Call in to speak with the host
If, you own a retail business that is coming into the end of the year -the Fourth Quarter- Absolutely Depending upon a strong up-tick in sales from Black Friday to the end of the holiday season to pull your business out of the swamp, or back from the edge.
If, your other-wise profitable business is choking on it's debt load. You take no paycheck. You use personal credit cards to make ends meet. You 'juggle' accounts every month. You sink personal money into inventory, or rent, or payroll.
It's good to talk.