Recent Fed figures show that Millennials are using less credit than ever before, but is this a good trend? Maybe not. Paul Oster says that judicious use of credit actually can help Millennials achieve their life goals, such as purchasing autos and homes. When you're just using cash and debit cards, you're not building you're credit score and then when you go to make a purchase that requires credit, it's often too late. The key is to use credit sparingly, but enough to build a good score that's there when you need it. Just go over to Paul's site and see how it's done.
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