Our Terms of Use and Privacy Policy have changed. We think you'll like them better this way.

Can ESI Be Deleted By Debt Collector or Original Creditor?

  • Broadcast in Legal
EXDiscovery for FDCPA Litigation0

EXDiscovery for FDCPA Litigation0


Follow This Show

If you liked this show, you should follow EXDiscovery for FDCPA Litigation0.

Hello folks and thank you for tuning in to another episode of the E-Discovery for FDCPA Pro Se Litigants Webinar.  I am your host, Anthony Johnson.

In this E-Discovery Webinar, we will talk about whether ESI or "electronically stored information" can be deleted by a debt collector or original creditor. 

It is a myth that deleting a computer file, such as a word processing document, will cause it to be destroyed.  When a computer user pushes the delete key to erase a document, one is not destroying the document data, but instead merely removing the pointer or computer address of the document.  Thus, it is not destroyed and can be retrieved.  So, if you have had a heated conversation with a debt collector, and the debt collector had said some things that were in violation of the FDCPA, he/she may want to delete that conversation.  That conversation may be found even though other parts of it may have been overwitten. 

For more information about deletion of ESI by a debt collector, contact A. Johnson & Associates, LLC at 888-502-0586 or www.ediscoverynow.net.

DISCLAIMER: We are not attorneys.  We are not engaged in rendering legal advice.  We are E-Discovery Solutions Specialists.  If legal advice is required, the assistance of a competent, qualified legal professional should be obtained.