SORT BY Relevancy
in Self Help
Today we will recap the information that we have learned over the last month about insurance. We will discuss Mortgage protection, whole life, annuities and how they are able to serve your family's needs. We will prepare the stage for the month of February, the love month discussing a topic that many do not love, CREDIT! What is the importance of that 3 digit credit score and what should you prepare for. With tax season upon us, it is Imperative that each caller understands the importance of their 3 digit number and what it means. Tune in!
How often do we look around and say, how can we help bring change? We can easily see many people struggling to stand up against the current ERISA Legislation which protects Wall Street Balance Sheets while causing serious damage to the budgets of Main Street. Insurance denials and terminations placed insured money into the hands of Self-Insured Employers, Private, and Public Insurance Companies. But is this right? Especially while Insurance Policyholders struggle to meet daily needs because Employee Benefit promised has been delayed, denied, or cut short and given back to corporations?
Today lets talk about what we as Insurance Policyholders can do to help bring about change which breaks the cycle of poverty when Employers keep Employee Benefits through ERISA.
Join the show! 7PM ET
Call (646) 668-2277
Do you have the insurance coverage you need? Do you understand the different types of insurance and what they cover? Join us to welcome Brad Allen and Scott Lyden of Hadley and Lyden Insurance as we tackle the tough questions, and make sense of the confusing topic of insurance. We will find out what is required, what we should have, and even spend some time defining some of the confusing terminology? We all need to be prepared for the worst and having the proper insurance coverage is the best preparation! To ask questions or comments for Brad or Scott, please join us by pressing "1" on your keypad to get in the queue and get your questions on air!
In the beginning, Congress supported the interest of Insurance Policyholders through ERSIA Legislation. The Department of Labor (which helps oversee enforcement) defines ERISA Legislation as, "The Employee Retirement Income Security Act or ERISA is a Federal law that sets standards of protection for individuals in most voluntarily established, private-sector retirement plans." This includes benefits such as Short-Term and Long-Term Disability and Life Insurance Plans.
Having trouble getting your benefits from Employer or Insurance Companies after twenty-four months? In my opinion, too many insured claims are thrown under the bus after two years. How much is your Insurance Plan worth in times of hardships?
Join Talking About You with ESTRA every Monday for information which protects Insurance Policyholders who are everyday citizens.
in Self Help
What is the difference between your term life insurance policy and your whole life insurance policy? Are you sure which one you have? Many Americans fin themselves in this very scenario where they are questioning what type of coverage they really have but are too embarassed to ask to find out. Its easy for us all to feel embarassed about it because after all we are the adults and should know, right? WRONG!!! Unless, you are a licensed professional all of this information can become Overwhelming and confusing to say the least. This week we will discuss more about the policies and when one is needed more than another. Enjoy the show!
As always, visit me in any social media account or my website at
to schedule a one-on-one.
Social Security impacts everyone. Whether you are already collecting, getting ready to collect or know someone who is, the impacts can be life altering. Thanks to a new law which took effect in November of last year, the benefit strategies people had at their disposal just became even more complicated.
So, I hope we can cut through the clutter and breakdown what those 4 major changes will mean for you and your planning for the future. I will also try to get in as many of the top 10 secrets you now need to know to get the most out of the system you have paid into for all these years.
We will discuss:
The top 4 MAJOR changes and how they will impact you
The top 10 SECRETS to maximizing benefits
Critical cutoff dates
Critical Age cutoffs
Time is of the essence if you want to position yourself properly to make the most out of this new set of rules.
About the Host:
Future Secured Financial was founded by Gregory Durette, a multi-faceted financial entrepreneur with over 32 years of industry experience. Combining his experience in insurance, global finance, risk management, e-commerce and college planning, Greg brings a breadth and wealth of knowledge very rarely seen in the insurance and financial services industry.
With a strong focus on ever improving the customer experience, Future Secured Financial has created a concierge level of personalized attention for its clients. Combining this close personal attention with excellent results and a dedication to only SAFE MONEY STRATEGIES as the hallmark of our company, we have been able to bring peace of mind to clients throughout the country.
Contact: www.FutureSecuredFinancial.com or direct at 978.509.2941.
Do you have Dream Insurance? Are you able to keep negative people from stealing your dreams. Need Dream Insurance then listen to Today's program and let us help you insure your dreams and goals.
You work hard. You save wisely. You transition into more conservative savings vehicles as you get older and then pull the trigger. You are retired! Woo hoo!
Now you spend the money you saved without ever taking in another paycheck. How long do you think your money will last? It had better outlast you or cat food could become your main dietary staple!
The fact of the matter is, people are living longer now than ever before, putting ever more pressure on those precious retirement resources. However, there is a way you can GUARANTEE you will never outlive your money…no matter how long you live.
We will discuss such topics as:
The dangers your money will face in retirement
The difference between accumulation v. distribution strategies
How to GUARANTEE you will not outlive your income…regardless of how long you live
How to inflation-proof your income in rising markets
Avoiding the perils of market downturns in retirement
We will dive deep into the weeds on these and many other related subject items to help as many people as possible rescue their otherwise imperiled retirement plans.
Listen, take notes and relax. Retirement should be stress free. We are going to show you how.
About the Host: Greg Durette - Founder of Future Secured Financial, entrepreneur with over 32 years who brings breadth and wealth of knowledge very rarely seen in the insurance and financial industry. In all those years, not a single client has lost a single penny to the stock market. Greg speaks throughout the country on insurance and financial security. Contact him through www.FutureSecuredFinancial.com.
Save on Homeowners Insurance
1. Raise your deductible- the lower your deductible the higher your premium
Example: You had a fire in your home and the estimate for renovation is $15,000.00 and your deductible is $500 the insurance company would send you a check for $14,500.00
2. Bundle your insurances-like auto, home and life that may give you up to 15% discount
3. Ask for discount- Example: living near fire station, security system, deadbolt locks, history of being claims free, home renovations (new wiring, sensors that detect gas and water leaks and not smoking)
4. Shop around on a regular basis-sometimes staying with your current company gives loyalty rewards (insurancequotes.com and netquotes.com)
5. A high credit score
With today being the first day of Winter, car accidents on ice, rain, sleet, or snow is common. What isn't so common is Policyholders being prepared for what is to come. Feel like Insurance Carriers are holding most of the cards so to speak? Insightful experiences can be invaluable while processing Auto Insurance Claims. The journey begins at the scene of an accident and ends at the time of claim closure. ESTRA has been through this process with several Auto Insurance Companies. Join her in this episode to gain understanding from an injured person's perspective. Avoid costly mistakes made early in the process.
Non-Qualified v. Qualified money. Do I get a tax break for this type or that type of money? What are the differences between IRA/Roth IRA/401k/403b/SEP/Defined Benefit Pension? What does any of that stuff have to do with annuities, stocks, bonds, mutual funds or even life insurance?!
These are some of the most common question I hear from clients all across the country, from every walk of life. These terms, plans and products are so commonly thrown around, it is a wonder anyone has any money left at all!
In this show, I hope to take a whack at simplifying all these things and with any luck will be able to answer questions like:
How do all these different things work with each other?
Which things can never be combined?
How severely your taxes can be impacted by making one small mistake with one of these.
and much more.
It is time to sit down, take a pencil, and learn these incredibly important terms and what they mean to you, your savings and your retirement.
Take 30 minutes to arm yourself with knowledge and once and for all, let the mumbo jumbo clutter be cleared!
MON. JAN. 25 @ 8PM,(CST) DON'T MISS ANN ANDERSON OF FARMERS INSURANCE, COMEDIAN M-PROV, & THE WUBA ASSOCIATION ON THE KIA D UNPLUGGED SHOW! TUNE IN FOR HOT TOPICS, PRANK CALLS & HIT MUSIC! CALL 347-857-4456 OR CLICK HERE!
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