• 00:05

    The 1099 Rush

    in Business

    This is the last weekend to process and mail those 1099s.  We discuss some of the changes in the reporting requirements and the increased penalty for each 1099 you do not file.  What is a 1099K and how will that affect you?  If you paid by credit card, debit card or a service such as PayPal you will need to exclude those amounts from the 1099-Misc forms as they will be reported on the 1099K.
    We partner with entrepreneur by going beyond bookkeepers to provide cash flow strategy to help them find the money in their business.  Our mission is to provide an effective means for cash flow improvement.  Remember:  Knowledge and Power around your Cash Flow are the Keys to your Dreams of Success, Freedom and Peace of Mind.  Take Action Today for Success in your Future!  If you would like more information about our topic today or to schedule a Cash Flow Consultation go to www.CashFlowStrategist.com or www.TheVirtualBookkeepers.com.
    Have a great week!

  • 00:14

    5 questions from you about student loans, cars, taxes, home, and apps

    in Finance

    Join host, Barbie O'Connor, on this MoneySmarts4u show, where your questions will be the stars of the week.  Winterizing your car, the best student loan options, saving money and resources at your home, the 1099 form, and personal financial apps to try on your phone will be covered in this week's show. 

    Email your questions to barbie@moneysmarts4u.com.  Like us on Facebook.  Buy the book on Amazon.  Check out the website.  Subscribe to the show. 

  • 00:35

    Bankruptcy Basics: February Bankruptcy FAQs Part 1 of 2

    in Legal

    Chicago bankruptcy and consumer credit attorney Joseph Wrobel shares news and updates in bankruptcy law as well as business and consumer financial matters. It has been documented that financial troubles can cause all sorts of ailments, the most common of which is sleeplessness. Joseph Wrobel helps clients alleviate their anxiety created by the inability to pay bills and the embarrassment of financial distress.

    Topics covered in this 30 minute show:

    How much debt do I need to have to file for bankruptcy and what does it cost?
    If I have a money judgment entered against me can it be removed in bankruptcy?
    What happens to medical debts from one state in another if I file for bankruptcy?
    How does bankruptcy affect my taxes, since I received a form 1099 from a collector?

    Joseph Wrobel has been a practicing attorney since 1973 and has experience in a wide variety of law relating to legal matters for individuals and families. Wrobel helps clients get out of debt and get a fresh start. He is an active member in several bar associations and the Bankruptcy Panel of Pro Bono Program of the Chicago Volunteer Legal Services. After serving the U.S. Army Reserve 363rd Civil Affairs Unit, Wrobel earned a B.A. in Psychology from Northwestern University and in 1973 he earned a JD from DePaul University Law School.

    Visit our Chicago Bankruptcy Site online for more about the firm or contact Joseph Wrobel for more information at (312) 781-0996.

  • Diamonds In The Rough Exposing The Nature Of Reality

    in Spirituality

    On a special January 10, 2015 edition of "Nature Of Reality Radio" both I and Elizabeth "Diamond" Mulligan (who hosts the "Diamonds Forever" show and was one of my previous show guests) moderate a roundtable discussion to bring to light the ET/UFO/star seeds/contactees’/hybrids’/abductees’/dimensional star people in regards to both their presence on this Earth and other dimensions, how governments are involved with that presence, and how society can go about bringing disclosure to the public to bring to light the fact that the ET/UFO presence is real and cannot be denied.

    Countless whistleblowers, conspiracy theorists, and investigative journalists have already shown the evidence that there is definitely an ET/UFO presence on Earth. But since the governments and mainstream media won't touch the subject, and since many people in the general public find the idea of UFO's and aliens on Earth to be too crazy to believe, then consequently it becomes hard for disclosure to beome truly official. We hope to change that!

    Roundtable panelists include Paradigm Research Group president Stephen Bassett, philanthropist Tom Clearwater who funded the "Citizens Hearing on ET Disclosure," and Peter Slattery who has had many spiritual experiences involving ET contact.

    Bassett's site: http://www.paradigmresearchgroup.org

    Slattery's site: http://www.petermaxwellslattery.com

    Clearwater's site: http://www.citizenhearing.org

    Diamond's Forever 31 13 blog:: http://diamondsforever31.blogspot.com  see top of blog for Show attendance info

    Diamonds youtube http://www.youtube.com/channel/UC-i8au1BVfkFI1LMxwZWT-Q/videos

    Diamonds show Live every Sat 2pm Est: 209 255 1000 Pin 883267#

    Recorded Line 209 255 1099 Pin 883267# Ref # shows 1# thru 198 as of Jan 10 2015

  • 00:55

    OUR AUTHORITY FORM 1099 1928

    in Politics



  • 01:36


    in Spirituality

    And how be you, Beloved Masters?  It is I, Zorra, from Hollow Earth.

    Zorra addresses today's most precise questions:


    Violet Flame invoked / White Pillar of Protection - Zorra addresses RV delay: "PTB will not have their "glory" -  Delay opens the door for more Lightworkers to receive their "Blessing." - Understanding "Only seconds away..." -  Healing ships are already here - Your country is always in the rear. - Will Obama act? - Why would you join Admiral's RV Group? - What is protecting us from Yellowstone massive atmospheric contaminants? -  Are chemtrails hurting us? - Will the bees return? - Ebola innoculations? - What areas are safe from IRS RV confiscation? - Which Iraqi currency is now worthless? - Explanation of how a Gratitude Rock works. - Healing Pulse
    Telephone Replay:  1   209-255-1099 + 439724#  Ref  73#




    Scroll down the Home page to BREAKING NEWS.  Events are posted as they happen. Most people check in when they awaken - mid-day - and before bed.  This is the fastest way to be on top of things as they happen.

    May harmony, peace, joy, laughter, healing, and great, great love be with you.

    What a wondrous, glorious, loving day it is!





  • 01:30


    in Spirituality

    Zorra was quite candid in his replies to our questions, such as...

    What are these two great ships doing... one stationed at each Pole? - We learnrf about Star Gates - How will the RV/GCR affect the elections? -  We learn about Hollow Earth theater - dance - song - Will NESARA Law follow the RV? How soon after?  - Yes, these mountains are well known havens to Hollow/Inner Earth aero-ships  - Can we refuse to have our newborn vaccinated? - We learn the structure of the coming new government - And what will negate the threat of gangs on our southern borders? - Yes, cities of light will cover a 200 mile radius of your city... 

    Telephone Replay:      1   209-255-1099 + 439724#  Ref: 71#

    I suggest you check in on our website:  www.HollowEarthNetwork.com

    Scroll down the Home page to BREAKING NEWS.  Events are posted as they happen. Most people check in when they awaken - mid-day - and before bed.  This is the fastest way to be on top of things as they happen.


    And so, I now invite you to join us on tonight's show.  

    May harmony, peace, joy, laughter, healing, and great, great love be with you.

    What a wondrous, glorious, loving day it is!





  • 02:59


    in Spirituality

    Zorra commented that Prime Creator has intervened... "Enough is enough," - and will personally manage the RV. Prime Creator has directed Ashtar Command to drop to a lower orbit for daytime sightings.

    Media still attempting to infer "wars" - "ebola." All a distraction. "At this moment, Hollow Earth Network is being spoken about in Kremlin Square - and in Paris - millions are following."  We are slowly balancing quantum field. How IS life in Hollow Earth and who is allowed in? Addresses current "Hollow Earth Discalosed" video on the Internet. - Did Nazi's attempt to enter Hollow Earth? Where are they now? - How negative beliefs are planted in children. Site tells of  elementals, leprechauns: http://www.mystoftheoracle.com/  Myst of the Oracle, Christopher Valentine and Christian von Lahr. Yes, they are real, and don't chop down their homes!  - Desperatly needs healing. - How to "know it." - JoAnn talked to tree on first try, and RECEIVED A GIFT. - Zorra: We can also talk with rocks, boulders. - A typical day in Hollow Earth, cooking, education, flying platforms, "taller than your tallest building," The horizon goes UP! - Visitors from other star systems - Earth's unique holographic library for Gaia,   other planets, universes.    

    Telephone replay:  1  209-255-1099 + 439724#  Ref: 69#

    Please listen to our Featured Episode telling how this communication began.

    Please visit our web site:  www.hollowearthnetwork.com

    Thank you for joining us.

  • 01:51


    in Spirituality

    Call starts at about 8 minutes - tech delay ...


    Zorra talks about what happens AFTER the first domino (RV) falls!  


    We hear about Disclosure. New Government,  Government agencies gone, debt forgiveness, St Germain funds affecting EVERY bank account... worldwide.


    Alice shares about husband discarding diabetes meds, young soccer player back on field, Sis' swollen ankles gone, Alice's arthritis and bleeding gums gone ... and... maybe a post-menopausal baby!  


    Click on:  SOUL Products and Ordering:  www.hollowearthnetwork.com/HealthProgams

    Telephone Replay:      1   209-255-1099 + 439724#  Ref: 68#


    Please check in on our website:  www.HollowEarthNetwork.com

    Scroll down the Home page to BREAKING NEWS.  Events are posted as they happen. Most people check in when they awaken - mid-day - and before bed.  This is the fastest way to be on top of things as they happen.


    Thank you for dropping by.





  • 02:08


    in Spirituality

    You could call this episode:  Advice on traveling to Hollow Earth


    This call is chock full of information, from beginning to end!  Zaraya first offers a list of facts for us to explain, IF "the Earth is not hollow!" Very interesting! - He gives exact longitude/latitude of the North polar opening... how he and others have searched for land openings and found locked doors!  

    Zorra joins the call with further advice for those planning a journey into Hollow Earth. And who is leaving in the next two months? Could you join him?  Zorra names those who have successfully been admitted to Hollow Earth and each of their entry points. He gives a book title with all the entry locations. What sight greets a new visitor?   


    RV is "minutes away." Two governments delaying it. Obama's part: good or bad? - RV - Disclosure Announcements - then, look for ships, decloaked and appearing above capitol buildings worldwide. No fear - celebration! 


    Q & A:  Do we really need trusts? Tax reserves?  Saryya:  You are the greatest teachers present. How to administer your RV Blessings, at home and abroad. There is a HEN (Hollow Earth Network) member in every country worldwide.- Healing Chambers locations and functions. -- What she sees in her house after dark, Zorra tells her to "Paint it!"  

    Healing Pulse.

    Telephone Replay:     1   209-255-1099 + 439724#  Ref: 59#

    Please listen to our Featured Episode telling how this communication began.


  • 00:39

    Distinction Between an Independent Contractor vs an Employee

    in Business

    Appearances are not always what they seem. In this show, Bill and Rick discuss the various factors that go into the mix when ascertaining the true classification of an individual as an employee vs. an independent contractor. While we might normally think its either a verbal or contractual agreement that determines status, when challenged by one of the party’s, there are several measuring sticks courts will look at in order to determine the true intent of the parties. Its not as simple as merely issuing a 1099 or W-2. If you are in need of help in your business, and you are thinking about engaging someone’s assistance, this show will explore the information you’ll need to determine the direction and understanding required to ensure both the status of that individual as well as your obligations to him/her, as either an employee or independent contractor.

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