it yourself. But never cancel any policy until you have a new one in place.


    Let's get financially well:
    Get your free copy of the essential book, How Money Works: A Common Sense Guide to Financial Success. You'll fall in love with this it and never have a major money question again. In clear language, it shows how to avoid insurance traps, tackle debt, grow your money, find out what a Roth IRA can do for your family, and much more.  Go to bitly.com/yourmoneyny and sign up for your copy right now.  bitly.com/yourmoneyny  
    See you next time.

  • 00:21

    Creating Cash Flow

    in Finance

    Creating and maintaining cash flow within your business can be the single most defining factor of your businesses success or failure.  So, what do you do when you have clients who aren’t paying, or paying on time?  Tune in to Video Broadcast Services President, Marcia Hawkins and Vice President, Kyle Clouse and they discuss strategies that can help you in maintaining a healthy cash flow for your business.

  • 00:16

    Favor Life, The Process Of There...................................

    in Spirituality

    Favor Life is a 15 minute radio empowerment segment designed to encourage the Christian Believer in their walk of faith and trust everyday through life situations and circumstance. The goal of this radio broadcast is to spiritually empower each believer in their process of growing and maturing in the grace and knowledge of our Lord and Savior Jesus Christ daily. For the Christian Believer ,who is in this world but operate and live in a different system of faith , we learn to manifest the glory of the Lord in our everyday life by faith , trust and obedience to God's Word. The journey of faith and trust is one that is to be enjoyed as we walk in the victory, purpose and destiny of our process to "there". Our "there" place is the place of our making that expresses the identity and character of Jesus Christ to a world who does not see or know Christ unless we show Him even in the conflicts that we face in our everyday life. So join in as we go through the process of "there" and see the favor of our King in everyday life on "Favor Life".

  • 00:15

    Favor Life, The Process Of There.................................

    in Spirituality

    Favor Life is a 15 minute radio empowerment segment designed to encourage the Christian Believer in their walk of faith and trust everyday through life situations and circumstance. The goal of this radio broadcast is to spiritually empower each believer in their process of growing and maturing in the grace and knowledge of our Lord and Savior Jesus Christ daily. For the Christian Believer ,who is in this world but operate and live in a different system of faith , we learn to manifest the glory of the Lord in our everyday life by faith , trust and obedience to God's Word. The journey of faith and trust is one that is to be enjoyed as we walk in the victory, purpose and destiny of our process to "there". Our "there" place is the place of our making that expresses the identity and character of Jesus Christ to a world who does not see or know Christ unless we show Him even in the conflicts that we face in our everyday life. So join in as we go through the process of "there" and see the favor of our King in everyday life on "Favor Life".

  • 00:14

    Auto Insurance Premium Payments: What are they worth?

    in Podcasting

    Did you know in most cases Auto Insurance Companies decided whether your claim will be paid? This can take from a week to 10 years when receiving a settlement, if at all.  Why such a contrast?  Do Insurance Companies have too much power at their discretion?  On the hand, what are your options as a policyholder?  Today's conversation with ESTRA is about the worth of your Auto Insurance Premium Payments. 

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