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The Legal Lowdown: The Debt Collection Industry

  • Broadcast in Lifestyle
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During the past three years, the debt collection industry has become a virtual boom town. With a damaged economy, job layoffs, job losses at all time record highs, many good people have fallen behind on their monthly obligations. They are frightened, scared and worried about their survival.

Debt collectors are seizing the opportunity to go after debtors that have fallen behind. However, in the commission of their duties, they often violate state and federal laws and statutes. You have legal rights under The Fair Debt Collection Practices Act and you have the right to be treated with respect, dignity and in a professional manner.

•We will discuss the ins and outs of the debt collection industry
•How the collection process works
•What is a bad debt buyer
•The Statute of Limitations on collecting a debt
•Illegal practices committed by debt collectors, collection lawyers and bad debt buyers
•Attempts to re-age debts that are past the state and federal statute of limitations on debt collection

Whether or not you, a family member or someone close to you is being pursued by a debt collector or bad debt buyer, I’m inviting you to join me for this extremely important topic.

RLRN,Real Life Radio Network,Ellen Day

Ellen Day, LLB, JD has been a member of the legal profession since 1985. She began her career as a legal secretary. And is currently a credit, debt collection, identity theft specialist, legal investigator, estate planning and asset protection specialist with New Century Legal Center, and a legal services & investigations office.