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  • 00:31

    Decoding Life Insurance

    in Finance

    What are the different types of life insurance, and what kind of coverage gives you the best bang for your buck?  Join us as we decode some of the mysteries of this often misunderstood product.  Also, this week, discover seven ways to teach your teens about money; get the scoop on oil and learn whyprices have been so volatile; and find out what three things you can do right now to protect your beneficiaries.

  • 00:02

    Cash in Your Life Insurance Policy? Rescue It

    in Family

    When it comes to life insurance, you have two basic choices: Some form of cash value life insurance (including universal life) and term life insurance. 



    Cash value, or whole life, as a “bundled” policy, requires you to buy both your death benefit and a cash value feature. 
    For the cash savings, the money is controlled by the insurance company and reverts to the life insurance company, not the estate of policy holder. It's in the contract. A little "s" is inserted between the CV in the contract = cash surrender value.

    It's your money...and while you may borrow it--at up to 8% interest--why not claim it yourself. But never cancel any policy until you have a new one in place.


    Let's get financially well:
    Get your free copy of the essential book, How Money Works: A Common Sense Guide to Financial Success. You'll fall in love with this it and never have a major money question again. In clear language, it shows how to avoid insurance traps, tackle debt, grow your money, find out what a Roth IRA can do for your family, and much more.  Go to bitly.com/yourmoneyny and sign up for your copy right now.  bitly.com/yourmoneyny  
    See you next time.

  • 00:43

    Private Exchanges and Pet Insurance

    in Business

    On this morning's program, the hosts will be discussing private health insurance exchanges, pet insurance and more with special guests from Accenture and Hartville Pet Insurance Group.


    For the first segment on today's program, Scott Brown, Private Exchange Offering Lead at Accenture, will be joining the program to discuss the firm's latest private exchange research. Accenture estimates enrollment in private health insurance exchanges doubled to six million individuals for the 2015 plan year. The company projects hypergrowth will continue through 2018, as a number of factors inhibiting early growth will dissipate, while several accelerators will spur further adoption. These factors, combined with the employer’s desire to meet consumers’ demand for choice and flexibility in a retail-like shopping experience, will lead to 40 million members on private exchanges by 2018.


    The second guest on this week's program will be JoAnne Novak, AVP Business Development at Hartville Pet Insurance Group, providers of ASPCA Pet Health Insurance.  As one of the oldest and largest pet insurance providers in the U.S., Hartville has committed itself to helping more pet parents have access to reliable and affordable pet insurance plans. According to the American Pet Products Association, roughly 68 percent of U.S. households have a pet, and last year, over $15 billion was spent on veterinary care. In this segment, JoAnne will discuss what’s driving the increasing demand for pet health insurance as a voluntary benefit as well as what makes pet insurance relevant for the workforce in connection with health care consumerism and private exchanges.  

  • 00:15

    Life: The Journey!?

    in Lifestyle

    Lets talk about life and how to make it a wonderful life and accepting the path that we are on!

  • 00:31

    Is Life Insurance a Good Place to Put Your Cash?

    in Finance

    Most of us have been told to "buy term and invest the difference", right?


    WRONG! On today's show No BS Money Guy Todd Strobel and Best Selling Financial Author Kim Butler are going to share:



    The best type of life insurance to buy
    How to properly fund a life insurance policy to

    Reduce agent commissions
    Increase cash value
    Boost your ROI




    If time permits we will also duscuss ways to Optimize the policies you already own! This is great information everyone should know but unfortunately most agents do not know or will not share with their clients. 


    For more information check out:


    http://partners4prosperity.com/is-whole-life-insurance-a-good-investment-roi-illusion#more-2579


    http://www.prosperitypeaks.com/


    Busting the Retirment Lies


    Live Your Life Insurance


     


     

  • 00:31

    Kimberly Marshall: Charlotte NC - End of life planning insurance expert

    in Business

    BIGthinking Kimberly Marshall is an expert when it comes to life insurance and end of life planning. She will reveal the different types of insurance, who should get it and why.Her passion is in assisting those who have loved ones who  will be transitioning by providing them with financial relief.


    A large population of seniors with health conditions, physically and emotionally challenged are not able to receive insurance or able to afford it because of the increased pricing. Kimberly and her team have enabled this to no longer be a challenge among many who fall into those categories.


    Listen in on the obstacles she faced in living her passion of assisting others.


    If you are looking to learn more as well as become a part of her team you can contact her directly from the information she will be revealing.


     

  • 01:00

    Selling Value

    in Business

    Denise Griffitts Interviews Don Hutson: The Global Expert on Sales & Negotiations.


    At age 17 a young Don Hutson helped his dad selling houses in a brand new subdivision outside of Memphis, Tennessee.  Don had a problem.  As a skinny teenager, he needed to wear a suit, to appear older and more professional.  He thought adding a hat to the look would do the trick.  And so launched a legendary sales career for Don Hutson.  It was in that year he and his dad sold 76 houses, and the rest is history.


    Although his plan was to succeed his mother and father to get his degree at their alma mater, fate had a different plan, and that twist of fate was the key to Don Hutson’s incredible journey.  He worked his way through the University of Memphis, graduating with a degree in Sales, the only one in America at that time.


    Don went on to become the #1 salesperson in a national training organization. He established his own training firm and was soon in demand as a professional speaker.


    Don has been recognized with many honors, most recently the National Speakers Association’s “Master of Influence” Award.  He shares this recognition with leaders that include Ken Blanchard, Jack Kemp, Zig Ziglar and Norman Vincent Peale.  Don is the author of 14 books, including his latest, Selling Value: Key Principle of Value-Based Selling, and his two Wall Street Journal and New York Times best sellers, The One Minute Entrepreneur: the Secret to Creating and Sustaining a Successful Business and the One Minute Negotiator: Simple Steps to Reach Better Agreements.

  • 00:15

    Favor Life, The Process Of There...................

    in Spirituality

    Favor Life  is a 15 minute radio empowerment segment designed to encourage the Christian Believer in their walk of faith and trust everyday through life situations and circumstance. The goal of this radio broadcast is to spiritually empower each believer in their process of growing and maturing in the grace and knowledge of our Lord and Savior Jesus Christ daily. For the Christian Believer ,who is in this world but operate and live in a different system of faith , we learn to manifest the glory of the Lord in our everyday life by faith , trust and obedience to God's Word. The journey of faith and trust is one that is to be enjoyed as we walk in the victory, purpose  and destiny of our process to "there". Our "there" place is the place of our making that expresses the identity and character of Jesus Christ to a world who does not see or know Christ unless we show Him even in the conflicts that we face in our everyday life. So join in as we go through the process of "there" and see the favor of our King in everyday life on "Favor Life".

  • 00:30

    A Pricetag on the Value of Life (Encore)

    in Entertainment

    We are presently living in a violent world. It seems as if taking a life is just as normal as creating a one. No matter if you're thinking of community violence, random acts, or world war violence is all around you and inescapable. Even if you don't live in a danger zone you can still flip on a T.V., radio, or even a computer and get the latest news updates which usually include some form of hostility. Could this be the sign of the infamous biblical apocalypse? Join host Anah Mae as she gets down to the "nitty gritty". M.A.N. M.A.D.E. RADIO... Live in the Mischief!


     


    Follow host Anah Mae on twitter @AnahMae


    ALL INDIE, UNDERGROUND, & LOCAL ARTISTS can submit their music to TheCaramelFoxx@Gmail.com to be played during the broadcast.

  • 00:15

    Favor Life, The Process Of There................

    in Spirituality

    Favor Life  is a 15 minute radio empowerment segment designed to encourage the Christian Believer in their walk of faith and trust everyday through life situations and circumstance. The goal of this radio broadcast is to spiritually empower each believer in their process of growing and maturing in the grace and knowledge of our Lord and Savior Jesus Christ daily. For the Christian Believer ,who is in this world but operate and live in a different system of faith , we learn to manifest the glory of the Lord in our everyday life by faith , trust and obedience to God's Word. The journey of faith and trust is one that is to be enjoyed as we walk in the victory, purpose  and destiny of our process to "there". Our "there" place is the place of our making that expresses the identity and character of Jesus Christ to a world who does not see or know Christ unless we show Him even in the conflicts that we face in our everyday life. So join in as we go through the process of "there" and see the favor of our King in everyday life on "Favor Life".

  • 00:31

    Insurance Is a Rip Off: How to Protect Yourself

    in Entertainment

    Join  #RNTR as we discuss Insurance and Family Protection. Also; Why are my insurance rates so high and  do I even need this much coverage?


    Connect with: Vince Ellis, Farmers Agent www.Farmersagent.com/Vellis | 313.728.6833.


    #www.Farmersagent.com/Vellis, #property insurance, #Insurance #MIChild #Ripoff  #Claims #AutoInsurance  #RentersInsurance #HomeInsurance