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Celebrating ‘The Twilight Saga: New Moon’
In honor of the opening day of New Moon, the latest film in The Twilight Saga, we thought we ...
The Cheryl Behind the Cheryl
Known to many as the long-suffering (ex)wife of funnyman Larry David, the man behind Seinfeld, ...
BlogTalkRadio Host of the Week: Alfred McComber from...
By Christina Blodgett In our continuing effort to spotlight more members of the BlogTalkRadio ...
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kulturefirst
11/19/2009 12:04 AM UTC
Loving the depth and wide range of issues you discuss on the show...keep the shows coming!! YOUR #1 FAN!!!
Mottie
3/16/2009 2:41 PM UTC
GgGreat show Ladies!
Rick Young
1/20/2009 12:43 AM UTC
First off, I'd like to say I really enjoyed your show last night, and highly recommend it to all listening here on BTR. Secondly, I'd like to thank you for stopping by ARC Studies Live! I pray that your visit was fruitful, and hope to see you again in the future, both at your spot and mine:). If you have any questions and/or comments for me concerning something I've said (or concerning anything in general), please feel free to either tune in to the next broadcast where we can talk live, or shoot me an e-mail at ryoung@arcstudies.org. Rick
IKETORRES916
12/29/2008 7:15 AM UTC
CANT WAIT FOR TUESDAY
Show Off Ent.
12/27/2008 10:59 PM UTC
Looking forward to Tuesday. Awaiting further instruction. Stokes Show Off Entertainment
Synapticalist∞
11/18/2008 6:23 PM UTC
Loving the new afternoon mix segment!!!
Yahaloma
8/7/2008 1:35 AM UTC
You guys are wonderful! Thank you for having me on the show, and love you much! Blessings, Yahaloma
tranQuility
7/28/2008 10:45 AM UTC
love Eotm & Pom! y'all rock! much love peace & tranQuility
5/26/2008 6:00 PM UTC
You all did great!!
MoKha
5/1/2008 10:39 PM UTC
just came by to show the "Queens" some luv. ~Mo'Kha
MentalSalvationRadio
4/7/2008 6:30 PM UTC
Showing the Queens Some Mental Salvation LOVE!!! Jah Bless
MS. SYE
4/4/2008 12:31 AM UTC
Peace Sis, please check out my show'BAG LADIES", make me a favorite. I will be marking you a favorite. I appreciate your topics
RealTalk~RealWoman
4/3/2008 6:04 PM UTC
I Love yall's vibe! I hope to get yall on our show! Great Shows Ladies! jaxx :)
Alan Roger Currie
4/2/2008 9:24 PM UTC
Thank you for selecting my show as a favorite! I appreciate that very much ...
Luvologist
4/1/2008 4:00 PM UTC
I am coming over to say 'hello'. I hope things are going well with you all...
The SpeakEasy Cafe
3/31/2008 12:28 AM UTC
So excited! It's going to be a great show tonight! Hello Poets! xoxox Nyla
PEAS IN THEIR PODS
3/22/2008 3:33 PM UTC
Every 40 second a child is missing 33% are African American who do not get the media coverage. www.savingourchildren.bravehost.com Our shows air 8pm central Sunday and 7pm central Tuesdays Thank you.
BLACK WITCH ~)o(~
3/15/2008 11:16 PM UTC
SUPPORT OUR OWN... RBG 4 EVER!!! WWW.AFROCENTRICTEES.COM
3/14/2008 1:48 AM UTC
Keep doing what you do. Be blessed...
VIRGO SMITH*
2/19/2008 12:09 AM UTC
**FREE-DOWNLOADABLE-MUSIC-GIFT** PRODUCED BY ME...VIRGO SMITH* JUST A SMALL GIFT FOR MY WOMEN SUPPORTIVE LISTENERS. "A RARE-FIND/AND A GOOD KEEP!" (Song Titled: YES FINALLY!) http://www.myspace.com/virgosmith PEACE & THANK YOU FOR YOUR SUPPORT! TO THE QUEENS OF INTERNET RADIO -FIN
EOTM Sports
2/12/2008 8:16 PM UTC
E-O-T-M, All Day --> Every day!
Queens of 'I' Radio
2/12/2008 8:14 PM UTC
EOTM in the House!
Girl Please!!!
1/29/2008 2:55 AM UTC
Thank you for having Elaine Newkirk on the show...it was a wonderful interview...the book is THE HOUSE WITH DIRT WALLS and the website is www.itsmytyme.com
Lady M
1/28/2008 4:26 AM UTC
THE SHOW WAS MAD CRAZY. LOVED IT! THANK YOU FOR SHARING YOUR CYBER WORKED WITH THE POM FAMILY!
SEQUENCE.NET
1/15/2008 2:29 AM UTC
Good show keep the music alive. WWW.SEQUENCE.NET
anointed poet
1/11/2008 3:47 AM UTC
Thank you for having me on the show! I truly enjoyed all the poets tonight! God bless you, the Anointed Poet
NASSUNNI
1/2/2008 12:53 AM UTC
PEACE QUEENS!!!!!!!!, Your sista NASSUNNI been busy like a bee trying to do me!...Want to give back to the community and help anyone I can...One love sisters and have a great 2008!
Dangerous Lee™
12/29/2007 5:01 AM UTC
Keep it Dangerous and thanks for making me a favorite. Happy New Year!
SupremeEntertainment
12/24/2007 2:52 AM UTC
Great show ladies, please keep doing your thing! Very encouraging and enlightening! Nuff respect to Nassunni again, you are an incredible sista my Queen! Peace, Wisdom Supreme Supreme Entertainment
12/16/2007 2:45 AM UTC
Peace my sister Queen, Stopping through with much sisterly hugs and love...Talk to ya soon! One love One fam NASSUNNI
One Black Man
12/13/2007 4:55 AM UTC
Thanks for coming by the spot today, love the intro music to your show.
12/11/2007 2:34 AM UTC
I am on the phone right now. Yahaloma
12/8/2007 5:47 PM UTC
Peace Queens, keep doing your thing! I love your show, and have a really good positive vibe going on, please keep up the good work! Peace & Love, Wisdom Supreme Supreme Entertainment
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10/29/2007 1:36 AM UTC
MUCH LOVE FROM HOUSTON, TEXAS FROM JAZZY RED PRODUCTIONS I WANT TO SAY THANK YOU FOR THE ENTIRE MOVEMENT. MUCH LOVE AND RESPECT
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Join Carla B. aka "The ©Motivational Diva", Roni ~ The 1st Lady of GPT, Shonta Gibson Founder of Edgelight Ent & the older Sister of Tyrese Gibson, Theresa aka “Sweet T”, Saytue Saye and Grandma Grip ~ The Queen’s official Military Correspondent as they empower individuals with the entrepreneurial spirit to maximize their potential. Entrepreneurs on the MOVE Corporation was established with the idea in mind to create a network of like minded individuals that are willing to share information, resources, business tips and tools that can quite possibly reshape your Life into a better tomorrow! Our Mission: To combine our collective talents and resources in an effort to develop supportive networking system for entrepreneurs throughout the US and Abroad. Lock Arms with EOTM Today ~ The Official Home for The “Queen’s of Internet Radio”!
Date / Time: 11/30/2009 12:00 AM UTC
Category: Entertainment
Call-in Number: (718) 664-6543
So if you missed the Single Ladies show last week you missed a good one. We are doing a Part 2 to our Single Ladies show and we are bringing back our "Love Guru" Professor Tan Babies who will also be joined by our Male Guru Comedian Tre Luv, Ladies You don't and Cant miss this show....
Upcoming Episodes
12/1/2009 12:00 AM UTC - The Queen's of Internet Radio Discuss Nene Leakes New Book - Never Make The Same Mistake Twice
12/3/2009 12:00 AM UTC - Underground Hip Hop Series Continued
12/4/2009 12:00 AM UTC - Celebrity Thursdays Features - Louis Smith aka Tre Luv
Date / Time: 9/27/2007 11:00 PM UTC
Category: Music
Brought To You By Kim Tumey Entertainment! Dozens of artists claim to be the messiah of R&B, the chosen one called to restore the genre in it's original glory. Check him out Tonight only on EOTM!
Original Air Date: 4/30/2009 1:00 AM UTC
Original Air Date: 4/28/2009 1:00 AM UTC
Original Air Date: 4/16/2009 1:00 AM UTC
Date / Time: 4/15/2009 11:29 PM UTC
We’ve gone through the up’s and the down’s, this past year in the Real Estate industry.
The thing is, for those of us in the cash flow and real estate professions–it doesn’t matter because at the end of the day…. Guess what?!!? Financing still drives real estate transactions! That dynamic will never disappear. But it will forever change, as the market and the players adapt to the reality of doing business in these turbulent times.
Those in the know recognize that the next few years may present some difficult challenges. They also realize that what is happening now presents a whole set of special opportunities. These survivors understand that although the glass appears half empty, the reality is the glass is half full–and rising.
Disaster Preparedness?
Financial planning is an unnatural act?.?. The brain is wired to make us undervalue long-term goals and exaggerate the cost of short-term sacrifice. Yet studies show that people who do even a little investment planning had twice the results of those who did almost none.
While the pundits address the details and try to analyze what the end result will be, my purpose here isn’t to add to the doom and gloom, but to acknowledge what is happening, to try to make a little bit of sense out of it, and to offer solutions in the middle of the violent storm engulfing the real estate and capital markets.
In this blog, I will show you how to create “win, win” scenarios that allow us to stem the tide and mitigate the damage while getting paid for doing so! Copy that, Captain?
For some, things will get worse before they get better.
There is no question we are in a dicey economy right now. The Federal Reserve Board responded to the market turmoil by pumping close to $136 Billion into the nation’s banking system to “promote the restoration of orderly conditions in the financial markets.”
Other central banks around the world had already been doing the same thing! The Fed stated that “financial market conditions have deteriorated, and tighter credit conditions and increased uncertainty have the potential to restrain economic growth going forward.”
They also added “although recent data suggest that the economy has continued to expand at a moderate pace, the Federal Open Market Committee judges that the downside risks to growth have increased appreciably.’”
That is the other side of the coin, and likely a harbinger of things to come, which are likely to get worse, before they get better–to what degree remains to be seen.
Determined investors can help turn things around.
But for now the housing sector is in the throes of an overall malaise, and it will continue to be in turmoil for some time. Regardless of what happens next, cash flow and real estate professionals who are determined to succeed can, both individually and collectively, help restore the marketplace one transaction at a time.
Until now, sellers could take comfort in the fact that there was little precedent for a real estate downturn occurring in the absence of an economic one. But the improbable is now a reality, though many believe that the economy is simply “going through a correction.”
So far, the market’s psychology has changed more than the fundamentals have. However, a number of indicators seem to point to deeper, more long-term issues.
Massive layoffs in the lending industry and construction industry are already in full force and have began spreading to the private equity sector, hedge funds, and several other capital markets as well.
House of Blues?
Meanwhile, most housing market indicators have pointed to negative territory. The volume of home sales has fallen in many markets; housing inventories have stretched to a nearly eight-month supply; and new-home builders are reporting big losses.
An increase in delinquencies among mortgage borrowers has resulted in big spikes in foreclosure filings around the nation, unleashing a flood of vacant houses on the market.
Oddly enough, the “whipsaw” going on in the capital markets as investors go in and out of US Treasury bonds, may very well keep conventional mortgage (prime home loans of $417,000 or less) rates in a tolerable range, at least through the next few months.
Now, the segment most at risk is luxury homes. The “jumbo” category (home loans exceeding $417,000) is probably a bigger impediment going forward, than mere psychological or fear factors.
Unable to resell their jumbo mortgages on Wall Street, lenders are already making far fewer mega-loans. Those that are making them, are charging much more in interest. That has spooked investors and dried up the secondary market for mortgages (even those of sterling quality) that don’t fit in Fannie Mae or Freddie Mac purchase parameters.
The mortgage industry meltdown, while not yet a full-blown credit crunch, has definitely led to a massive liquidity squeeze, meaning it’s much harder to get a loan these days for all but the best borrowers.
Too many houses; too few buyers -> Yep yall -> A buyers/renters market
Borrowers, for the most part, now must put more money down, document their income and assets under tighter scrutiny, have fewer dings against their creditworthiness and show conclusively that they can afford the payments.
With credit much tighter today, the refinance option is off the table for many. Tightened lending restrictions eliminate potential buyers from the market, reducing demand even as more supply hits the market due to big jumps in foreclosures and builders finishing up projects initiated before the slump took hold.
As mortgages become more expensive, and financing becomes more difficult, buyers won’t be able to bid as much for homes, while sellers are seeing growing competition from each other.
At this point the number of home sales has dropped a lot more than housing prices, though that may be somewhat explained by the fact that home prices generally trail declining sales in a down market.
Though declining prices have been sporadic until recently, short-term prospects for any reduction of inventory is poor, and motivated sellers may have to slash prices to move properties. The shakeout has already begun.
The end of the rainbow!
It means tremendous opportunity for those who practice ethical, creative investing techniques built on win, win principles and crafted around solving problems fairly for both sides of the transaction. For the Now & Later….as I say
For us, it does not matter how the market shakes out. For now, we know, “They can’t refinance it, they can’t sell it, and/or they can’t afford it.” And though we can’t solve the problem for everybody, we have solutions to help many people stay out of difficulty and assist many of those who are in trouble, but don’t even know it yet.
Those who understand the full scope of real estate financing and realize are many more time-tested options for successfully completing transactions than just the more common “I Sell/You Buy” fee simple transfer will not only survive, they will thrive!
It really is that simple……..
Carla Barnes
EOTM Real Estate Group
www.eotmrealestategroup.com
Feel free to submit all your mortgage/real estate related questions and I promise to respond within 48 hours.
Original Air Date: 4/2/2009 1:00 AM UTC
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