Speak On It - Youth Zone!  

Learn how to put our budgeting tips and techniques to work for you and start saving and affording more things today!

No!!  then you should.

visit www.annualcreditreport.com to request a copy of your report today.  There are three main credit bereaus to request from so be sure to get one from each if you can, the names are Transunion, Equifax and Experian.

As you may have heard on the interview that we had today with Manisha Thakor a good credit score rating would be anything that is 720 or above, 620 to 719 is considered reasonable and 620 and below is considred to be a poor rating.

So if you are currently not at a score that you are comfortable with, I would suggest that you review your report to find out what your spending and payment issues are and try to get that score on track by making regular monthly payments ON TIME and over and above the minimum payment if  you can.

Also if your credit cards are currently more then 50% used then try getting those numbers down as quickly as you can IE if you have a $1,000 card and the credit that you have used to date is 600 or more you will want to get that down to under $450 if possible and soon so that you can start working on your credit repair.

If you have any additional questions that you would like to ask Manisha or Sharon please feel free to make your posts here and they will be more then happy to respond to your questions shortly!

Have a great rest of the week ladies and though it may sound tough and time consuming it IS possible to repair that credit score, so why not start working on it Today! :-)



Youth Zone Talk Radio...................

Don't know what a credit score is! Can't get any credit if your life depended on it, not sure if your current credit score is good or bad? Then call into the show and ask the experts!