Whatever your financial situation, a new year presents an opportunity to improve it. Whether you're skating on the edge or your finances are in tip-top shape, take some time to think about where you are headed.
Often, the first step is to see your situation for what it is. Americans are taking more control of their finances, experts say, and more are making money-related resolutions this year than in any of the past five years.
In fact, 54 percent of Americans said they "typically consider resolutions concerning their finances" up from 2009 when just 35 percent said they would make financial resolutions,according to the Fidelity 2014 New Year Financial Resolutions Study. Consumers also have become more conservative in their spending and savings habits.
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