Money Can't Keep Me Warm -Brooklyn is a 23-year-old independent woman who has anything that she wants. She doesn’t need anyone to take care of her, but her boyfriend of five years doesn’t seem to understand that. He uses his money and materialistic things to take the place of his comfort and love. Brooklyn starts to get tired of it and lets him know, but he doesn’t seem to listen.
Sincere was always taught that actions speak louder than words, so he feels that buying Brooklyn whatever she wanted would get her to understand how he feels. That is until he starts doing dirt and using the gifts to cover up his actions.
Tinka has had a sexual relationship with Sincere since they were teenagers, but it was nothing more than that. She starts to catch feelings for him then the indescribable happens when she gets pregnant and she sets out to make Sincere hers.
Knowledge been with his kids' mother for years. He was comfortable with their relationship. They agreed for him to get his career off the ground before furthering anything with their relationship, but now she wanted more. He goes and takes a big step, but he doesn’t feel like it was the right move when his demons from the past start to haunt him and make him regret his decision. He pushes himself more into work and his music.
With everything going in in their personal lives, Brooklyn and Knowledge become closer than ever.
What starts out as a friendship soon becomes more and makes them realize that the money can’t keep you warm.