Money Smart Showhttp://www.blogtalkradio.com/matt-sapaula-money-smart-showChicago-based financial talk radio show host Matt Sapaula crusades a message to help people transform the way people feel, think and manage their money! Tune in for tips on how to better manage your personal finances in a changing economy to making more money through a home-based business. Tap the wisdom of financial and business experts through guest interviews who bring answers to questions from a faith-based perspective.enBlogTalkRadio.com. All Rights Reserved.Sat, 15 Jun 2019 06:30:00 GMTWed, 05 Jan 2011 07:16:49 GMTFinanceBlogTalkRadio Feed v2.0https://dasg7xwmldix6.cloudfront.net/hostpics/07bd300f-00c4-4174-954d-223c3cb09122moneysmartradioituneslogo-web.jpgMoney Smart Showhttp://www.blogtalkradio.com/matt-sapaula-money-smart-showChicago-based financial talk radio show host Matt Sapaula crusades a message to help people transform the way people feel, think and manage their money! Tune in for tips on how to better manage your personal finances in a changing economy to making more money through a home-based business. Tap the wisdom of financial and business experts through guest interviews who bring answers to questions from a faith-based perspective.feeds@blogtalkradio.comBlogTalkRadio.comfinance,matthew sapaula and john heerhold,john heerhold and matthew sapaula,making god first mondays,matthew sapaula,faith in the workplace,money smart radio,getting rich,god money and business,john heerholdMoney Smart ShownoChicago-based financial talk radio show host Matt Sapaula crusades a message to help people transform the way people feel, think and manage their money! Tune iepisodicHow to Reduce Your Taxes with Sandy Botkin CPA, Esqhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2011/01/05/how-to-reduce-your-taxes-with-sandy-botkin-cpa-esqFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2011/01/05/how-to-reduce-your-taxes-with-sandy-botkin-cpa-esq/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2011/01/05/how-to-reduce-your-taxes-with-sandy-botkin-cpa-esqWed, 05 Jan 2011 07:16:49 GMTHow to Reduce Your Taxes with Sandy Botkin CPA, Esqhttp://www.chicagonow.com/blogs/money-smart-guy/2011/01/reducing-taxes-roth-iras-and-home-based-businesses-with-sandy-botkin-cpa-esq.html00:13:00Money Smart ShownoReduce Taxes,Home-Based Business,Real Estate Investing,Roth IRA,Sandy Botkinhttp://www.chicagonow.com/blogs/money-smart-guy/2011/01/reducing-taxes-roth-iras-and-home-based-businesses-with-sandy-botkin-cpa-esq.htmlMatt Sapaula Talks Cyber Monday on Fox News Radiohttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/11/29/matt-sapaula-talks-cyber-monday-on-fox-news-radioFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/11/29/matt-sapaula-talks-cyber-monday-on-fox-news-radio/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/11/29/matt-sapaula-talks-cyber-monday-on-fox-news-radioMon, 29 Nov 2010 17:30:00 GMTMatt Sapaula Talks Cyber Monday on Fox News Radio http://www.chicagonow.com/blogs/money-smart-guy/2010/11/missed-black-friday-lets-talk-cyber-monday-deals-2010-on-fox-radio-tour.html Here's a clip from a radio appearance during Bruce Kelly's Show in Fargo, ND on the Fox News Radio Network. Quite an entertaining guy as we shared a couple laughs on Black Friday madness, safety of online shopping to the Obama Chia Pet Christmas stocking stuffer.00:10:00Money Smart ShownoBruce Kelly,Fox News Radio Network,Cyber Monday,Obama Chia Pet,Online Shoppinghttp://www.chicagonow.com/blogs/money-smart-guy/2010/11/missed-black-friday-lets-talk-cyber-monday-deals-2010-on-fox-radio-tour.html Here's a clip from a rMaking a Living by Givinghttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/11/08/making-a-living-by-givingFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/11/08/making-a-living-by-giving/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/11/08/making-a-living-by-givingMon, 08 Nov 2010 13:00:00 GMTMaking a Living by GivingTis better to give than to receive, right? Sounds great. But when you are losing everything, what else is there to give? The money has gotten funny and holding on to whatever we have seems to be the right move. As we enter the Thanksgiving season, Black Friday seems to be promoted a lot earlier and frequently than in years past. Why should we consider stimulating the retail economy at potentially the cost of our own personal economy? Join us for another Making God First Monday episode on the Money Smart Radio Show with your co-hosts John Heerhold and Matt Sapaula.00:45:00Money Smart ShownoGiving,Thankgiving,Economic Stimulus,Making God First Money,John Heerhold and Matt SapaulaTis better to give than to receive, right? Sounds great. But when you are losing everything, what else is there to give? The money has gotten funny and holdinThe Power of One: How You Can Make a Powerful Difference Todayhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/10/18/the-power-of-one-how-you-can-make-a-powerful-difference-todayBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/10/18/the-power-of-one-how-you-can-make-a-powerful-difference-today/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/10/18/the-power-of-one-how-you-can-make-a-powerful-difference-todayMon, 18 Oct 2010 12:00:00 GMTThe Power of One: How You Can Make a Powerful Difference TodaySome of the greatest stories, companies, solutions and legends have come from the result of one thought, idea or person. If you are alive today, you matter, regardless of how you feel or position and title you may have right now. You have a dream that only you understand. You have a goal that seems audacious and to most, a wish. Consider what faith-based leaders did to build the church and spread the gospel of Jesus around the world through war and depressive times with no hope in sight. How do we apply some of those same principles to our business, our finances and our families? Join us as we pontificate The Power of One on another episode of the Making God First Monday Show on Money Smart Radio. Plus, special guest of the non-profit Aqua Vida, Jason Gonzales joins us as he shares how he alone is bringing light and hope to impoverished countries around the world by drilling fresh water wells. Call us with your questions and comments @ 917-932-1036.00:45:00Money Smart ShownoFresh Water Wells,Aqua Vida Jason Gonzales,Power of One,Making God First Mondays,Matt Sapaula John HeerholdSome of the greatest stories, companies, solutions and legends have come from the result of one thought, idea or person. If you are alive today, you matter, reMoney Politics and Religion: Chicago Mayoral Candidate Pastor Wilfredo de Jesus Shares His Viewshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/10/11/money-politics-and-religion-chicago-mayoral-candidate-pastor-wilfredo-de-jesus-shares-his-viewsPoliticshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/10/11/money-politics-and-religion-chicago-mayoral-candidate-pastor-wilfredo-de-jesus-shares-his-views/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/10/11/money-politics-and-religion-chicago-mayoral-candidate-pastor-wilfredo-de-jesus-shares-his-viewsMon, 11 Oct 2010 12:00:00 GMTMoney Politics and Religion: Chicago Mayoral Candidate Pastor Wilfredo de Jesus Shares His ViewsLast week, Chicago Humboldt Park senior pastor, Wilfredo de Jesus of New Life Covenant Church announced he is entering the run for Chicago mayor. Some have asked how money, politics and religion can intertwine for a positive solution and if they ever should. Others feel that faith, business and politics should have clearly defined lines that should never be crossed. Where does the answer to stopping violence, recovering from economic disaster and overhauling an educational system that is not preparing a community for a changing world come from? Wilfredo de Jesus will share his answers on the next episode of the Making God First Monday Show on Money Smart Radio. Join the conversation and hear from a man who has experienced both the joy and sorrow of living, working and growing-up in Humboldt Park to leading one of the nation's fastest growing and largest churches in America.00:45:00Money Smart ShownoWilfredo de Jesus,Chicago Mayoral Race,Anti-gay,New Life Convenant Humboldt Park,John Heerhold and Matthew SapaulaLast week, Chicago Humboldt Park senior pastor, Wilfredo de Jesus of New Life Covenant Church announced he is entering the run for Chicago mayor. Some have askHow to Find and Live Out Your Purpose in Lifehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/10/04/how-to-find-and-live-out-your-purpose-in-lifeBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/10/04/how-to-find-and-live-out-your-purpose-in-life/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/10/04/how-to-find-and-live-out-your-purpose-in-lifeMon, 04 Oct 2010 12:00:00 GMTHow to Find and Live Out Your Purpose in LifeI've dealt with people and their situations regarding personal finance for over 12 years. I can tell you that I have run across many folks who find a job or start a business unfulfilling but reluctantly stick with it for the income it provides. But you and I were called to be, "the salt and light" of the Earth! I don't think God wanted us to just sit in our cubicles or run our business just to make money. So how do we live out each day like it is a Friday? Come join us for another episode of Making God First Mondays on Money Smart Radio. Before we talk savings or investments, we lead our daily pursuits seeking wisdom and deeper insight to the true purpose and passions that are seeded deep within us. Joining us this Monday is special guest, Trace Embry, who is the Director of Shepherd's Hill Farm. He leads a business and ministry who serves teens and families in crisis. Trace is also host of the License to Parent Show on Christian Talk 660 AM in South Carolina. Call in with your questions and join the conversation!00:45:00Money Smart ShownoFinding Your Purpose,Living Life with Meaning,Trace Embry,Making God First Mondays,Matthew Sapaula and John HeerholdI've dealt with people and their situations regarding personal finance for over 12 years. I can tell you that I have run across many folks who find a job or stGetting Over the Six Obstacles to Seizing Opportunityhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/09/20/getting-over-the-six-obstacles-to-seizing-opportunityBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/09/20/getting-over-the-six-obstacles-to-seizing-opportunity/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/09/20/getting-over-the-six-obstacles-to-seizing-opportunityMon, 20 Sep 2010 12:00:00 GMTGetting Over the Six Obstacles to Seizing OpportunityMore often than not, the answer to our problems is standing right before us. Yet our behavior, attitude and vision shifts us to a moment of procrastination. Don't believe the lie! People who achieve their impossible dreams never procrastinate in the pursuit of their dreams. Join us for another episode of Making God First Mondays on the Money Smart Radio Show. Before we talk money, the economy and other business, we lay the foundation of our week upon biblical success principles. We'll discuss how successful people have learned to act, step into their greatness and align themselves with effective partners to get to where they have always wanted to go. Your co-hosts, Money Smart Guy - Matthew Sapaula and John Heerhold will be taking your calls @ 917-932-1036...join the conversation! 00:45:00Money Smart ShownoOvercoming Procrastination,Obstacles to Success,How to Get What You Want,Seizing the Opportunity,Matthew Sapaula and John HeerholdMore often than not, the answer to our problems is standing right before us. Yet our behavior, attitude and vision shifts us to a moment of procrastination. DHow to Lead an Amazing Life by Followinghttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/09/13/how-to-lead-by-followingManagementhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/09/13/how-to-lead-by-following/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/09/13/how-to-lead-by-followingMon, 13 Sep 2010 12:00:00 GMTHow to Lead an Amazing Life by FollowingIf you want to serve, build, create and develop a successful team and financial future, there is one leadership trait that no one is talking about. And that is Followership. On another episode of Making God First Mondays on the Money Smart Radio Show, we have a special guest you cannot pass up. Tracey Armstrong, an accomplished coach and economic entrepreneur, is also a pastor in Seattle and best-selling author of Followership. Join us in getting your week started off in a GOoD way!!00:45:00Money Smart ShownoTracey Armstrong,Team Building,Leadership,Matthew Sapaula and John Heerhold,Faith-based business and principlesIf you want to serve, build, create and develop a successful team and financial future, there is one leadership trait that no one is talking about. And that isHow to Live Wealthy With Two Simple Ruleshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/08/30/how-to-live-wealthy-with-two-simple-rulesFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/08/30/how-to-live-wealthy-with-two-simple-rules/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/08/30/how-to-live-wealthy-with-two-simple-rulesMon, 30 Aug 2010 12:00:00 GMTHow to Live Wealthy With Two Simple RulesWhy do the rich get richer? More money? Rather, why do the wealthy become happier and happier? Regardless of your financial or business situation, an ongoing paradigm shift occurs between getting rich and building wealth. As a financial coach, I have helped people turn around their financial circumstances by looking at things from a much broader perspective. Instead of seeing what you don’t have and having money consume your thoughts, start looking within yourself and discover what truth and principles you have established your decisions upon. Get a new perspective with another episode of the Making God First Show with hosts Matthew Sapaula and John Heerhold. Special guest Evonne Ryan of Wealth Strong Partners will be joining us to share some lessons she has picked up along her journey as a teacher, speaker, Emmy award winning television producer and financial radio commentator. Evonne Ryan spent from 2003 - 2009 creating tools and a certification (the Certified Financial Coach) to empower individuals in their financial life. Join the conversation @ 917-932-1036 begin_of_the_skype_highlighting              917-932-1036      end_of_the_skype_highlighting...have a GOoD morning and keep off a powerful week ahead of you!!00:45:00Money Smart ShownoWealth Building,Getting Rich,Evonne Ryan Wealth Strong Partners,Prosperity and Generosity,Matthew Sapaula and John HeerholdWhy do the rich get richer? More money? Rather, why do the wealthy become happier and happier? Regardless of your financial or business situation, an ongoingWhy You Need to Expect the Unexpectedhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/08/23/why-you-need-to-expect-the-unexpectedBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/08/23/why-you-need-to-expect-the-unexpected/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/08/23/why-you-need-to-expect-the-unexpectedMon, 23 Aug 2010 12:00:00 GMTWhy You Need to Expect the UnexpectedIt is easy to be happy, fulfilled and content when everything is going right. But how about when everything seems to be going wrong? What happens when you lose $5000 versus $50? What happens when you lose a client, customers and deal with unforeseen adversity? Or how about having the answer right in front of your face but you miss out on it because you are caught up in a funk? Join us for another episode of the Making God First Monday show on Money Smart Radio where we'll discuss how close we are to the solutions to our problems. Special guest Noble Gibbens, a life and performance coach, will be joining us to share his experiences in pushing through insurmountable times and the glory that awaits us at the top!00:45:00Money Smart ShownoTough times,Dealing with problems,Handling money and personal finance,Matthew Sapaula,Noble GibbensIt is easy to be happy, fulfilled and content when everything is going right. But how about when everything seems to be going wrong? What happens when you losBuilding Confidence in Spite of Economic Difficulties http://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/08/16/building-confidence-in-spite-of-economic-difficulties-1Businesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/08/16/building-confidence-in-spite-of-economic-difficulties-1/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/08/16/building-confidence-in-spite-of-economic-difficulties-1Mon, 16 Aug 2010 12:30:00 GMTBuilding Confidence in Spite of Economic Difficulties Have you ever found yourself in a predicament you thought you would never be in? Do you wonder why certain things have happened to you and when things will get back to normal? You seem to be working extremely hard but not getting far ahead, so what else could be wrong? When managing your personal finances, handling your investments or building upon your entrepreneurial endeavors it all is a manifestation of the most important variable...your confidence. Dealing with stress from all sides and overcoming multiple setbacks can wear down even toughest warriors, highly trained professionals and experiences leaders. Tune into another episode of Making God First Monday on the Money Smart Radio show. Before we talk money or business, we prioritize the building up of the character and spirit of today's courageous pacesetters. Tune in this morning to share some thoughts and ideas with your hosts, Matthew Sapaula and John Heerhold on how to tap into the greatest resource to building up unshakeable confidence. Join the conversation @ 917-932-103600:42:00Money Smart ShownoBuilding Confidence,Dealing with Stress,Courage and Committment,John Heerhold and Matthew Sapaula,Making God First MondaysHave you ever found yourself in a predicament you thought you would never be in? Do you wonder why certain things have happened to you and when things will getGoing Beyond the Daily To-Do List to Doing Big Thingshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/08/09/going-beyond-the-daily-to-do-list-to-doing-big-thingsBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/08/09/going-beyond-the-daily-to-do-list-to-doing-big-things/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/08/09/going-beyond-the-daily-to-do-list-to-doing-big-thingsMon, 09 Aug 2010 12:00:00 GMTGoing Beyond the Daily To-Do List to Doing Big ThingsIt is said that most men and women live in quiet desperation. They will eventually go through live and never feel they accomplished what they really wanted to do. Looking back, it is a life of regret as their self-talk says, "I shoulda, coulda, woulda..." As my friend Mabel would says, "They shoulda all over themselves." In order to carry out a big mission or a life project, we need to go beyond a daily calender or to-do list. We need to first find our why. Plus, our levels of energy, passion, perserverance and productivity will be fueled by our why. We review nine "whys" and how to better discover yours. Join us for another episode of Making God First Mondays on Money Smart Radio. Call us and join the conversation @ 917-932-1036!00:45:00Money Smart ShownoLife Meaning,Purpose and Passion,Finding Direction,Making God First Money on Money Smart Radio,John Heerhold and Matthew SapaulaIt is said that most men and women live in quiet desperation. They will eventually go through live and never feel they accomplished what they really wanted toSix Keys from the Life of Jesus that Can Transform You from Ordinary to Extraordinaryhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/07/19/six-keys-from-the-life-of-jesus-that-can-transform-you-from-ordinary-to-extraordinaryBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/07/19/six-keys-from-the-life-of-jesus-that-can-transform-you-from-ordinary-to-extraordinary/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/07/19/six-keys-from-the-life-of-jesus-that-can-transform-you-from-ordinary-to-extraordinaryMon, 19 Jul 2010 12:00:00 GMTSix Keys from the Life of Jesus that Can Transform You from Ordinary to ExtraordinaryLet's face it. The life of Jesus has been the most impactful and legacy-filled story in human history. Although His ministry and travels only lasted for three years, the way Jesus managed His time proclaiming His message is unparalleled. Within a year of His death, his eleven followers had multiplied into thousands. And those tens of thousands ultimately grew into hundreds of millions over the centuries. What happened that Jesus has become recognized the world over as the GREATEST man who ever lived? Join another episode of the Making God First Monday Show on Money Smart Radio. Before we talk money or business...we place God's word first and foremost in our thoughts and conversation. We'll discuss one of the greatest examples of living a life of meaning, purpose, drive, perseverance and congruity never seen before OR since Jesus Christ walked this Earth and how you can apply some of those same principles to your life!00:45:00Money Smart ShownoGoing from Ordinary to Extraordinary,Legacy of Jesus Christ,Living with purpose,John Heerhold and Matthew Sapaula,Making God First MondaysLet's face it. The life of Jesus has been the most impactful and legacy-filled story in human history. Although His ministry and travels only lasted for threeGetting Real With Our Reality and Get What We Really Wanthttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/07/12/getting-real-with-our-reality-and-get-what-we-really-wantBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/07/12/getting-real-with-our-reality-and-get-what-we-really-want/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/07/12/getting-real-with-our-reality-and-get-what-we-really-wantMon, 12 Jul 2010 12:00:00 GMTGetting Real With Our Reality and Get What We Really WantOften times, we look at our situation and don't like what we see. We look at the person in the mirror and we want to believe more in ourselves. The stack of bills that mount up on awaiting to be dealt with isn't going to just disappear. Are we making assumptions that are keeping us from our own plan, purpose and destiny? Join us for another episode of Making God First Monday's on the Money Smart Radio Show. Before we talk money, personal finance and business, we kickoff our week placing Godly, biblical principles ahead of us to clear the way. Don't get fooled into thinking that money is our most precious possession. Most of our days and weeks are focused upon the illusions of life rather than realities. We'll talk this morning about the fundamental concerns that often go unaddressed. Therefore we can channel our creativity, productivity and sense of achievement to limitless possibilities so we can live more happier and fulfilled.00:45:00Money Smart ShownoTime and Money,Reality versus Illusion,Biblical Principles of Money,Money Smart Radio,Matthew Sapaula and John HeerholdOften times, we look at our situation and don't like what we see. We look at the person in the mirror and we want to believe more in ourselves. The stack of bHow to Live an Unstoppable Lifehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/06/28/how-to-live-an-unstoppable-lifeBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/06/28/how-to-live-an-unstoppable-life/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/06/28/how-to-live-an-unstoppable-lifeMon, 28 Jun 2010 12:00:00 GMTHow to Live an Unstoppable LifeLife, at times, seems to put us through difficult moments that are unbearable and undesirable. We wish for "normalcy" and getting back to "ordinary times". Facing foreclosure, business failure, job loss, bankruptcy or a change in health has hit close to heart for many people. But how are we supposed to deal with these setbacks? What if I told you that these moments are only to make you better, more productive and help create the ultimate legacy of your life? Tune in to another episode of "Making God First Money" on the Money Smart Radio Show, hosted by Matthew Sapaula and John Heerhold.. Before we talk money or talk about business, we honor God with the first show of the week.00:45:00Money Smart ShownoBecoming Unstoppable,Dealing with Failure,How to get over Foreclosure and Bankruptcy,Making God First Money on Money Smart Radio,Matthew Sapaula and John HeerholdLife, at times, seems to put us through difficult moments that are unbearable and undesirable. We wish for "normalcy" and getting back to "ordinary times". FaLeading with Humility and Creating Fruitful Relationshipshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/06/14/leading-with-humility-and-creating-fruitful-relationshipsBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/06/14/leading-with-humility-and-creating-fruitful-relationships/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/06/14/leading-with-humility-and-creating-fruitful-relationshipsMon, 14 Jun 2010 12:00:00 GMTLeading with Humility and Creating Fruitful RelationshipsWhen you think of taking the higher road, humility doesn't seem to be at the top of the list. But if you want to create, build and endure through both good and bad times, we must understand a personality trait that will help us persevere. Do you find yourself without any true friends? Do you find yourself in a cycle of meeting new people after new which never real amount to anything? Do you end up finding yourself burning bridges without realizing that you are attracting similar situations throughout your life? Tune into another episode of Making God First Monday on the Money Smart Radio Show with Matthew Sapaula and John Heerhold. Their candid, open and conversational style brings up many personal stories and examples that many listeners enjoy. It's just not the same week without getting started with the special Making God First Monday episode! 00:45:00Money Smart ShownoPrioritizing our Lives,Building Fruitful Relationships,Humility and Pride,Making God First Monday on Money Smart Radio,Matthew Sapaula and John HeerholdWhen you think of taking the higher road, humility doesn't seem to be at the top of the list. But if you want to create, build and endure through both good andSailing Through the Winds of Lifehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/06/07/sailing-through-the-winds-of-lifeBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/06/07/sailing-through-the-winds-of-life/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/06/07/sailing-through-the-winds-of-lifeMon, 07 Jun 2010 12:00:00 GMTSailing Through the Winds of LifeOften times we hesitate making important decisions because of fear and the unknown. We sometimes think that our current situation defines us and that our mistakes are part of a sign that tell us to quit while we are ahead. Our impatience with ourselves seems to muster up thoughts of mediocrity and thus, we act and perform that way. If so, how do we get out of our own way? How do we know if there is a better side to the current situation we are going through? John Heerhold and Matthew Sapaula will discuss the seasons of life and the reasons we have to endure through the challenges we face in our pursuit of happiness, success and wealth.00:45:00Money Smart ShownoSetbacks and Problems,Singing the Blues on Money Smart Radio,Fear of the Unknown,Getting Through Difficulties,John Heerhold and Matthew SapaulaOften times we hesitate making important decisions because of fear and the unknown. We sometimes think that our current situation defines us and that our mistaHonoring the Ultimate Hero http://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/05/31/honoring-the-ultimate-heroBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/05/31/honoring-the-ultimate-hero/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/05/31/honoring-the-ultimate-heroMon, 31 May 2010 12:00:00 GMTHonoring the Ultimate Hero A special Memorial Day Show, recognizing our fallen heroes, men and women who have fought and bled for our nation's freedom in service to our country. We'll also share the ultimate sacrifice of love for humankind and how this applies to our daily lives right now. http://www.moneysmartradio.com00:45:00Money Smart ShownoMemorial Day,Fallen Heroes,God family and business,Money Smart Radio,John Heerhold MatthewSapaulaA special Memorial Day Show, recognizing our fallen heroes, men and women who have fought and bled for our nation's freedom in service to our country. We'll alThe One Technique that Allows You to Evolve and Growhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/05/10/the-one-technique-that-allows-you-to-evolve-and-growFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/05/10/the-one-technique-that-allows-you-to-evolve-and-grow/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/05/10/the-one-technique-that-allows-you-to-evolve-and-growMon, 10 May 2010 12:00:00 GMTThe One Technique that Allows You to Evolve and GrowDo you find it frustrating to find yourself stuck personally, financially or within a relationship going no where? Have you gotten tired of people voting for change, yet no real significant change has happened? Tune in this morning on the special Making God First Mondays on Money Smart Radio. Before we talk finance, money or business, we place our commitment and trust in God first before we begin our week. 00:45:00Money Smart ShownoServolution,Revolution for Change,Becoming Different,Evolution,Matthew Sapaula and John HeerholdDo you find it frustrating to find yourself stuck personally, financially or within a relationship going no where? Have you gotten tired of people voting for cSpecial LIVE Broadcast from Chicago's Crane High Schoolhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/05/03/special-live-broadcast-from-chicagos-crane-high-schoolBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/05/03/special-live-broadcast-from-chicagos-crane-high-school/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/05/03/special-live-broadcast-from-chicagos-crane-high-schoolMon, 03 May 2010 12:00:00 GMTSpecial LIVE Broadcast from Chicago's Crane High SchoolHonoring a previous request, Money Smart Radio will be conducting a special ONE-HOUR live broadcast of the Making God First Monday Show from Crane High School. We'll be joining City Church Chicago's Breakfast Club, led by Danielle Blend, as they hang with students before school begins to offer fellowship, prayer or just a big brother/sister presence to help increase student attendance rates. We'll be discussing why serving one another, unlocks hidden treasures around you and how God works through efforts such as this.01:00:00Money Smart ShownoServing Your Community,City Church Chicago,Danielle Blend,Matthew Sapaula and John Heerhold,Power of GivingHonoring a previous request, Money Smart Radio will be conducting a special ONE-HOUR live broadcast of the Making God First Monday Show from Crane High School.Honoring the Process http://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/04/26/honoring-the-processFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/04/26/honoring-the-process/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/04/26/honoring-the-processMon, 26 Apr 2010 12:00:00 GMTHonoring the Process Often times we see the end result of years of hard work without understanding the true cost of success. Life changing moments are witnessed only at the time they are attained, not the days, months and years of sacrifice it required before it. We'll discuss during this next episode of Making God First Monday how to embrace where God has you right now, raise your expectations and endure through your current circumstances knowing that greater things are ahead of you.00:45:00Money Smart ShownoWork-related Stress,Persistence,Endurance,Matthew Sapaula and John Heerhold,Honor and respectOften times we see the end result of years of hard work without understanding the true cost of success. Life changing moments are witnessed only at the time thMGFM The Heart of Deceptionhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/04/19/mgfm-the-heart-of-deceptionFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/04/19/mgfm-the-heart-of-deception/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/04/19/mgfm-the-heart-of-deceptionMon, 19 Apr 2010 12:00:00 GMTMGFM The Heart of DeceptionThe heart of Satan's deception has to do with our understanding of the kingdom of God, the nature of the church and the Church's role in the Marketplace. We have been led to believe: The Kingdom of God is something that will manifest itself exclusively in the future on the other side of rapture; the Church is supposed to be confined to a building: the marketplace is the bunker of the devil and has to be avoided at all costs. These and other deceptions have driven us into a reactionary position. Since the devil cannot extinguish the light of God in us, he has tricked us into hiding it under the pews. What a contrast to what we see in Jesus, who always presented the Kingdom, the Church and the marketplace as integrated and interactive. 00:45:00Money Smart ShownoMatthew Sapaula,Business,John Heerhold,Christian,ChurchThe heart of Satan's deception has to do with our understanding of the kingdom of God, the nature of the church and the Church's role in the Marketplace. We havWhy You Should Have a Multi-Generational Visionhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/04/12/why-you-should-have-a-multi-generational-visionBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/04/12/why-you-should-have-a-multi-generational-vision/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/04/12/why-you-should-have-a-multi-generational-visionMon, 12 Apr 2010 12:00:00 GMTWhy You Should Have a Multi-Generational VisionThis is part 2, from last week's show. Scott Ross came on last week and TORE IT UP and got many of us buzzing for the rest of the week. Talk about standing up and being the change we desire! Often times in a period of change, we end up waiting for things to happen. Not Scott Ross! This is going to be another special show and will help us increase our vision for our family, our business and our future!00:45:00Money Smart ShownoScott Ross,Multi-Generational Vision,Building True Wealth,Matthew Sapaula and John Heerhold,Making God First MondaysThis is part 2, from last week's show. Scott Ross came on last week and TORE IT UP and got many of us buzzing for the rest of the week. Talk about standing upThe Ultimate Wealth Building Plan You Must Invest Inhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/04/05/the-ultimate-wealth-building-plan-you-must-invest-Businesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/04/05/the-ultimate-wealth-building-plan-you-must-invest-/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/04/05/the-ultimate-wealth-building-plan-you-must-invest-Mon, 05 Apr 2010 12:00:00 GMTThe Ultimate Wealth Building Plan You Must Invest InHave you heard people say, "I have enough problems to worry about in my own situation, hopefully my kid's grow up to figure things out and life works out better for them." However, where would you be today if all the answers to the questions you had about money, career, business and relationships were all laid out before you? What would it mean to you to have the ability to avoid the challenges that plague most young adults, families and small businesses owners that will allow them to flourish faster and earlier on? Who's responsibility is this? Imagine if you could establish a life of ultimate fulfillment, joy and happiness that transcends to your children, your children's children and beyond. What kind of life experiences do you want to live on forever? In addition, special guest Scott Ross, will be joining us to discuss building true multi-generational wealth and his passion to help families build a 200 year family plan! Join the conversation with the two guys that have the most fun on Monday mornings! Call in with your comments or chat it up in the chat-room! Get your Monday after Easter started off of with POWER and ENCOURAGEMENT!00:45:00Money Smart Shownobuilding wealth,multi-generational wealth,200 year family plan,John Heerhold and Matthew Sapaula,Money Smart RadioHave you heard people say, "I have enough problems to worry about in my own situation, hopefully my kid's grow up to figure things out and life works out betterThe Fallacy of Working Hard and Working Smarthttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/29/the-fallacy-of-working-hard-and-working-smartFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/29/the-fallacy-of-working-hard-and-working-smart/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/29/the-fallacy-of-working-hard-and-working-smartMon, 29 Mar 2010 12:00:00 GMTThe Fallacy of Working Hard and Working SmartHave you found yourself working, working and working...with the expectation that you are nearing your goals that much more? Familiar with the term, burning the candle at both ends? How about multi-tasking is the new norm? Have you ever met someone like this? Is this person you? On this episode of the Making God First Monday show on Money Smart Radio, we'll look upon a biblical example of the most powerful three, world-changing years completed by the most controversial man who ever lived - Jesus Christ. Based on what scripture reveals to us, we will discuss how Holy Week is regarded as the 7 days that changed the world and course of human history, forever.00:45:00Money Smart ShownoHoly Week,Working Hard,Working Smarter,Holy Week Easter Celebration,Matthew Sapaula and John HeerholdHave you found yourself working, working and working...with the expectation that you are nearing your goals that much more? Familiar with the term, burning theMGFM: The Key to Overcoming Impossible Situationshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/22/mgfm-the-key-to-overcoming-impossible-situationsFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/22/mgfm-the-key-to-overcoming-impossible-situations/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/22/mgfm-the-key-to-overcoming-impossible-situationsMon, 22 Mar 2010 12:00:00 GMTMGFM: The Key to Overcoming Impossible SituationsDo you feel that your back is against the ropes? Your business and cash flow getting tighter and tighter? Life giving you circumstances that you have never faced before? You look up and you can't believe that you are going through such a situation? Hang on, my friend! We have an answer for you. Tune into to another episode of Making God First Mondays on the Money Smart Radio Show. Before we start talking money and business, we choose to put God first in our week to bless our thoughts, decisions and steps. If you want to be the one in a thousand who achieves an incredible outcome while pursuing your dreams and goals, we encourage you to tune in to join the conversation! Either call, tweet, chat or drop us a comment. Financial strategist, Matthew Sapaula and successful travel entrepreneur, John Heerhold will begin your Monday morning on the GOoD foot and encourage your plans to pursue your dreams through Godly wisdom. Their uplifting and transparent style makes it easy to share your thoughts and relate to their experiences. 00:45:00Money Smart ShownoServant leadership,Godly wisdom,Facing Challenges,Dealing with Impossibilities,Matthew Sapaula and John HeerholdDo you feel that your back is against the ropes? Your business and cash flow getting tighter and tighter? Life giving you circumstances that you have never faceHow to Keep Good Things Happening in Your Lifehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/15/how-to-keep-good-things-happening-in-your-lifeFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/15/how-to-keep-good-things-happening-in-your-life/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/15/how-to-keep-good-things-happening-in-your-lifeMon, 15 Mar 2010 12:00:00 GMTHow to Keep Good Things Happening in Your LifeHave you wished for a fresh start, yet end up back in the same situations all over again? We'll review three problems that can keep you going in circles and ways to overcome them. Plus, Danielle Blend will be checking in from Crane High School in Chicago, sharing with us how their Monday morning breakfasts with the students have affected the community.00:45:00Money Smart ShownoAvoid the Same Mistakes,John Heerhold,Matthew Sapaula,Overcome Barriers in Pursuing Your Dreams,Dealing with RejectionHave you wished for a fresh start, yet end up back in the same situations all over again? We'll review three problems that can keep you going in circles and waMFGM: Why You Need to Open Your Mouth and Create Your Own Oscar Winning Performancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/08/mfgm-why-you-need-to-open-your-mouth-and-create-your-own-oscar-winning-performanceBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/08/mfgm-why-you-need-to-open-your-mouth-and-create-your-own-oscar-winning-performance/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/08/mfgm-why-you-need-to-open-your-mouth-and-create-your-own-oscar-winning-performanceMon, 08 Mar 2010 13:00:00 GMTMFGM: Why You Need to Open Your Mouth and Create Your Own Oscar Winning PerformanceHave you ever wondered why other people seem to keep winning awards and yet you still struggle? What do Oscar-winning performances reveal to us about recognition and reaching our goals? Are you sick of other people winning the game of life and yet you remain frustrated? What does God's word say about bringing to reality the deepest desires of your heart? Getting rich would make you happy? Join us for another episode of Making God First Monday on the Money Smart Radio Talk Show. Join the conversation @ 917-932-1036.00:45:00Money Smart ShownoOscar-Winning Performance,Winning in Life,Gettting Rich,Matthew Sapaula and John Heerhold,Financial talk show Money Smart RadioHave you ever wondered why other people seem to keep winning awards and yet you still struggle? What do Oscar-winning performances reveal to us about recognitioMGFM-How to Avoid the Biggest Cause of Financial Losshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/01/mgfm-how-to-avoid-the-biggest-cause-of-financial-lossFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/01/mgfm-how-to-avoid-the-biggest-cause-of-financial-loss/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/03/01/mgfm-how-to-avoid-the-biggest-cause-of-financial-lossMon, 01 Mar 2010 13:00:00 GMTMGFM-How to Avoid the Biggest Cause of Financial LossHow do we come to our definition of success, wealth and happiness? How do we know if it is right? Is pursuing wealth a positive thing or a big distraction to a bigger picture, or a bigger meaning? Join us this again for another episode of Making God First Monday's on the Money Smart Radio Show hosted by Matthew Sapaula and John Heerhold.00:45:00Money Smart ShownoWall Street Greed,Getting Rich,Avoid mistakes in building wealth,Pursuit of Happiness,Matthew Sapaula and John HeerholdHow do we come to our definition of success, wealth and happiness? How do we know if it is right? Is pursuing wealth a positive thing or a big distraction toMGFM-How this One Secret Helps Make You More Money Each Yearhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/02/22/mgfm-how-this-one-secret-helps-make-your-more-moneManagementhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/02/22/mgfm-how-this-one-secret-helps-make-your-more-mone/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/02/22/mgfm-how-this-one-secret-helps-make-your-more-moneMon, 22 Feb 2010 13:00:00 GMTMGFM-How this One Secret Helps Make You More Money Each YearDo you have big dreams, hopes and goals? Are you inspired to having a powerful year ahead of you and change your existing circumstances for the better? Is your planning taking you to an exciting journey ahead? Would you be interested in ONE SECRET that can help you not only make more money each year that you would without it, but make the road to successful more fun? Tune in this Monday as we continue to explore building your career and running your business by the greatest book that tops best seller lists each year.00:45:00Money Smart Shownofaith-based business,leadership,making money and getting rich,John Heerhold and Matthew Sapaula,Money Smart Radio Chicago Financial Talk RadioDo you have big dreams, hopes and goals? Are you inspired to having a powerful year ahead of you and change your existing circumstances for the better? Is youMGFM-How to Lead Your Business and Career According to the Bookhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/02/15/mgfm-how-to-lead-your-business-and-career-accordinManagementhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/02/15/mgfm-how-to-lead-your-business-and-career-accordin/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/02/15/mgfm-how-to-lead-your-business-and-career-accordinMon, 15 Feb 2010 13:00:00 GMTMGFM-How to Lead Your Business and Career According to the BookDo you want to increase your influence, positive reputation and credibility? Is leadership something we are just born with or can it be developed? Do you want to build your business with greater significance than just making money? Are you willing to build a business or career that is sustainable throughout the ups and downs of a troubled economy? Today's small business owners and entrepreneurs are bombarded with messages that attempt to take them away from living with integrity. Tune into another episode of Money Smart Radio and Making God First Mondays. Special guest, leadership expert and faith-based business leader William Bliss, author of "Leadership Lessons from the Book" will be dropping by. He will share with us ideas on applying the biblical lessons shared in the Bible for today's leaders. 00:45:00Money Smart Shownoleadership,entreprenuership,faith-based businesses,William Bliss Leadership Lessons from the Book,Matthew Sapaula and John HeerholdDo you want to increase your influence, positive reputation and credibility? Is leadership something we are just born with or can it be developed? Do you wantMGFM-Breakthrough Your Barriers by Understanding the God Money and Sex Connectionhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/02/08/mgfm-breakthrough-your-barriers-by-understanding-tBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/02/08/mgfm-breakthrough-your-barriers-by-understanding-t/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/02/08/mgfm-breakthrough-your-barriers-by-understanding-tMon, 08 Feb 2010 13:00:00 GMTMGFM-Breakthrough Your Barriers by Understanding the God Money and Sex ConnectionAre you burning the candle at both ends? Do you think that working longer is going to get you closer to reaching your dreams and goals? Is your career or business running you versus the other way around? Do you desire better balance in your life with regards to your family, your career or business, your community work and friends? Are you ready for a shocker? God made us as passionate, emotional and sexual beings. Yes, I said it. Sexual. During our Expert's Corner, business and success coach Gina Parris will share with us her tips on "How to Unleash Financial Breakthrough in Your Home By Understanding the SEX and MONEY Connection". Plus, we have free books to giveaway so be sure to tune in, chat in and be part of this show to win!00:45:00Money Smart Shownobreakthrough barriers,God Money and Sex,Life and Business Coach Gina Parris,Faith-based teaching,Matthew Sapaula and John HeerholdAre you burning the candle at both ends? Do you think that working longer is going to get you closer to reaching your dreams and goals? Is your career or busiHow to Build a Rock-Solid Business Character You Can Be Proud Ofhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/02/01/how-to-build-a-rock-solid-business-character-you-can-be-proud-ofBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/02/01/how-to-build-a-rock-solid-business-character-you-can-be-proud-of/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/02/01/how-to-build-a-rock-solid-business-character-you-can-be-proud-ofMon, 01 Feb 2010 13:00:00 GMTHow to Build a Rock-Solid Business Character You Can Be Proud OfIn the land of opportunity, free capitalism and the pursuit of the American Dream brings great wealth and prosperity to those courageous enough to pursue it. However, it is a dog-eat-dog culture out there where many people can use you, your work and your effort as the climb to the top. In the meantime, many people can take credit for your work. True leaders understand that it is a privilege to be in a leadership or management position. They know that they can affect more people than those who follow them. Pride is a rooted in many character flaws. How can we get to the top without eventually self-destructing like so many of the leaders, celebrities and politicians we see today? Not to be naive here, just because you many attend church or read the Bible doesn't necessarily mean that you're doing things right. There is a difference between knowing and actually doing! We will review five steps in building a rock-solid character that we hope will bless you throughout your week. AND we will have a special guest today, CJ Small, who will share some examples from his coaching business and book on "How to Release Your Business Greatness…the Right Way! This will be a jammed-packed show to fire you up for your work week aheade! 00:45:00Money Smart ShownoBusiness ethics and prosperity,Building a Solid Character and Reputation,Leadership with CJ Small,Serving Others,Matthew Sapaula and John HeerholdIn the land of opportunity, free capitalism and the pursuit of the American Dream brings great wealth and prosperity to those courageous enough to pursue it. HGetting a Large Income Tax Refund is Foolishhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/29/getting-a-large-income-tax-refund-is-foolish-1Financehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/29/getting-a-large-income-tax-refund-is-foolish-1/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/29/getting-a-large-income-tax-refund-is-foolish-1Fri, 29 Jan 2010 23:00:00 GMTGetting a Large Income Tax Refund is FoolishThis is the time of the year where most people will head to their local H&R Block, Jackson Hewitt and Liberty Tax offices to get their income tax return. Some even anticipate a large tax refund and will even pay a premium, in order to get their money now. Others will use this as their forced savings plan, their vacation money or get-me-a-new-flat-screen-TV now. Perhaps this will be how they pay off their Christmas debt. Either way, Uncle Sam loves you for it because he is able to use your money, stimulate his economy at the cost of your own personal financial security and ability to build your own financial independence. Never thought about your financial plan this way? Would you like to put your own money in your own pocket throughout the rest of the year, this time around? Time to rethink things! We will also have Dennis Johnson, Certified Public Accountant (CPA) who deals with this issue at this time every year and how he has helped educate his tax clients on how to better plan throughout the year. Dennis also wrote the book, "Do This: Simple Actions To Eliminate Debt and Create Wealth". Call in with your questions, visit our blog to post your comments and suggestions (http://www.moneysmartradio.com) or contact us to set up a personal financial review with one of our Money Smart Coaches in your area.00:30:00Money Smart ShownoIncome Tax Return,Financial Planning,How to Be a Millionaire,Matthew Sapaula and Dennis Johnson,Getting RichThis is the time of the year where most people will head to their local H&R Block, Jackson Hewitt and Liberty Tax offices to get their income tax return. SomeMGFM-How to Become Insanely Successful through Givinghttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/25/mgfm-how-to-become-insanely-successful-through-givingBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/25/mgfm-how-to-become-insanely-successful-through-giving/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/25/mgfm-how-to-become-insanely-successful-through-givingMon, 25 Jan 2010 13:00:00 GMTMGFM-How to Become Insanely Successful through GivingOne of the biggest lessons we have learned over the past 60 days is not what we can get, but rather what we can give. It is amazing what happens with this powerful spiritual principle that when you take the focus and attention off of you, but rather onto the service of others, blessings, favor and wealth shower upon your life! To help us better expand on this thought, Wall Street and National best-selling author Bob Burg will share personal experiences from his book, "The Go-Giver!"00:45:00Money Smart ShownoGo-Givers Sell More,Bob Burg,Making God First Mondays,Giving and Wealth-building,Matthew Sapaula and John HeerholdOne of the biggest lessons we have learned over the past 60 days is not what we can get, but rather what we can give. It is amazing what happens with this poweSafety of our Money in Banks with former FDIC Chairman and How to Choose a Financial Coach.http://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/20/safety-of-our-money-in-banks-with-former-fdic-chaiFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/20/safety-of-our-money-in-banks-with-former-fdic-chai/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/20/safety-of-our-money-in-banks-with-former-fdic-chaiWed, 20 Jan 2010 19:44:15 GMTSafety of our Money in Banks with former FDIC Chairman and How to Choose a Financial Coach.Today, Bank of America showed a $5.2 billion loss. Many other banks are reporting losses and have made the decision to pay back American taxpayers TARP bailout money they used. Are we really headed for economic recovery? What other safe money alternatives do we have outside of tucking our money in a coffee can or under the mattress? You know you do not get rich with money sitting in the bank so we will share how you can still get ahead without risking everything. On today's financial talk Money Smart Radio Show, we will hear from former FDIC chairman, Bill Isaac. He experienced the savings and loan crisis of the 80s which crippled our economy at that time and he will compare that situation to what we are going through right now. Do you need personal financial guidance without feeling stressed out, even nervous about talking about your retirement plan and saving for college? #1 voted financial advisor, Joel Wymer from Akron, OH will stop by to share how you can find and select the right financial coach to get your wealth-building plans to the next level.00:15:00Money Smart ShownoFDIC and TARP,Wealth Building and Retirement Planning,Financial Coach and Personal Finances,Joel Wymer and Bill Isaac,Matthew Sapaula and Money for CollegeToday, Bank of America showed a $5.2 billion loss. Many other banks are reporting losses and have made the decision to pay back American taxpayers TARP bailoutMGFM-Six Pack of Critical Success Factors for Leadershttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/18/mgfm-six-pack-of-critical-success-factors-for-leadersBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/18/mgfm-six-pack-of-critical-success-factors-for-leaders/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/18/mgfm-six-pack-of-critical-success-factors-for-leadersMon, 18 Jan 2010 13:00:00 GMTMGFM-Six Pack of Critical Success Factors for LeadersExtracted from Dave Anderson's appearance on our show, we will dive into his work in "How to Run Your Business by the Book". Both success and failure leaves clues and you don't have to reinvent the wheel. There is no need to chase fads in our pursuit of success, happiness and wealth-building while a source of infinite wisdom that has withstood the test of time is readily available to us. We will look at two examples from the Bible's greatest kings. You may look at these examples and strategies to try to fix your business or people around you. But nothing gets better until YOU get better first!00:45:00Money Smart ShownoFaith in the workplace,How to Run Your Business by the Book,Business Leadership,Success Principles,Matthew Sapaula and John HeerholdExtracted from Dave Anderson's appearance on our show, we will dive into his work in "How to Run Your Business by the Book". Both success and failure leaves clMaking God First Mondays - Get Ahead Using this F Wordhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/11/making-god-first-mondays--get-ahead-using-this-f-wordBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/11/making-god-first-mondays--get-ahead-using-this-f-word/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/11/making-god-first-mondays--get-ahead-using-this-f-wordMon, 11 Jan 2010 13:00:00 GMTMaking God First Mondays - Get Ahead Using this F WordDo you find yourself frustrated about your progress? Did you think you'd be much further ahead in your career and business life? Do you find yourself being more and more defensive as time goes by? Perhaps you have some old scores to settle and you are not sure how to go about it? Tune in to this special show on how to accelerate your path moving ahead. How? By using God's favorite "F" word. It is said in Matthew 16:22 that you should use this F word, 70 times 7. We will share some practical examples and even personal experiences in how to manifest growth and fulfillment. In your pursuit of success and happiness, it is important to travel lightly, for it is a long road. Many have realized that success is not reaching the destination, but enjoying the journey the whole time. Call us with your questions, input and feedback!00:45:00Money Smart Shownoforgiveness 70 x 7,Grudges,Self-Deception,Self-Image,Matthew Sapaula and John HeerholdDo you find yourself frustrated about your progress? Did you think you'd be much further ahead in your career and business life? Do you find yourself being moMaking God First Mondays - 5 Keys to Help you Build Again in 2010http://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/04/making-god-first-mondays--your-workplace-is-your-pBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/04/making-god-first-mondays--your-workplace-is-your-p/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/04/making-god-first-mondays--your-workplace-is-your-pMon, 04 Jan 2010 13:00:00 GMTMaking God First Mondays - 5 Keys to Help you Build Again in 2010Greed, corruption, pre-imminent lack of values have brought American business to it's knees. Many people have been affected so how can we turn things around? Does God have a purpose for you within your job or small business, in the midst of this struggle? Of course he does! Your position in the small business community, corporate environment or interaction with fellow employees is just as important as the pastor, priest of rabbi who preaches during service. Your God-like example and uplifting attitude during tough times say more than the words that come out of your mouth. Tune in this Monday morning to discover ways your can further shine your light in a dark world, with special guest Os Hillman, author of "The Value of Work in the Eyes of God" and creator of the daily devotional, "TGIF: Today God Is First".00:45:00Money Smart ShownoFaith in the workplace,John Heerhold,Christian teaching,God Money and Business,Matthew SapaulaGreed, corruption, pre-imminent lack of values have brought American business to it's knees. Many people have been affected so how can we turn things around?3 Steps to Build Again in 2010http://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/02/3-steps-to-build-again-in-2010-1Businesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/02/3-steps-to-build-again-in-2010-1/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2010/01/02/3-steps-to-build-again-in-2010-1Sat, 02 Jan 2010 02:30:00 GMT3 Steps to Build Again in 2010Welcome to New Year's Day 2010!! Based on our Facebook fan page and blog comments this seems to be a BREAKOUT year! I know we have all faced challenges in 2009 on many different levels...and yet today, we are STILL STANDING! Tune in today for the basic steps and encouragement to get your year rolling in a positive direction. We will cover three steps to help you build again in 2010!00:45:00Money Smart Shownopersonal development,business planning,financial planning,Money Smart Radio,positioningWelcome to New Year's Day 2010!! Based on our Facebook fan page and blog comments this seems to be a BREAKOUT year! I know we have all faced challenges in 2009Making God First Mondays - How to Run Your Business by the Book!http://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/28/making-god-first-mondays--your-workplace-is-your-pBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/28/making-god-first-mondays--your-workplace-is-your-p/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/28/making-god-first-mondays--your-workplace-is-your-pMon, 28 Dec 2009 13:00:00 GMTMaking God First Mondays - How to Run Your Business by the Book!Do you REALLY want to improve your business or take leaps and bounds in your career? Who you like to know the time-tested, #1 leadership principles that has transcended successfully through centuries of human history? Where do you find them? The Bible? I know, it wasn't the answer we were looking for either. However, there are universal truths within each religion that can help heal and rebuild our crumbling economy. Special guest, famed leadership guru, and author of How to Run Your Business by THE BOOK - Dave AndersonIn , will drop by Money Smart Radio and share his words of wisdom from applying biblical principles into his business. His lessons have helped people, culture, and results of many businesses. Tune in and find out how to build a foundation for your business or career that leads to long-term success. This is a refreshing return to common sense business basics, based on leadership lessons peppered throughout the Good Book. In these turbulent times, quality leadership is the key to surviving and thriving in the business world. You'll learn what the Bible has to say about hiring and training people, managing money, creating a leadership vision, balancing work and life, and achieving your most ambitious business goals. All you need is a heart open to biblical wisdom and a willingness to lead with courage. 00:45:00Money Smart ShownoFaith in the workplace,Dave Anderson,How to Run Your Business by the Book,God Money and Business,Matthew Sapaula and John HeerholdDo you REALLY want to improve your business or take leaps and bounds in your career? Who you like to know the time-tested, #1 leadership principles that has trMaking God First Mondays-Your Workplace IS Your Pulpithttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/21/making-god-first-mondays-your-workplace-is-your-pulpit-1Businesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/21/making-god-first-mondays-your-workplace-is-your-pulpit-1/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/21/making-god-first-mondays-your-workplace-is-your-pulpit-1Mon, 21 Dec 2009 13:00:00 GMTMaking God First Mondays-Your Workplace IS Your PulpitGreed, corruption, pre-imminent lack of values have brought American business to it's knees. Many people have been affected so how can we turn things around? Does God have a purpose for you within your job or small business, in the midst of this struggle? Of course he does! Your position in the small business community, corporate environment or interaction with fellow employees is just as important as the pastor, priest of rabbi who preaches during service. Your God-like example and uplifting attitude during tough times say more than the words that come out of your mouth. Tune in this Monday morning to discover ways your can further shine your light in a dark world, with special guest Os Hillman, author of "The Value of Work in the Eyes of God" and creator of the daily devotional, "TGIF: Today God Is First". Hosts Matthew Sapaula and John Heerhold also share their own experiences as faith-based business owners, leading the growth of their financial education and travel companies, respectively.00:45:00Money Smart ShownoFaith in the workplace,Os Hillman,TGIF Today God is First,God Money and Business,Matthew SapaulaGreed, corruption, pre-imminent lack of values have brought American business to it's knees. Many people have been affected so how can we turn things around?Making God First Mondays - How to Pick the Right Partners and Avoid the Wrong Oneshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/14/making-god-first-mondays--how-to-pick-the-right-paBusinesshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/14/making-god-first-mondays--how-to-pick-the-right-pa/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/14/making-god-first-mondays--how-to-pick-the-right-paMon, 14 Dec 2009 13:00:00 GMTMaking God First Mondays - How to Pick the Right Partners and Avoid the Wrong OnesIt takes a team to build a dream, but how do you know you which people are right for you? The benefits of seeking counsel and effective partnering are so profound, the consequences of choosing the wrong partners can destroy your plans. We'll be discussing some ideas on how you can create a system, or checklist, to attract and build with the right partners.00:45:00Money Smart Shownochoosing partners,advisors,counselors,teamwork,unique abilitiesIt takes a team to build a dream, but how do you know you which people are right for you? The benefits of seeking counsel and effective partnering are so profoGrooming the Next Generation for Success w/Dani Johnsonhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/11/grooming-the-next-generation-for-success-wdani-johnsonFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/11/grooming-the-next-generation-for-success-wdani-johnson/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/11/grooming-the-next-generation-for-success-wdani-johnsonFri, 11 Dec 2009 21:00:00 GMTGrooming the Next Generation for Success w/Dani JohnsonTime Magazine has dubbed this, "The Lost Generation". How are we to pick ourselves back up as a nation and raise our families knowing what we may be financially teaching them, may be flat-out wrong? Traditional financial planning strategies have shown their weakness and even the most stubborn financial advisers are now starting to change their tune. The only constant is change. If so, how can we make sure we change and evolve as quickly as our economy does? Returning to Money Smart Radio, internationally sought after speaker, best-selling author, success coach, financial and relationship marketing expert and founder of Call To Freedom Int’l, Dani Johnson shares her secrets! Her recently released book, Grooming the Next Generation for Success, has skyrocketed to #1 best-selling book in multiple categories on mazon.com Tune in and call with your questions! We'll be giving away a free book...find out how!00:45:00Money Smart Shownopersonal finance,getting out of debt,raising kids,parents,home-based businessTime Magazine has dubbed this, "The Lost Generation". How are we to pick ourselves back up as a nation and raise our families knowing what we may be financiallRichest Man Who Ever Livedhttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/07/richest-man-who-ever-livedFinancehttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/07/richest-man-who-ever-lived/#commentshttp://www.blogtalkradio.com/matt-sapaula-money-smart-show/2009/12/07/richest-man-who-ever-livedMon, 07 Dec 2009 13:00:00 GMTRichest Man Who Ever LivedGet your week started by tapping into the greatest resource of ever written on financial and business success, the Bible. We'll be discussing a book authored by Steven K. Scott titled, "The Richest Man Who Ever Lived" with fellow host, John Heerhold.00:45:00Money Smart Shownopersonal finance,entreprenuership,biblical principles,Steven K Scott,wealth creationGet your week started by tapping into the greatest resource of ever written on financial and business success, the Bible. We'll be discussing a book authored by