If wealth must be produced before it can be consumed, then it stands to reason that each able bodied adult has a moral responsibility to engage in the process of creating usable wealth. Each person has a moral responsibility to create wealth which can be traded to others for the wealth that they have created. If we are all engaging in production, then the pool of wealth is growing which can then be accessed.
This has to happen with adults before we can expect our children to follow the example.
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