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What's in your wallet? Make it cash, not plastic.
To be fair, plastic is much sexier than a piece of colored paper with a president staring vaguely into the distance.
And yet, from a personal finance view, cash is almost always the better choice for making a purchase. Here's why:
1. Overpaying One of the drawbacks of credit and debit cards is that they encourage you to spend more than you intend to by giving you easy access to more capital.
2. Over-Shopping According to Soundmoneytips.com, people will spend more with a credit card compared to cash. In fact, a study found that people spend 12-18% more when using credit cards than when using cash. And McDonald's found that the average transaction rose from $4.50 to $7 when customers used plastic instead of cash.
For most people it becomes a matter of $2 here, $6 there, another $4 over here and so on until they give up keeping track of how much has been spent in a day - let alone a month. Then it's a shock when the monthly statement comes in.
Get your guide to financial health: How Money Works. This essential guide will explain the life insurance traps, the debt traps, the mortgage traps, the tax traps so that you can build a secure financial house. And sleep better.
Go to bitly.com/yourmoneyny and sign up for your copy of How Money Works, that's bitly.com/yourmoneyny Also, This Thursday, August 7 is our next Money Workshop Securing Your Financial House, at the Point Cafe in Schenectady. 964 Heldeberg Ave. RSVP to firstname.lastname@example.org
SHOWTIME: FRIDAY, AUGUST 8 AT 12:30 PDT/ 3:30 EST
A plastic surgeon's job is to refine one's looks, so that you look the best your can look. A more attractive you. Plastic Surgery a combination of science and art.
Have you ever wondered about how a plastic surgeon defines beauty? Does a plastic surgeon view beauty differently in his patients than in his personal life?
Joining me to discuss this provocative topic is New York Plastic Surgeon, Dr. Steve Fallek.
Dr. Steve Fallek is board certified by the American Board of Plastic Surgery with expertise in the fields of cosmetic plastic surgery of the face and body. He is a past president of the New York Regional Society of Plastic Surgeons. His views and opinions on plastic surgery have been featured in publications including the New York Times, the New York Post, New York Daily News, Glamour, and In Style Magazine. He has written many articles for both the general public as well as the cosmetic and beauty professional world. He is a frequent invited contributor to multiple fashion, beauty, and style blogs. Dr. Fallek has also been seen on national television outlets such as CNN, NBC, and Fox affiliates discussing some of the newest techniques in cosmetic surgery. He has offices in New York City and New Jersey.
In the world of Biometrics, we all know that Fingerprint Recognition is the de facto technology. It has been around the longest, and serves pretty much the entire gamut of applications which are available to the Biometrics Industry today. Although other Biometric modalities are catching up with it (such as Vein Pattern Recognition), Fingerprint Recognition will be the technology to stay around the longest. In this radio show, we interview Mr. Michael DePasquale, CEO of BIO-key. This company focuses on just one Biometric technology-yes, Fingerprint Recognition. But with this one modality, BIO-Key has become a pioneer. They serve a wide variety of applications, most notably the Healthcare sector. In this interview, we learn from Mr. DePasquale more about their unique product line, thesuccessful implementations they have had, as well as their plans and goals for the future.
Ever wonder why all this rareified banter on genetics, neurotransmitters, biochemistry, etc. escapes you? (and most doctors also??)
Maybe its time to get back to basics!
This week, Dr Jess Armine will give an overview of basic neuroscience including the cellular structure and function as well as how pathology affects it.
Join us and learn how the brain and nerves actually work...understand this and the way to healing becomes clear ;-)
As always, Dr. Armine's gentle humor and clear explplanations make complex concepts understandable. Join us!
3 and 4-d printed 'health' foods are on the horizon! Bio-engineered through 3- and soon 4-d printing, we are experiencing a revolution in the production of almost any item that can be scanned and a 3-d image can be constructed in certain types of bio-resins, gels and plastics.
The next evolution of this is the production of super-foods through the 3d printing process. Is this food safe to eat? What are the implications of eating foods that are printed? What could the possible health risks be? Can they even be foreseen?
Join us, and add your contribution to this powerful topic!
Still confused about your 23andme?
Dr. Armine's lecture last week didn't answer all your questions?
Here's your Chance!!!
On 7/14/14 at 8pm EST we will have an expert panel that will answer all your tough questions on methylation, MTHFR and Bio-Individualized Medicine!!!!
Our panel will consist of Dr. Jess Armine, Shawn Bean and Cynthia Smith.
And, A SPECIAL GUEST, Dr. Ben Lynch promises to make a cameo appearance!!!
This show is NOT TO BE MISSED!!!! Call in...ask your questions, chat and get answers. See you then!
LET'S TALK ABOUT IT
Looking over the last several shows, the base theme is chronic inflammation....Sooo, this week I decided to replay My interview with Linda Elsegood concerning LDN or Low Dose Naltrexone that being sucessfully utilized to treat numerous chronic illnesses. Linda Elsegood is a leader in the movement to educate patients and doctors about LDN. Her tireless effort is bringing healing to many.
Linda Elsegood was diagnosed with MS in 2000 at the age of 44. She started LDN 3rd Deb 2003 and founded the LDN Research Trust in Feb 2004 to tell other people find out about LDN and to find prescribing doctors and to help and support clinical trials of LDN. She has organised several LDN conferences, the next being in Las Vegas in Nov 2014.
Her ultimate goal is for everyone with an autoimmune disease to be given LDN as a first line treatment and in the UK to have it on the NHS. LDN isn't a cure and doesn't work for everyone but it is something well worth researching!
This information is worth re-visiting....tell your friends!!!
Our guest this morning is Harlan Dolgin of the Bio-Defense Network
Harlan has been a Certified Business Continuity Professional since 2003, with more than 15 years’ experience in the areas of Business Continuity, Disaster Recovery, Emergency Management and Pandemic Preparedness.
He is currently Co-Owner of the Bio-Defense Network, a firm specializing in pandemic and bioterrorism preparedness for public and private sector organizations.
He has also worked in BC/DR at Thomson Reuters, US Bank, and WellPoint.
Harlan is an Adjunct Assistant Professor of Community Health at St. Louis University, teaching Business Continuity Management and Pandemic Planning.
In 2006, Dolgin was Founder and Co-Chair of PandemicPrep.Org, a not-for-profit organization working to prepare the St. Louis region for the next pandemic.
PandemicPrep.Org is the nation’s leading grassroots pandemic planning organization and a trusted partner with FEMA, HHS, Department of Homeland Security and OSHA.
Prior to his business continuity and disaster recovery career, Mr. Dolgin practiced civil and trial law for eight years.
He has maintained his law license with the State of Missouri since 1986.
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This week, I will be discussing natural cancer therapies with three experts in the field. You will find out what the most potent and well-proven strategies for preventing and treating cancer are. You do have alternatives to barbaric procedures like surgery, chemotherapy, and radiation. Tune in to find out more!
Ty Bollinger is a CPA, health freedom advocate, cancer researcher, former competitive bodybuilder, and author of the best-selling book Cancer – Step Outside the Box. After losing several family members to cancer (including his mother and father), Ty refused to accept the notion that chemotherapy, radiation, and surgery were the most effective treatments available for cancer patients. He began a quest to learn all he possibly could about alternative cancer treatments and the medical industry. What he uncovered was shocking. There is ample evidence to support the allegation that the “war on cancer” is largely a fraud and that multinational pharmaceutical companies are “running the show.” Most importantly, Ty Bollinger is a committed Christian, a devoted husband, and the father of three wonderful children. His website is www.CancerTruth.net.