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Tough Question - Out of State Lender? Probably not. They probably do a great job within their own state and in their local enviornment. However, there is way too much riding on the buyers shoulders when the nasty term "per diem" enters the picture.
The Nice thing about local, when it comes to Real Estate agents and local Lenders, they have offices and can be tracked down. At least most lender's do. The same applies to real estate agents having offices, but more and more are working out of their homes. Still, if they go dark on you, there is a good chance you will run into them at Costco.
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