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Today on the Financial Impact Factor radio with Paul Petillo, Dave Kittredge and Dave Ng, we discuss the concept of set-it-and-forget-it investments. We have had numerous experts on the show who tout the benefits of indexed investing and ETFs as a strategy to attain retirement goals. We ask whether totally tying yourself to the markets cycles will get you where you think you should be - or where the retirement calculators suggest you should be.