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Hello folks and thank you once again for joining here at the E-Discovery for FDCPA Pro Se Litigants Webinar. I am your host, Anthony Johnson.
Before we can truly get into how to request electronically stored information (ESI) from a debt collector or original creditor, we must first understand what is ESI. We must also understand the EDRM Lifecycle, the industry standard. More on that later in the coming Webinars. For now, please know that electronic discovery has been described as the disclosure of electronically stored information including the form or forms in which it should be produced. This includes, but not limited to, email, spreadsheets, word proessing documents, audio, video, or any content in a digital format.
So, when your debt collector or original creditor would intimate that they do not have the original contract or application that was signed when the presumptive debt in question metastasized because it was procured via telephone or Internet, you can respond that under the federal and state rules relating to electronically stored information, you have a duty to request and they to disclose responsive electronic evidence.
For further illumination on this Webinar, please visit A. Johnson & Associates, LLC at www.ediscoverynow.net or 888-502-0586.
DISCLAIMER: We are not attorneys. We are not engaged in rendering legal advice. We are E-Discovery Solutions specialists. If legal advice is required, the assistance of a competent, qualified legal professional should be obtained.
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It's good to talk.