Clear Money Programhttp://www.blogtalkradio.com/denvercommunityClear Money is Denver Community Credit Union's award-winning financial education program. We host experts to bring on-demand financial education to our members & community. Topics include credit, student loan repayment plans, home buying, estate planning, debt management, and more. To learn more about our program, visit https://www.youtube.com/watch?v=PBz9qb6sOE0&list=UUyO0HWCcjzrcT4-eVX_Xopg&index=1 Our website is www.denvercommunity.coop/educationenBlogTalkRadio.com. All Rights Reserved.Sat, 15 Jun 2019 15:30:00 GMTMon, 25 Feb 2019 19:30:00 GMTFinanceBlogTalkRadio Feed v2.0https://dasg7xwmldix6.cloudfront.net/hostpics/1b4cf4ef-ba54-4c06-b9b2-2e38d4e12d87_cm-profile.jpgClear Money Programhttp://www.blogtalkradio.com/denvercommunityClear Money is Denver Community Credit Union's award-winning financial education program. We host experts to bring on-demand financial education to our members & community. Topics include credit, student loan repayment plans, home buying, estate planning, debt management, and more. To learn more about our program, visit https://www.youtube.com/watch?v=PBz9qb6sOE0&list=UUyO0HWCcjzrcT4-eVX_Xopg&index=1 Our website is www.denvercommunity.coop/educationfeeds@blogtalkradio.comBlogTalkRadio.comFinancial Education,Personal Finance,Denver,Credit Union,Financial Literacy,Credit,Debt,Student Loans,Financial Wellness,Financial CoachingDenverCommunitynoClear Money is Denver Community Credit Union's award-winning financial education program. We host experts to bring on-demand financial education to our membersepisodicThe EITC (Earned Income Tax Credit) in 2019http://www.blogtalkradio.com/denvercommunity/2019/02/25/the-eitc-earned-income-tax-credit-in-2019Financehttp://www.blogtalkradio.com/denvercommunity/2019/02/25/the-eitc-earned-income-tax-credit-in-2019/#commentshttp://www.blogtalkradio.com/denvercommunity/2019/02/25/the-eitc-earned-income-tax-credit-in-2019Mon, 25 Feb 2019 19:30:00 GMTThe EITC (Earned Income Tax Credit) in 2019 On this program we welcome Get Ahead Colorado to discuss the EITC (Earned Income Tax Credit) and changes to the EITC that will impact tax returns filed in 2019.  Included are an explanation of the EITC, who qualifies, and why people who aren't required to file taxes can qualify for the credit. 00:07:00DenverCommunitynoPersonal Finance,Financial Education,Denver Community,taxes,TaxOn this program we welcome Get Ahead Colorado to discuss the EITC (Earned Income Tax Credit) and changes to the EITC that will impact tax returns filed in 20190c904a40-d251-4ced-99f2-0c0cd2fc8016fullChanges to Personal Taxes Taking Effect in 2019http://www.blogtalkradio.com/denvercommunity/2019/02/14/changes-to-personal-taxes-taking-effect-in-2019Financehttp://www.blogtalkradio.com/denvercommunity/2019/02/14/changes-to-personal-taxes-taking-effect-in-2019/#commentshttp://www.blogtalkradio.com/denvercommunity/2019/02/14/changes-to-personal-taxes-taking-effect-in-2019Thu, 14 Feb 2019 17:30:00 GMTChanges to Personal Taxes Taking Effect in 2019On this program we welcome Get Ahead Colorado to discuss the major changes to personal taxes that impact tax returns filed in 2019.  Included are an explanation of how tax credits, deductions, and exemptions work, and the changes that affect them.   00:07:00DenverCommunitynotaxes,Denver Community,Tax Reform,Tax Planning,Credit UnionGet an overview of the changes to personal taxes that will impact tax returns filed in 2019.41a3b6cb-c493-4bf0-889b-64408cab1cf5fullWhat Are the Benefits of EMV Chip Cards?http://www.blogtalkradio.com/denvercommunity/2018/01/12/what-are-the-benefits-of-emv-chip-cardsFinancehttp://www.blogtalkradio.com/denvercommunity/2018/01/12/what-are-the-benefits-of-emv-chip-cards/#commentshttp://www.blogtalkradio.com/denvercommunity/2018/01/12/what-are-the-benefits-of-emv-chip-cardsFri, 12 Jan 2018 20:30:00 GMTWhat Are the Benefits of EMV Chip Cards?On this podcast, Sarae interviews Alan Lang, Denver Community's Accounting Manager to discuss how EMV chip cards work, how they differ from traditional cards, and the enhanced fraud protection they provide. 00:06:00DenverCommunitynoFinancial Education,Credit Union,EMV,Credit Cards,Personal FinanceLean about how EMV chip cards work, how they differ from traditional cards, and the enhanced fraud protection they provide.662264a7-18f4-480b-814a-b0511c330b3afullTrusts: Valuable Toolshttp://www.blogtalkradio.com/denvercommunity/2017/08/22/trusts-valuable-toolsFinancehttp://www.blogtalkradio.com/denvercommunity/2017/08/22/trusts-valuable-tools/#commentshttp://www.blogtalkradio.com/denvercommunity/2017/08/22/trusts-valuable-toolsTue, 22 Aug 2017 16:00:00 GMTTrusts: Valuable ToolsSarae interviews Attorney Frank Danzo, an experienced estate planning attorney, from Chayet & Danzo LLC, about trusts.  00:12:00DenverCommunitynotrusts,estate planning,denver,Estate Plan,Trust AccountAn interview with attorney Frank Danzo, of Chayet & Danzo LLC, about trusts.8eca855a-2f9a-42cd-9a3d-4016654766e6Debt Management Planshttp://www.blogtalkradio.com/denvercommunity/2017/04/21/debt-management-plansFinancehttp://www.blogtalkradio.com/denvercommunity/2017/04/21/debt-management-plans/#commentshttp://www.blogtalkradio.com/denvercommunity/2017/04/21/debt-management-plansFri, 21 Apr 2017 20:00:00 GMTDebt Management PlansSarae is joined by Melissa Duncan, Lead Personal Finance Coach at mpowered, to discuss how Debt Management Plans (DMPs) work.  We'll cover who a Debt Management Plan is a good fit for, how it impacts credit, and how legitimate DMPs differ from services offered by debt consolidation and debt management companies.  You'll also hear real life examples from clients who paid off debt through DMPs. 00:14:00DenverCommunitynodebt management,Denver,debt management plans,debt free,Debt PayoffLearn about how Debt Management Plans work, and how they differ from debt consolidation and debt management companies.The Commons on Champa: Denver's Public Campus for Entrepreneurship & Innovationhttp://www.blogtalkradio.com/denvercommunity/2017/04/20/the-commons-on-champa-denvers-public-campus-for-entrepreneurship-innovation-1Entrepreneurhttp://www.blogtalkradio.com/denvercommunity/2017/04/20/the-commons-on-champa-denvers-public-campus-for-entrepreneurship-innovation-1/#commentshttp://www.blogtalkradio.com/denvercommunity/2017/04/20/the-commons-on-champa-denvers-public-campus-for-entrepreneurship-innovation-1Thu, 20 Apr 2017 19:33:56 GMTThe Commons on Champa: Denver's Public Campus for Entrepreneurship & InnovationDescription: On this show, we're joined by Carrie Singer from the Denver Office of Economic Development and Jacqui Dietrich from the Commons on Champa.  Learn about the Commons on Champa, an entrepreneurship and innovation hub in Denver.  We'll discuss why the Commons was founded, who it serves, and find out about their ongoing programming, events, and services.  00:13:00DenverCommunitynoEntrepreneurship,denver,Entrepreneur,colorado,innovationLearn about the Commons on Champa, an entrepreneurship and innovation hub in Denver.The Appraisal Value vs. the Zillow or Trulia Value of Your Homehttp://www.blogtalkradio.com/denvercommunity/2016/12/16/the-appraisal-value-vs-the-zillow-or-trulia-value-of-your-homeFinancehttp://www.blogtalkradio.com/denvercommunity/2016/12/16/the-appraisal-value-vs-the-zillow-or-trulia-value-of-your-home/#commentshttp://www.blogtalkradio.com/denvercommunity/2016/12/16/the-appraisal-value-vs-the-zillow-or-trulia-value-of-your-homeFri, 16 Dec 2016 17:39:28 GMTThe Appraisal Value vs. the Zillow or Trulia Value of Your HomeOn this program we're joined by Katrina Morton, the VP of Lending at Denver Community Credit Union.  Learn why Zillow and Trulia's property values are different from professional appraisals.  We'll also discuss why lenders require professional appraisals for mortgages and refinancing, and how appraisers determine appraisal values. 00:09:00DenverCommunitynoappraisal,home values,Denver,real estate,home buyingLearn why Zillow and Trulia's property values differ from professional paid appraisals, what appraisals lenders require for mortgages & refinancing, and how appCredit Builder Loanshttp://www.blogtalkradio.com/denvercommunity/2016/09/21/credit-builder-loansFinancehttp://www.blogtalkradio.com/denvercommunity/2016/09/21/credit-builder-loans/#commentshttp://www.blogtalkradio.com/denvercommunity/2016/09/21/credit-builder-loansWed, 21 Sep 2016 15:30:00 GMTCredit Builder Loans On this program we're joined by Larry Fleury, the Branch Manger of our West branch location.  Learn what credit builder loans are, how they work, and how they can build or rebuild credit.  00:08:00DenverCommunitynoCredit,Build Credit,Personal Finance,Credit Unions,DenverOn this program we're joined by Larry Fleury, the Branch Manger of our West branch location.  Learn what credit builder loans are, how they work, and how theyCardNav: Protect Your Cards on the Gohttp://www.blogtalkradio.com/denvercommunity/2016/03/07/cardnav-protect-your-cards-on-the-goFinancehttp://www.blogtalkradio.com/denvercommunity/2016/03/07/cardnav-protect-your-cards-on-the-go/#commentshttp://www.blogtalkradio.com/denvercommunity/2016/03/07/cardnav-protect-your-cards-on-the-goMon, 07 Mar 2016 22:30:00 GMTCardNav: Protect Your Cards on the GoSarae is joined by Mary Murray, Card Services Accounting Specialist at Denver Community, to learn about the benefits of CardNav and how to get started using it.  CardNav is a app that allows members to turn credit cards and debit cards on or off within seconds, and to manage how, when, and where cards are used.   Members: click here to learn more or to download CardNav on our website. 00:06:00DenverCommunitynoCardNav,Credit Union,Denver,Colorado,Credit UnionsLean about CardNav, an app that allows members to turn cards on or off within seconds, and to manage how, when, and where cards are used.The Pros & Cons of Credit Karmahttp://www.blogtalkradio.com/denvercommunity/2016/02/08/the-pros-cons-of-credit-karmaFinancehttp://www.blogtalkradio.com/denvercommunity/2016/02/08/the-pros-cons-of-credit-karma/#commentshttp://www.blogtalkradio.com/denvercommunity/2016/02/08/the-pros-cons-of-credit-karmaMon, 08 Feb 2016 21:30:00 GMTThe Pros & Cons of Credit KarmaSarae is joined by Melissa Duncan, Personal Finance Coach at mpowered, to weigh the benefits and drawbacks of Credit Karma for consumers.  As a nonprofit Accredited Credit Counselor, she shares her insight and expertise to discuss how consumers can use Credit Karma's services to understand of their credit, and what considerations to keep in mind. 00:09:00DenverCommunitynoDenver,Mpowered,Denver Community,Financial Education,CreditSarae is joined by Melissa Duncan, Accredited Credit Counselor at mpowered, to weigh the benefits and drawbacks of Credit Karma for consumers.Mobile Bill Payer: Life Is Mobile, So Are Your Billshttp://www.blogtalkradio.com/denvercommunity/2015/10/09/mobile-bill-payer-life-is-mobile-so-are-your-billsFinancehttp://www.blogtalkradio.com/denvercommunity/2015/10/09/mobile-bill-payer-life-is-mobile-so-are-your-bills/#commentshttp://www.blogtalkradio.com/denvercommunity/2015/10/09/mobile-bill-payer-life-is-mobile-so-are-your-billsFri, 09 Oct 2015 19:30:00 GMTMobile Bill Payer: Life Is Mobile, So Are Your Bills Sarae speaks with Joe Tassano, Vice President of Branches at Denver Community Credit Union, to talk about Mobile Bill Payer.  Members can now pay all their bills directly from their phone.  Tune in to learn about its functionalities and benefits. Members: for a video overview on how to use Bill Payer in the upgraded Denver Community Mobile Banking App click here.  To update your device with the updgraded mobile banking app, click here.  00:04:00DenverCommunitynoCredit Union,Denver,Denver Community,Banking,ColoradoSarae speaks with Joe Tassano, Vice President of Branches at Denver Community Credit Union, to talk about Mobile Bill Payer.  Members can now pay all their bil5 Critical Things You Should Know That Are Not Taught in Business Schoolhttp://www.blogtalkradio.com/denvercommunity/2015/10/08/5-critical-things-you-should-know-that-are-not-taught-in-business-schoolBusinesshttp://www.blogtalkradio.com/denvercommunity/2015/10/08/5-critical-things-you-should-know-that-are-not-taught-in-business-school/#commentshttp://www.blogtalkradio.com/denvercommunity/2015/10/08/5-critical-things-you-should-know-that-are-not-taught-in-business-schoolThu, 08 Oct 2015 16:00:00 GMT5 Critical Things You Should Know That Are Not Taught in Business SchoolSarae is joined by Jim Hall, a professional certified Focal Point Business Coach, and Director of Business Services at Denver Community Credit Union.  Jim explains 5 critical things they don’t teach you in business school but should that can take your enterprise and goals to the next level: The Multitasking Myth (Focus)3 Eyes of the Business Owner (Visioning)Urgent vs. Important (Time Management)The 1% Difference (Business Improvement)Goals vs. Dreaming (Goal Setting)   00:17:00DenverCommunitynoDenver,Business,Small Business,Business Coaching,Business SuccessJim Hall, certified Focal Point Business Coach, talks about what you weren't taught in business school but really should know.Mobile Check Deposit at Denver Communityhttp://www.blogtalkradio.com/denvercommunity/2015/10/06/mobile-check-deposit-at-denver-communityFinancehttp://www.blogtalkradio.com/denvercommunity/2015/10/06/mobile-check-deposit-at-denver-community/#commentshttp://www.blogtalkradio.com/denvercommunity/2015/10/06/mobile-check-deposit-at-denver-communityTue, 06 Oct 2015 19:30:00 GMTMobile Check Deposit at Denver CommunitySarae speaks with Amanda Hamm, Vice President of IT & Finance at Denver Community Credit Union, to discuss details about Denver Community's new Mobile Check Deposit service. We'll share how it works so you can confidently start depositing checks right from your phone, at your convenience. Members: for step-by-step instructions on how to use Mobile Check Deposit in the upgraded Denver Community Mobile Banking App click here.  To update your device with the updgraded mobile banking app, click here.  00:05:00DenverCommunitynoDenver,Colorado,Credit Union,Banking,Credit UnionsLearn about Denver Community's new Mobile Check Deposit.Questions to Ask Your Prospective Realtorhttp://www.blogtalkradio.com/denvercommunity/2015/09/29/questions-to-ask-your-prospective-realtorFinancehttp://www.blogtalkradio.com/denvercommunity/2015/09/29/questions-to-ask-your-prospective-realtor/#commentshttp://www.blogtalkradio.com/denvercommunity/2015/09/29/questions-to-ask-your-prospective-realtorTue, 29 Sep 2015 19:30:00 GMTQuestions to Ask Your Prospective RealtorSarae speaks with Noah Lyman, Realtor & Broker Associate with Keller Williams Realty Downtown Denver.  On this program, we discuss what questions home buyers and sellers should ask when meeting with a prospective realtor to find an agent that's a good fit for them and their needs. 00:18:00DenverCommunitynoDenver,Credit Union,Colorado,Realtor,RealtorsWe speak with Noah Lyman, Realtor & Broker Associate with Keller Williams Realty Downtown Denver, about what homebuyers and sellers should ask and what to lookNet Check In: Save Time, Skip the Linehttp://www.blogtalkradio.com/denvercommunity/2015/09/22/net-check-in-save-time-skip-the-lineFinancehttp://www.blogtalkradio.com/denvercommunity/2015/09/22/net-check-in-save-time-skip-the-line/#commentshttp://www.blogtalkradio.com/denvercommunity/2015/09/22/net-check-in-save-time-skip-the-lineTue, 22 Sep 2015 17:00:00 GMTNet Check In: Save Time, Skip the LineSarae is joined by Joe Tassano, Vice President of Branches at Denver Community Credit Union, to learn about Net Check In.  Net Check In is a free service that members can use through our website or via a phone app to skip the line at our branches.  Members: to get started using Net Check In through our website or to download the app, please visit our website. 00:04:00DenverCommunitynoDenver,Credit Union,Denver Community,Banking,Credit UnionsLearn about Net Check In, a free service for members to save time when visiting our branches.Apple Pay™: Security Features & How to Sign Uphttp://www.blogtalkradio.com/denvercommunity/2015/08/11/apple-pay-security-features-how-to-sign-up-1Financehttp://www.blogtalkradio.com/denvercommunity/2015/08/11/apple-pay-security-features-how-to-sign-up-1/#commentshttp://www.blogtalkradio.com/denvercommunity/2015/08/11/apple-pay-security-features-how-to-sign-up-1Tue, 11 Aug 2015 19:30:00 GMTApple Pay™: Security Features & How to Sign UpSarae is joined by Amanda Hamm, Vice President of IT & Finance at Denver Community Credit Union, to discuss how exactly Apple Pay™ works, how it keeps your financial information more secure than swiping your card, and how to add your Denver Community cards to Apple Pay.  Members: for step-by-step instructions to add your Denver Community cards to Apple Pay, and for more details, click here. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.  Apple Pay and Touch ID are trademarks of Apple Inc. 00:07:00DenverCommunitynoDenver,Credit Union,Denver Community,Colorado,Apple PaySarae is joined by Amanda Hamm, VP of IT & Finance at Denver Community, to discuss how exactly Apple Pay works, how it keeps your financial information more secPhroogal & the Road to Financial Wellnesshttp://www.blogtalkradio.com/denvercommunity/2015/05/29/phroogal-the-road-to-financial-wellnessFinancehttp://www.blogtalkradio.com/denvercommunity/2015/05/29/phroogal-the-road-to-financial-wellness/#commentshttp://www.blogtalkradio.com/denvercommunity/2015/05/29/phroogal-the-road-to-financial-wellnessFri, 29 May 2015 17:00:00 GMTPhroogal & the Road to Financial WellnessSarae is joined by Jason Vitug, Founder & CEO of Phroogal.  Phroogal is a free online personal finance resource designed to empower people to make better financial decisions. Phroogal launches the Road to Financial Wellness - a 10,000 mile cross-country road trip to engage a national discussion on financial wellbeing - on June 1, 2015.  We look forward to partnering with Phroogal stop #19 in Denver on June 19th 2015.   00:16:00DenverCommunitynoPhroogal,Denver,Financial Wellbeing,Credit Union,Denver CommunitySarae is joined by Jason Vitug, Founder & CEO of Phroogal. Phroogal is a free online personal finance resource designed to empower people to make better financSecond Mortgages 101: The Inside Scoophttp://www.blogtalkradio.com/denvercommunity/2015/05/22/second-mortgages-101-the-inside-scoopFinancehttp://www.blogtalkradio.com/denvercommunity/2015/05/22/second-mortgages-101-the-inside-scoop/#commentshttp://www.blogtalkradio.com/denvercommunity/2015/05/22/second-mortgages-101-the-inside-scoopFri, 22 May 2015 17:00:00 GMTSecond Mortgages 101: The Inside ScoopSarae is joined by Denver Community Credit Union's VP of Lending, Katrina Morton, to discuss in the ins and outs of second mortgages.  We discuss how they work, what questions to ask, and the different types of terms that are generally available, so that you can decide if a second mortgage is a good fit for you. 00:16:00DenverCommunitynoMortgage,Denver,Mortgages,Denver Community,Credit UnionSarae is joined by Denver Community Credit Union's VP of Lending, Katrina Morton, to discuss in the ins and outs of second mortgages.  We discuss how they work,What to Do If Your Student Loans Are in Defaulthttp://www.blogtalkradio.com/denvercommunity/2015/03/10/what-to-do-if-your-student-loans-are-in-default-1Financehttp://www.blogtalkradio.com/denvercommunity/2015/03/10/what-to-do-if-your-student-loans-are-in-default-1/#commentshttp://www.blogtalkradio.com/denvercommunity/2015/03/10/what-to-do-if-your-student-loans-are-in-default-1Tue, 10 Mar 2015 20:41:08 GMTWhat to Do If Your Student Loans Are in DefaultSarae is joined by Carlos Colón, Bilingual Personal Finance Coach at mpowered, to discuss what to do if you have defaulted on your federal student loans and what options are available to you to get out of default.  We also cover: The difference between being delinquent and defaulting on your student loans.The effect on your credit of defaulting on your student loans. You can find more information about federal student loan default on studentaid.ed.gov. If you are not in default on your student loans, listen to our podcasts about income-based student loan repayment plan options and student loan repayment plan options not based on income.  More information about federal student loan repayment options can also be found at studentaid.ed.gov. 00:12:00DenverCommunitynoDenver,Student Loans,mpowered,Personal Finance,Student Loan OptionsSarae is joined by Carlos Colón, Bilingual Personal Finance Coach at mpowered, to discuss what to do if you have defaulted on your federal student loans and whaConsolidating Student Loans: Options & Considerationshttp://www.blogtalkradio.com/denvercommunity/2014/12/09/consolidating-student-loans-options-considerationsFinancehttp://www.blogtalkradio.com/denvercommunity/2014/12/09/consolidating-student-loans-options-considerations/#commentshttp://www.blogtalkradio.com/denvercommunity/2014/12/09/consolidating-student-loans-options-considerationsTue, 09 Dec 2014 20:00:00 GMTConsolidating Student Loans: Options & ConsiderationsSarae is joined by Carlos Colón, Bilingual Personal Finance Coach at mpowered, to talk about what student loan consolidation options are available and what you need to consider before deciding whether consolidating student loan debt is a good fit for you.  Click here for more information about federal student loan consolidation. 00:08:00DenverCommunitynoDenver,Student Loans,mpowered,Personal Finance,Student Loan ConsolidationSarae is joined by Carlos Colón, Bilingual Personal Finance Coach at mpowered, to talk about what student loan consolidation options are available and what youIs Black Friday Worth It? Shopping Strategies for Black Friday & Beyondhttp://www.blogtalkradio.com/denvercommunity/2014/11/10/is-black-friday-worth-it-shopping-strategies-for-black-friday-beyondFinancehttp://www.blogtalkradio.com/denvercommunity/2014/11/10/is-black-friday-worth-it-shopping-strategies-for-black-friday-beyond/#commentshttp://www.blogtalkradio.com/denvercommunity/2014/11/10/is-black-friday-worth-it-shopping-strategies-for-black-friday-beyondMon, 10 Nov 2014 21:30:00 GMTIs Black Friday Worth It? Shopping Strategies for Black Friday & BeyondSarae is joined by Amy Fidelis, Marketing & Education Director at mpowered to talk about whether Black Friday deals are really a bargain and discuss holiday shopping tips to avoid overspending and impulse buying. 00:08:00DenverCommunitynoDenver,mpowered,Colorado,Denver Community,Credit UnionSarae is joined by Amy Fidelis, Marketing & Education Director at mpowered to talk about whether Black Friday deals are really a bargain and discuss holiday shoLaying the Personal Foundation for Businesshttp://www.blogtalkradio.com/denvercommunity/2014/09/11/laying-the-personal-foundation-for-businessEntrepreneurhttp://www.blogtalkradio.com/denvercommunity/2014/09/11/laying-the-personal-foundation-for-business/#commentshttp://www.blogtalkradio.com/denvercommunity/2014/09/11/laying-the-personal-foundation-for-businessThu, 11 Sep 2014 17:00:00 GMTLaying the Personal Foundation for BusinessAre you an aspiring business owner?  Sarae is joined by Benjamin Weeda, Co-Founder and Client Outreach Manager with the Rocky Mountain MicroFinance Institute (RMMFI), to discuss how you can build a solid personal foundation to set yourself up for success when launching a business.  Learn what most entrepreneurs fail to plan for and what you need to consider to succeed. To listen to the rest of this 4-part entrepreneurship series, which includes how to craft a realistic vision for your business that remains true to your big ambitions, how to move closer to your vision of success from where you are now, and more, visit our business services page at www.blogtalkradio.com/denvercommunitybusiness 00:17:00DenverCommunitynoDenver,RMMFI,MicroFinance,Entrepreneur,Denver CommunityAre you an aspiring business owner?  Sarae is joined by Benjamin Weeda, Co-Founder and Client Outreach Manager with the Rocky Mountain MicroFinance Institute (RTips to Keep Your Personal Information Secure Online & Offhttp://www.blogtalkradio.com/denvercommunity/2014/08/21/tips-to-keep-your-personal-information-secure-online-offFinancehttp://www.blogtalkradio.com/denvercommunity/2014/08/21/tips-to-keep-your-personal-information-secure-online-off/#commentshttp://www.blogtalkradio.com/denvercommunity/2014/08/21/tips-to-keep-your-personal-information-secure-online-offThu, 21 Aug 2014 19:00:00 GMTTips to Keep Your Personal Information Secure Online & OffOn this program, Sarae speaks with Rachael Dudley, Marketing Coordinator at Denver Community Credit Union about tactics for keeping your personal information safe to avoid becoming a victim of identity theft and fraud. Avoid using the following passwords: "Worst Passwords" List 00:12:00DenverCommunitynoDenver Community,Colorado,Credit Union,Denver,Identity TheftOn this program, Sarae speaks with Rachael Dudley, Marketing Coordinator at Denver Community Credit Union about tactics for keeping your personal information saColorado Housing Connectshttp://www.blogtalkradio.com/denvercommunity/2014/07/30/colorado-housing-connectsFinancehttp://www.blogtalkradio.com/denvercommunity/2014/07/30/colorado-housing-connects/#commentshttp://www.blogtalkradio.com/denvercommunity/2014/07/30/colorado-housing-connectsWed, 30 Jul 2014 20:00:00 GMTColorado Housing ConnectsMr. Shannon Peer, Director of Housing Counseling at Brothers Redevelopment, joins us to discuss a new community resource that connects Colorado residents to appropriate housing services for homeowners and renters through one central source: Colorado Housing Connects.  Denver Community Credit Union is an Equal Housing Lender.  00:08:00DenverCommunitynoDenver,Brothers Redevelopment,Housing,Homeownership,Housing ResourcesMr. Shannon Peer, Director of Housing Counseling at Brothers Redevelopment, joins us to discuss a new community resource that connects Colorado residents to appDo You Qualify for Teacher Loan Forgiveness?http://www.blogtalkradio.com/denvercommunity/2014/07/24/do-you-qualify-for-teacher-loan-forgivenessFinancehttp://www.blogtalkradio.com/denvercommunity/2014/07/24/do-you-qualify-for-teacher-loan-forgiveness/#commentshttp://www.blogtalkradio.com/denvercommunity/2014/07/24/do-you-qualify-for-teacher-loan-forgivenessThu, 24 Jul 2014 20:00:00 GMTDo You Qualify for Teacher Loan Forgiveness?Sarae talks with Carlos Colón, Bilingual Personal Finance Coach at mpowered, about what you need to know to determine if you are eligible for teacher student loan forgiveness. We also discuss how to decide which option to use if you qualify for both the Public Service Loan Forgiveness Program and the Teacher Loan Forgiveness Program, and whether it is possible to take advantage of both. For more details about the federal Teacher Loan Forgiveness Program, visit studentaid.ed.gov/tc.  00:07:00DenverCommunitynoStudent Loans,Student Loan Debt,mpowered,Personal Finance,Loan ForgivenessSarae talks with Carlos Colón, Bilingual Personal Finance Coach at mpowered, about what you need to know to determine if you are eligible for teacher student loAre You Eligible for Public Service Loan Forgiveness?http://www.blogtalkradio.com/denvercommunity/2014/07/17/are-you-eligible-for-public-service-loan-forgivenessFinancehttp://www.blogtalkradio.com/denvercommunity/2014/07/17/are-you-eligible-for-public-service-loan-forgiveness/#commentshttp://www.blogtalkradio.com/denvercommunity/2014/07/17/are-you-eligible-for-public-service-loan-forgivenessThu, 17 Jul 2014 19:00:00 GMTAre You Eligible for Public Service Loan Forgiveness?Sarae talks with Carlos Colón, Bilingual Personal Finance Coach at mpowered, about what you need to know to determine if you qualify for public service student loan forgiveness.  For more details about public service student loan forgiveness, visit studentaid.ed.gov/publicservice.  To access the Employment Certification form to track your employment eligibibility (you will want to fill this out for each public service job you have while making qualifying payments), click here. 00:06:00DenverCommunitynoDenver,Student Loans,mpowered,Personal Finance,Loan ForgivenessSarae talks with Carlos Colón, Bilingual Personal Finance Coach at mpowered, about what you need to know to determine if you qualify for public service studentWhat to Do If You Fall Behind On Your Mortgage Paymentshttp://www.blogtalkradio.com/denvercommunity/2014/05/22/what-to-do-if-you-fall-behind-on-your-mortgage-paymentsFinancehttp://www.blogtalkradio.com/denvercommunity/2014/05/22/what-to-do-if-you-fall-behind-on-your-mortgage-payments/#commentshttp://www.blogtalkradio.com/denvercommunity/2014/05/22/what-to-do-if-you-fall-behind-on-your-mortgage-paymentsThu, 22 May 2014 20:30:00 GMTWhat to Do If You Fall Behind On Your Mortgage PaymentsSarae speaks with Lindsay Gafford, Homebuyer Education Instructor and Special Projects Coordinator with Brothers Redevelopment, about what to do if you are going to fall behind on your mortgage payments and what free resources are available to home owners who are in need of assistance. If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at skurth@denvercommunity.coop.   Denver Community Credit Union is an Equal Housing Lender.  00:13:00DenverCommunitynoDenver,Brothers Redevelopment,Credit Union,Denver Community,Financial EducationSarae speaks with Lindsay Gafford, Homebuyer Education Instructor and Special Projects Coordinator with Brothers Redevelopment, about what to do if you are goinStudent Loan Repayment Plans: Income-Based Optionshttp://www.blogtalkradio.com/denvercommunity/2014/05/16/student-loan-repayment-plans-income-based-optionsFinancehttp://www.blogtalkradio.com/denvercommunity/2014/05/16/student-loan-repayment-plans-income-based-options/#commentshttp://www.blogtalkradio.com/denvercommunity/2014/05/16/student-loan-repayment-plans-income-based-optionsFri, 16 May 2014 20:00:00 GMTStudent Loan Repayment Plans: Income-Based OptionsSarae talks with Carlos Colón, Bilingual Personal Finance Coach at mpowered, about student loan repayment plans.  Find out what student loan repayment options are available based on your income.  Click here for a repayment calculator that will estimate your monthly payments using each of the student loan repayment plans we discussed. For more details about the student loan repayment plans we covered, visit studentaid.ed.gov. 00:07:00DenverCommunitynoDenver,Student Loans,Repayment Plans,mpowered,Credit UnionSarae talks with Carlos Colón, Personal Finance Coach at mpowered, about student loan repayment plans. Find out what student loan repayment options are availabStudent Loan Repayment Plans: Options Not Based On Incomehttp://www.blogtalkradio.com/denvercommunity/2014/05/02/student-loan-repayment-plans-options-not-based-on-incomeFinancehttp://www.blogtalkradio.com/denvercommunity/2014/05/02/student-loan-repayment-plans-options-not-based-on-income/#commentshttp://www.blogtalkradio.com/denvercommunity/2014/05/02/student-loan-repayment-plans-options-not-based-on-incomeFri, 02 May 2014 20:00:00 GMTStudent Loan Repayment Plans: Options Not Based On IncomeSarae speaks with Carlos Colón, Bilingual Personal Finance Coach at mpowered, about student loan repayment plans.  Learn about what student loan repayment options are available that are not based on your income.  Click here for a repayment calculator that will estimate your monthly payments using some of the student loan repayment plans we discussed. For more details about the student loan repayment plans we covered, visit studentaid.ed.gov. 00:05:00DenverCommunitynoDenver,Student Loans,Repayment Plans,mpowered,Credit UnionSarae speaks with Carlos Colón, Bilingual Personal Finance Coach at mpowered, about student loan repayment plans.  Learn about what student loan repayment optioCreating a Budget You and Your Partner Can Agree Onhttp://www.blogtalkradio.com/denvercommunity/2014/04/24/creating-a-budget-you-and-your-partner-can-agree-onFinancehttp://www.blogtalkradio.com/denvercommunity/2014/04/24/creating-a-budget-you-and-your-partner-can-agree-on/#commentshttp://www.blogtalkradio.com/denvercommunity/2014/04/24/creating-a-budget-you-and-your-partner-can-agree-onThu, 24 Apr 2014 20:00:00 GMTCreating a Budget You and Your Partner Can Agree OnSarae is joined by Amy Fidelis, Marketing & Education Director at mpowered to talk about how to create a budget you and your partner can agree on.  Click here to see a related blog post here.  00:06:00DenverCommunitynoDenver,Credit Union,Mpowered,Denver Community,MoneySarae is joined by Amy Fidelis, Marketing & Education Director at mpowered to talk about how to create a budget you and your partner can agree on.  Click hereTalking To Your Partner About Moneyhttp://www.blogtalkradio.com/denvercommunity/2014/04/17/talking-to-your-partner-about-moneyFinancehttp://www.blogtalkradio.com/denvercommunity/2014/04/17/talking-to-your-partner-about-money/#commentshttp://www.blogtalkradio.com/denvercommunity/2014/04/17/talking-to-your-partner-about-moneyThu, 17 Apr 2014 15:00:00 GMTTalking To Your Partner About MoneySarae is joined by Amy Fidelis, Marketing & Education Director at mpowered to discuss strategies for talking to your partner about money.  Click here to see a related blog post.    00:06:00DenverCommunitynoDenver,Credit Union,Mpowered,Denver Community,MoneySarae is joined by Amy Fidelis, Marketing & Education Director at mpowered to discuss strategies for talking to your partner about money.  Click here to see aHow to Prepare for the Home Buying Processhttp://www.blogtalkradio.com/denvercommunity/2013/12/19/how-to-prepare-for-the-home-buying-processFinancehttp://www.blogtalkradio.com/denvercommunity/2013/12/19/how-to-prepare-for-the-home-buying-process/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/12/19/how-to-prepare-for-the-home-buying-processThu, 19 Dec 2013 18:00:00 GMTHow to Prepare for the Home Buying ProcessSarae talks with Lindsay Gafford, Homebuyer Education Instructor and Special Projects Coordinator with Brothers Redevelopment, about what you can do to be better prepared for the home buying process, including what your ideal debt-to-income ratio and credit score should be to qualify for a mortgage. *Correction (to the audio): Brothers Redevelopment's phone number is 303-202-6340 If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at skurth@denvercommunity.coop.  Denver Community Credit Union is an Equal Housing Lender.  00:15:00DenverCommunitynoDenver,Brothers Redevelopment,Credit Union,Home Buying,ColoradoSarae talks with Lindsay Gafford, Homebuyer Education Instructor and Special Projects Coordinator with Brothers Redevelopment, about what you can do to be betteWhich Types of Debt Are Forgivable in a Bankruptcy?http://www.blogtalkradio.com/denvercommunity/2013/12/18/which-types-of-debt-are-forgivable-in-a-bankruptcyFinancehttp://www.blogtalkradio.com/denvercommunity/2013/12/18/which-types-of-debt-are-forgivable-in-a-bankruptcy/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/12/18/which-types-of-debt-are-forgivable-in-a-bankruptcyWed, 18 Dec 2013 21:00:00 GMTWhich Types of Debt Are Forgivable in a Bankruptcy?Sarae talks with Liz Ludchak, Personal Finance Coach at mpowered, about which types of debt are and are not dischargeable (forgivable) in bankruptcy filings. *Please note that there was a technical glitch during the podcast recording so the audio starts at 23 seconds (feel free to skip ahead to that point!)* 00:06:00DenverCommunitynoMpowered,Denver,Credit Union,Bankruptcy,DebtSarae talks with Liz Ludchak, Personal Finance Coach at mpowered, about which types of debt are and are not dischargeable (forgivable) in bankruptcy filings. *PDifferences Between Chapter 7 & Chapter 13 Bankruptcyhttp://www.blogtalkradio.com/denvercommunity/2013/12/12/differences-between-chapter-7-chapter-13-bankruptcyFinancehttp://www.blogtalkradio.com/denvercommunity/2013/12/12/differences-between-chapter-7-chapter-13-bankruptcy/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/12/12/differences-between-chapter-7-chapter-13-bankruptcyThu, 12 Dec 2013 18:00:00 GMTDifferences Between Chapter 7 & Chapter 13 BankruptcySarae is joined by Liz Ludchak, Personal Finance Coach at mpowered, to talk about the differences between Chapter 7 and Chapter 13 bankruptcy. 00:10:00DenverCommunitynoMpowered,Denver,Credit Union,Bankruptcy,Chapter 7Sarae is joined by Liz Ludchak, Personal Finance Coach at mpowered, to talk about the differences between Chapter 7 and Chapter 13 bankruptcy.How Do Secured Credit Cards Work?http://www.blogtalkradio.com/denvercommunity/2013/12/09/how-do-secured-credit-cards-workFinancehttp://www.blogtalkradio.com/denvercommunity/2013/12/09/how-do-secured-credit-cards-work/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/12/09/how-do-secured-credit-cards-workMon, 09 Dec 2013 18:00:00 GMTHow Do Secured Credit Cards Work?Sarae talks with Amy Fidelis, Marketing & Education Director at mpowered, about how secured credit cards work, who they can benefit, and how to best use them to build or improve your credit. If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at skurth@denvercommunity.coop.  00:07:00DenverCommunitynoMpowered,Denver,Credit Union,Secured Credit Cards,Credit CardsSarae talks with Amy Fidelis, Marketing & Education Director at mpowered, about how secured credit cards work, who they can benefit, and how to best use them toTips to Avoid Trashing Your Credit During the Holiday Seasonhttp://www.blogtalkradio.com/denvercommunity/2013/12/06/tips-to-avoid-trashing-your-credit-during-the-holiday-seasonFinancehttp://www.blogtalkradio.com/denvercommunity/2013/12/06/tips-to-avoid-trashing-your-credit-during-the-holiday-season/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/12/06/tips-to-avoid-trashing-your-credit-during-the-holiday-seasonFri, 06 Dec 2013 18:00:00 GMTTips to Avoid Trashing Your Credit During the Holiday SeasonSarae chats with Amy Fidelis, Marketing & Education Director at mpowered, who shares tips to avoid trashing your credit and overspending during the holiday season. If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at skurth@denvercommunity.coop.  00:06:00DenverCommunitynoMpowered,Denver,Credit,Credit Union,Credit ScoreSarae chats with Amy Fidelis, Marketing & Education Director at mpowered, who shares tips to avoid trashing your credit and overspending during the holiday seasDon't Fall For the Discount: The Scoop on Retail Credit Cardshttp://www.blogtalkradio.com/denvercommunity/2013/11/26/dont-fall-for-the-discount-the-scoop-on-retail-credit-cardsFinancehttp://www.blogtalkradio.com/denvercommunity/2013/11/26/dont-fall-for-the-discount-the-scoop-on-retail-credit-cards/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/11/26/dont-fall-for-the-discount-the-scoop-on-retail-credit-cardsTue, 26 Nov 2013 17:00:00 GMTDon't Fall For the Discount: The Scoop on Retail Credit CardsSarae talks with Amy Fidelis, Marketing & Education Director at mpowered, about why you should think twice before signing up for retail/store credits.  Even with an average interest rate of 23.43% (as of the end of 2015), there's a lot more to consider in terms of your credit health before opening a retail credit card. If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at skurth@denvercommunity.coop.  00:09:00DenverCommunitynompowered,Denver,Credit Union,Denver Community,Store Credit CardsSarae talks with Amy Fidelis, Marketing & Education Director at mpowered, about why you should think twice before signing up for retail/store credits.Homeowners Insurance 101http://www.blogtalkradio.com/denvercommunity/2013/11/25/homeowners-insurance-101Financehttp://www.blogtalkradio.com/denvercommunity/2013/11/25/homeowners-insurance-101/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/11/25/homeowners-insurance-101Mon, 25 Nov 2013 19:30:00 GMTHomeowners Insurance 101Sarae is joined by Chad Otto to discuss what you need to know about homeowners' insurance, including how liability coverage works and the extent to which your personal belongings are covered. Mr. Otto is a Life Underwriter Training Council Fellow (LUTCF) and an experienced insurance salesman with Liberty Mutual Insurance. 00:13:00DenverCommunitynoDenver,Credit Union,Denver Community,Insurance,HomeownersSarae is joined by Chad Otto to discuss what you need to know about homeowners' insurance, including how liability coverage works and the extent to which your pRenters Insurance 101http://www.blogtalkradio.com/denvercommunity/2013/11/04/renters-insurance-101-2Financehttp://www.blogtalkradio.com/denvercommunity/2013/11/04/renters-insurance-101-2/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/11/04/renters-insurance-101-2Mon, 04 Nov 2013 22:30:00 GMTRenters Insurance 101Sarae is joined by Chad Otto to discuss what you need to know about renters' insurance, including how liability coverage works and the extent to which your personal belongings are covered. Mr. Otto is a Life Underwriter Training Council Fellow (LUTCF) and an experienced insurance salesman with Liberty Mutual Insurance. 00:14:00DenverCommunitynoDenver,Credit Union,Renters Insurance,Denver Community,RentersSarae is joined by Chad Otto to discuss what you need to know about renters' insurance, including how liability coverage works and the extent to which your persHELOCs Unlockedhttp://www.blogtalkradio.com/denvercommunity/2013/11/01/helocs-unlockedFinancehttp://www.blogtalkradio.com/denvercommunity/2013/11/01/helocs-unlocked/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/11/01/helocs-unlockedFri, 01 Nov 2013 19:00:00 GMTHELOCs UnlockedSarae is joined by Kristi Brouillette, Denver Community’s Mortgage Loan Officer, to discuss the ins and outs of HELOCs (Home Equity Lines of Credit)--how they work, drawing options, and more. 00:07:00DenverCommunitynoDenver,Credit Union,HELOC,Denver Community,HELOCsSarae is joined by Kristi Brouillette, Denver Community’s Mortgage Loan Officer, to discuss the ins and outs of HELOCs (Home Equity Lines of Credit)--how they wDenver Community's Second Chance Checkinghttp://www.blogtalkradio.com/denvercommunity/2013/10/18/denver-communitys-second-chance-checkingFinancehttp://www.blogtalkradio.com/denvercommunity/2013/10/18/denver-communitys-second-chance-checking/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/10/18/denver-communitys-second-chance-checkingFri, 18 Oct 2013 15:30:00 GMTDenver Community's Second Chance CheckingSarae welcomes Helen Gibson, Denver Community Credit Union's VP of Marketing & Education, to disscuss Denver Community's new Second Chance Checking Account. 00:09:00DenverCommunitynoDenver,Credit Union,Checking Accounts,Denver Community,Checking AccountSarae welcomes Helen Gibson, Denver Community Credit Union's VP of Marketing & Education, to disscuss Denver Community's new Second Chance Checking Account.Fixed or Adjustable Rate: Which Mortgage Is Right For You?http://www.blogtalkradio.com/denvercommunity/2013/10/11/fixed-or-adjustable-rate-which-mortgage-is-right-for-youFinancehttp://www.blogtalkradio.com/denvercommunity/2013/10/11/fixed-or-adjustable-rate-which-mortgage-is-right-for-you/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/10/11/fixed-or-adjustable-rate-which-mortgage-is-right-for-youFri, 11 Oct 2013 15:00:00 GMTFixed or Adjustable Rate: Which Mortgage Is Right For You?Sarae is joined by Kristi Brouillette, Denver Community’s Mortgage Loan Officer, to discuss fixed-rate mortgages and adjustable-rate mortgages (ARMs).  We'll take about the advantages & disadvantages of each so you can choose the right mortgage type for you. If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at skurth@denvercommunity.coop.  Denver Community Credit Union is an Equal Housing Lender.  00:08:00DenverCommunitynoDenver,Mortgage,Credit Union,Mortgages,Home LoansSarae is joined by Kristi Brouillette, Denver Community’s Mortgage Loan Officer, to discuss fixed-rate mortgages and adjustable-rate mortgages (ARMs).  We'll taWhat Do I Need to Bring When Applying for a Mortgage?http://www.blogtalkradio.com/denvercommunity/2013/10/02/what-do-i-need-to-bring-when-applying-for-a-mortgageFinancehttp://www.blogtalkradio.com/denvercommunity/2013/10/02/what-do-i-need-to-bring-when-applying-for-a-mortgage/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/10/02/what-do-i-need-to-bring-when-applying-for-a-mortgageWed, 02 Oct 2013 16:00:00 GMTWhat Do I Need to Bring When Applying for a Mortgage?On this podcast we welcome Kristi Brouillette, Denver Community’s Mortgage Loan Officer, to discuss what you should bring when applying for a mortgage, including:  What do most lenders require that you bring hard paper copies of? Can any of the information the lender requests be provided electronically? Is there any information the mortgage lender can pull on your behalf so you don't have to bring it? Denver Community Credit Union is an Equal Housing Lender.  00:05:00DenverCommunitynoDenver,Credit Union,Mortgages,Denver Community,MortgageOn this podcast we welcome Kristi Brouillette, Denver Community’s Mortgage Loan Officer, to discuss what you should bring when applying for a mortgage, includinLife Insurance 101http://www.blogtalkradio.com/denvercommunity/2013/09/26/life-insurance-101-2Financehttp://www.blogtalkradio.com/denvercommunity/2013/09/26/life-insurance-101-2/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/09/26/life-insurance-101-2Thu, 26 Sep 2013 21:30:00 GMTLife Insurance 101It's Life Insurance Awareness Month! Join Sarae as she speaks with Chad Otto about what you need to know about life insurance. Mr. Otto is a Life Underwriter Training Council Fellow (LUTCF) and an experienced insurance salesman with Liberty Mutual Insurance. 00:16:00DenverCommunitynoDenver,Credit Union,Insurance,Life Insurance,Denver CommunityIt's Life Insurance Awareness Month! Join Sarae as she speaks with Chad Otto about what you need to know about life insurance. Mr. Otto is a Life Underwriter TrRebuilding Credit After Bankruptcy or Foreclosurehttp://www.blogtalkradio.com/denvercommunity/2013/05/10/rebuilding-credit-after-bankruptcy-or-foreclosureFinancehttp://www.blogtalkradio.com/denvercommunity/2013/05/10/rebuilding-credit-after-bankruptcy-or-foreclosure/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/05/10/rebuilding-credit-after-bankruptcy-or-foreclosureFri, 10 May 2013 19:00:00 GMTRebuilding Credit After Bankruptcy or ForeclosureSarae speaks with Amy Fidelis, Financial Education Director at Mpowered, about the best ways to rebuild credit after filing bankruptcy or foreclosure. 00:07:00DenverCommunitynoCredit,Bankruptcy,Mpowered,Credit Union,DenverSarae speaks with Amy Fidelis, Financial Education Director at Mpowered, about the best ways to rebuild credit after filing bankruptcy or foreclosure.Is Bankruptcy Right For Me? http://www.blogtalkradio.com/denvercommunity/2013/03/28/is-bankruptcy-right-for-meFinancehttp://www.blogtalkradio.com/denvercommunity/2013/03/28/is-bankruptcy-right-for-me/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/03/28/is-bankruptcy-right-for-meThu, 28 Mar 2013 20:00:00 GMTIs Bankruptcy Right For Me? Sarae is joined by Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services), to discuss if and when bankruptcy is a good option for you. 00:14:00DenverCommunitynoCredit,Bankruptcy,Mpowered,Credit Union,DenverSarae is joined by Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services), to discuss if and when bankruptcy is aUnderstanding Debt Consolidation & Debt Settlement http://www.blogtalkradio.com/denvercommunity/2013/03/05/understanding-debt-consolidation-debt-settlementFinancehttp://www.blogtalkradio.com/denvercommunity/2013/03/05/understanding-debt-consolidation-debt-settlement/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/03/05/understanding-debt-consolidation-debt-settlementTue, 05 Mar 2013 21:30:00 GMTUnderstanding Debt Consolidation & Debt Settlement Sarae chats with Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services), to find out the difference between debt consolidation and debt settlement.  Learn how to tell if debt consolidation is a good option for you. If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at skurth@denvercommunity.coop.  00:10:00DenverCommunitynoCredit,Debt,Mpowered,Denver,Credit UnionSarae chats with Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services), to find out the difference between debtFastest & Most Effective Ways to Improve Your Credit Scorehttp://www.blogtalkradio.com/denvercommunity/2013/01/31/fastest-most-effective-ways-to-improve-your-credit-scoreFinancehttp://www.blogtalkradio.com/denvercommunity/2013/01/31/fastest-most-effective-ways-to-improve-your-credit-score/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/01/31/fastest-most-effective-ways-to-improve-your-credit-scoreThu, 31 Jan 2013 21:30:00 GMTFastest & Most Effective Ways to Improve Your Credit ScoreSarae welcome Amy Fidelis, Education Director at Mpowered (formerly Community Credit Counseling Services), to discuss the fastest and most impactful ways to improve a credit score. 00:12:00DenverCommunitynoCredit,Credit Score,Mpowered,Denver,Credit UnionSarae welcome Amy Fidelis, Education Director at Mpowered (formerly Community Credit Counseling Services), to discuss the fastest and most impactful ways to impEffective Strategies for Paying Down Debthttp://www.blogtalkradio.com/denvercommunity/2013/01/23/effective-strategies-for-paying-down-debtFinancehttp://www.blogtalkradio.com/denvercommunity/2013/01/23/effective-strategies-for-paying-down-debt/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/01/23/effective-strategies-for-paying-down-debtWed, 23 Jan 2013 20:30:00 GMTEffective Strategies for Paying Down DebtSarae talks to Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services), to discuss efficient methods to pay down your debt. 00:12:00DenverCommunitynoCredit,Debt,Mpowered,Credit Union,DenverSarae talks to Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services), to discuss efficient methods to pay down yThe Best Ways to Establish Credit Historyhttp://www.blogtalkradio.com/denvercommunity/2013/01/15/the-best-ways-to-establish-credit-historyFinancehttp://www.blogtalkradio.com/denvercommunity/2013/01/15/the-best-ways-to-establish-credit-history/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/01/15/the-best-ways-to-establish-credit-historyTue, 15 Jan 2013 22:00:00 GMTThe Best Ways to Establish Credit HistorySarae is joined by Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services).  Learn the best strategies to establish a credit history for young people, foreign nationals, etc. To register for our next free class on credit, check our financial education class schedule. 00:08:00DenverCommunitynoCredit,Credit History,Denver,Credit Union,MpoweredSarae is joined by Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services).  Learn the best strategies to establiCredit: What To Do if You're Going to Make a Late Paymenthttp://www.blogtalkradio.com/denvercommunity/2013/01/09/credit-what-to-do-if-youre-going-to-make-a-late-paymentFinancehttp://www.blogtalkradio.com/denvercommunity/2013/01/09/credit-what-to-do-if-youre-going-to-make-a-late-payment/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/01/09/credit-what-to-do-if-youre-going-to-make-a-late-paymentWed, 09 Jan 2013 21:00:00 GMTCredit: What To Do if You're Going to Make a Late PaymentSarae talks with Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services).  Find out what you should do if you are going to have to make a late payment to protect your credit. To register for our next free class on credit, check our financial education class schedule. 00:07:00DenverCommunitynoCredit,Credit Report,Mpowered,Denver,Credit UnionSarae talks with Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services).  Find out what you should do if you areCan I Negotiate My Credit Card or Loan Interest Rates? How?http://www.blogtalkradio.com/denvercommunity/2013/01/02/can-i-negotiate-my-credit-card-or-loan-interest-rates-howFinancehttp://www.blogtalkradio.com/denvercommunity/2013/01/02/can-i-negotiate-my-credit-card-or-loan-interest-rates-how/#commentshttp://www.blogtalkradio.com/denvercommunity/2013/01/02/can-i-negotiate-my-credit-card-or-loan-interest-rates-howWed, 02 Jan 2013 17:30:00 GMTCan I Negotiate My Credit Card or Loan Interest Rates? How?Sarae speaks with Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services). Learn whether you can negotiate your credit card or loan interest rates and how to go about doing so. Click here for more tips about asking for a lower credit card rate. To register for our next free class on credit, check our financial education class schedule.   00:08:00DenverCommunitynoCredit,Interest Rates,Mpowered,Denver,Credit UnionSarae speaks with Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services). Learn whether you can negotiate your cTop Tips for Improving Your Credithttp://www.blogtalkradio.com/denvercommunity/2012/12/26/top-tips-for-improving-your-creditFinancehttp://www.blogtalkradio.com/denvercommunity/2012/12/26/top-tips-for-improving-your-credit/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/12/26/top-tips-for-improving-your-creditWed, 26 Dec 2012 17:00:00 GMTTop Tips for Improving Your CreditSarae is joined by Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services), to talk about the best ways to improve your credit. To register for our next free class on credit, check our financial education class schedule. 00:07:00DenverCommunitynoCredit,Credit Score,Mpowered,Denver,Credit UnionSarae is joined by Amy Fidelis, Financial Education Director at Mpowered (formerly Community Credit Counseling Services), to talk about the best ways to improveFinancial Planners: Why Use and How to Choosehttp://www.blogtalkradio.com/denvercommunity/2012/10/23/financial-planners-why-use-and-how-to-choose-1Financehttp://www.blogtalkradio.com/denvercommunity/2012/10/23/financial-planners-why-use-and-how-to-choose-1/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/10/23/financial-planners-why-use-and-how-to-choose-1Tue, 23 Oct 2012 17:00:00 GMTFinancial Planners: Why Use and How to Choose Sarae is joined by Jim Hall, Denver Community Credit Union’s Director of Business Services, who speaks with guest Clayton Shearer about the role of financial planners and how to go about selecting one that’s right for you.  Mr. Shearer is a Certified Financial Planner and the founder of Wellness Financial Services. 00:16:00DenverCommunitynoFinancial Planning,CFP,Financial Planner,Denver,Credit UnionSarae is joined by Jim Hall, Denver Community Credit Union’s Director of Business Services, who speaks with guest Clayton Shearer about the role of financial pThe Denver Community Volunteer Board of Directorshttp://www.blogtalkradio.com/denvercommunity/2012/09/18/the-denver-community-volunteer-board-of-directors-1Financehttp://www.blogtalkradio.com/denvercommunity/2012/09/18/the-denver-community-volunteer-board-of-directors-1/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/09/18/the-denver-community-volunteer-board-of-directors-1Tue, 18 Sep 2012 20:30:00 GMTThe Denver Community Volunteer Board of Directors Sarae speaks with Ms. Janice Cornell regarding the culture and role of Denver Community Credit Union's Volunteer Board of Directors. Tune in to find out who qualifies to serve as board member with our not-for-profit financial institution. 00:17:00DenverCommunitynoBoard of Directors,Denver,Credit Union,Volunteer,Board MemberSarae speaks with Ms. Janice Cornell regarding the culture and role of Denver Community Credit Union's Volunteer Board of Directors. Tune in to find out who qReDirect Guide: Local Green Resource Directory http://www.blogtalkradio.com/denvercommunity/2012/08/03/redirect-guide-local-green-resource-directoryMarketinghttp://www.blogtalkradio.com/denvercommunity/2012/08/03/redirect-guide-local-green-resource-directory/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/08/03/redirect-guide-local-green-resource-directoryFri, 03 Aug 2012 15:00:00 GMTReDirect Guide: Local Green Resource Directory This week, Sarae speaks with Mike Johnson, founder of the ReDirect Guide. Find out how the ReDirect Guide came about & how it supports local sustainable small business. Check out Denver Community's listing the ReDirect Guide website! 00:15:00DenverCommunitynoDenver,Green,Local,Small Business,SustainabilityThis week, Sarae speaks with Mike Johnson, founder of the ReDirect Guide. Find out how the ReDirect Guide came about & how it supports local sustainable smallInside Scoop: How To Open a Trust Accounthttp://www.blogtalkradio.com/denvercommunity/2012/07/23/inside-scoop-how-to-open-a-trust-accountFinancehttp://www.blogtalkradio.com/denvercommunity/2012/07/23/inside-scoop-how-to-open-a-trust-account/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/07/23/inside-scoop-how-to-open-a-trust-accountMon, 23 Jul 2012 17:00:00 GMTInside Scoop: How To Open a Trust Account Sarae talks with Holly, of Denver Community's West Branch about how to open a trust at a financial institution. To learn more about trusts, join us for a free financial education class at 1041 Acoma Street.  Check our class schedule for the next Wills & Trusts class: www.denvercommunity.coop/clear-money/classes.html 00:06:00DenverCommunitynoDenver,Trusts,Estate Planning,Credit Union,How ToSarae talks with Holly, of Denver Community's West Branch about how to open a trust at a financial institution. To learn more about trusts, join us for a freeCivic Center EATS & the Civic Center Conservancyhttp://www.blogtalkradio.com/denvercommunity/2012/07/13/civic-center-eats-the-civic-center-conservancy-1Culturehttp://www.blogtalkradio.com/denvercommunity/2012/07/13/civic-center-eats-the-civic-center-conservancy-1/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/07/13/civic-center-eats-the-civic-center-conservancy-1Fri, 13 Jul 2012 20:00:00 GMTCivic Center EATS & the Civic Center Conservancy Tune in this week to hear Sarae talk with Lindy Eichenbaum Lent, Executive Director of Civic Center Conservancy. Learn more about Denver's Civic Center EATS and how it supports local small businesses and the historic park itself. 00:16:00DenverCommunitynoCivic Center,Denver,Food Trucks,Small Business,ConservancyTune in this week to hear Sarae talk with Lindy Eichenbaum Lent, Executive Director of Civic Center Conservancy. Learn more about Denver's Civic Center EATS aFinancial Aid Fine Printhttp://www.blogtalkradio.com/denvercommunity/2012/06/06/financial-aid-fine-printEducationhttp://www.blogtalkradio.com/denvercommunity/2012/06/06/financial-aid-fine-print/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/06/06/financial-aid-fine-printWed, 06 Jun 2012 17:00:00 GMTFinancial Aid Fine Print Find out what you should ask before accepting financial aid. Sarae asks Janet Barger, a financial aid expert with over 30 years of experience in the field, about the fine print of financial aid. For more information about financial aid, please see DenverCommunity.StudentChoice.org. 00:16:00DenverCommunitynoFinancial Aid,Student Loans,Credit Union,Denver,CollegeFind out what you should ask before accepting financial aid. Sarae asks Janet Barger, a financial aid expert with over 30 years of experience in the field, aboFinancial Aid Tipshttp://www.blogtalkradio.com/denvercommunity/2012/06/01/financial-aid-tipsEducationhttp://www.blogtalkradio.com/denvercommunity/2012/06/01/financial-aid-tips/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/06/01/financial-aid-tipsFri, 01 Jun 2012 20:00:00 GMTFinancial Aid TipsSarae discusses financial aid tips with Janet Barger, who has over 30 years of experience in financial aid, and currently serves as the Client Relations & Education Manager with Credit Union Student Choice. 00:18:00DenverCommunitynoFinancial Aid,Student Loans,Denver,Credit Union,CollegeSarae discusses financial aid tips with Janet Barger, who has over 30 years of experience in financial aid, and currently serves as the Client Relations & EducaSocial Media E-Marketinghttp://www.blogtalkradio.com/denvercommunity/2012/05/09/social-media-e-marketing-1Marketinghttp://www.blogtalkradio.com/denvercommunity/2012/05/09/social-media-e-marketing-1/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/05/09/social-media-e-marketing-1Wed, 09 May 2012 19:00:00 GMTSocial Media E-Marketing Sarae interviews Bryan Kimbell of Adrenalin, Inc. about social media e-marketing best practices and tips. 00:14:00DenverCommunitynoSocial Media,Marketing,Emarketing,Denver,Credit UnionSarae interviews Bryan Kimbell of Adrenalin, Inc. about social media e-marketing best practices and tips.Search Engine Optimization (SEO)http://www.blogtalkradio.com/denvercommunity/2012/05/01/search-engine-optimization-seoMarketinghttp://www.blogtalkradio.com/denvercommunity/2012/05/01/search-engine-optimization-seo/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/05/01/search-engine-optimization-seoTue, 01 May 2012 22:00:00 GMTSearch Engine Optimization (SEO) Sarae speaks with Zachary Rischitelliof FiG Advertising about Search Engine Optimization (SEO). Zachary discusses how SEO is measured, why it's important to business owners, and his top tips to maximize SEO when strategically developing a website. 00:14:00DenverCommunitynoMarketing,SEO,Emarketing,Denver,Credit UnionSarae speaks with Zachary Rischitelliof FiG Advertising about Search Engine Optimization (SEO). Zachary discusses how SEO is measured, why it's important to bPower of Attorney: Your Most Vital Estate Planning Toolhttp://www.blogtalkradio.com/denvercommunity/2012/04/30/power-of-attorney-your-most-vital-estate-planning-tool-1Legalhttp://www.blogtalkradio.com/denvercommunity/2012/04/30/power-of-attorney-your-most-vital-estate-planning-tool-1/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/04/30/power-of-attorney-your-most-vital-estate-planning-tool-1Mon, 30 Apr 2012 20:00:00 GMTPower of Attorney: Your Most Vital Estate Planning Tool Sarae talks with Attorney Frank Danzo about Power of Attorney (POA). Find out why developing a POA, especially a medical power of attorney to plan for incapacity, is one of the best tools you can have to plan for your future. 00:12:00DenverCommunitynoPower of Attorney,Estate Planning,Law,Denver,Credit UnionSarae talks with Attorney Frank Danzo about Power of Attorney (POA). Find out why developing a POA, especially a medical power of attorney to plan for incapacWills: Planning for Your Peace of Mindhttp://www.blogtalkradio.com/denvercommunity/2012/04/13/wills-planning-for-your-peace-of-mind-1Legalhttp://www.blogtalkradio.com/denvercommunity/2012/04/13/wills-planning-for-your-peace-of-mind-1/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/04/13/wills-planning-for-your-peace-of-mind-1Fri, 13 Apr 2012 20:00:00 GMTWills: Planning for Your Peace of Mind Sarae Kurth interviews Attorney Frank Danzo III, who specializes in estate planning, about wills. Learn about what drawing up a will entails and what you should look for when selecting an attorney to draw up your will. 00:10:00DenverCommunitynoWills,Estate Planning,Denver,Credit Union,LawSarae Kurth interviews Attorney Frank Danzo III, who specializes in estate planning, about wills. Learn about what drawing up a will entails and what you shouThe Inside Scoop: Lending & Credit Part 3http://www.blogtalkradio.com/denvercommunity/2012/04/05/inside-scoop-lending-credit-part-3Financehttp://www.blogtalkradio.com/denvercommunity/2012/04/05/inside-scoop-lending-credit-part-3/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/04/05/inside-scoop-lending-credit-part-3Thu, 05 Apr 2012 18:00:00 GMTThe Inside Scoop: Lending & Credit Part 3 Amy, an experienced Lending Officer at Denver Community, talks about how to maintain good credit. To register for our next free class on credit, check our financial education class schedule. 00:12:00DenverCommunitynoCredit,Loans,Denver,Credit Union,DebtAmy, an experienced Lending Officer at Denver Community, talks about how to maintain good credit. To register for our next free class on credit, check our finThe Inside Scoop: Lending & Credit Part 2http://www.blogtalkradio.com/denvercommunity/2012/02/16/inside-scoop-lending-credit-part-2Financehttp://www.blogtalkradio.com/denvercommunity/2012/02/16/inside-scoop-lending-credit-part-2/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/02/16/inside-scoop-lending-credit-part-2Thu, 16 Feb 2012 18:30:00 GMTThe Inside Scoop: Lending & Credit Part 2 Shelly, a Lending Officer at Denver Community, talks about the first steps to improve bad credit. To register for our next free class on credit, check our financial education class schedule. 00:05:00DenverCommunitynoLoans,Credit,Credit Union,Denver,DebtShelly, a Lending Officer at Denver Community, talks about the first steps to improve bad credit. To register for our next free class on credit, check our finThe Inside Scoop: Lending & Credit Part 1http://www.blogtalkradio.com/denvercommunity/2012/02/09/inside-scoop-lending-credit-part-1-1Financehttp://www.blogtalkradio.com/denvercommunity/2012/02/09/inside-scoop-lending-credit-part-1-1/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/02/09/inside-scoop-lending-credit-part-1-1Thu, 09 Feb 2012 18:30:00 GMTThe Inside Scoop: Lending & Credit Part 1 Rhonda, a lending officer at Denver Community with 12 years of experience, gives two practical ways to help build credit. To register for our next free class on credit, check our financial education class schedule. 00:07:00DenverCommunitynoDebt,Credit,Credit Union,Denver,LoansRhonda, a lending officer at Denver Community with 12 years of experience, gives two practical ways to help build credit. To register for our next free classGetting Beyond Good Intentions Part 2http://www.blogtalkradio.com/denvercommunity/2012/02/08/getting-beyond-good-intentions-part-2Lifestylehttp://www.blogtalkradio.com/denvercommunity/2012/02/08/getting-beyond-good-intentions-part-2/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/02/08/getting-beyond-good-intentions-part-2Wed, 08 Feb 2012 15:30:00 GMTGetting Beyond Good Intentions Part 2 Nina Sonovia continues, speaking about how someone can get beyond good intentions to meet goals. Technology didn't cooperate, so this will be repeat of part one as well as the continuation.  If you're listening for only part two, please begin listening at 10 minutes 30 seconds. 00:18:00DenverCommunitynoPersonal Finance,Goals,Money,Credit Union,DenverNina Sonovia continues, speaking about how someone can get beyond good intentions to meet goals. Technology didn't cooperate, so this will be repeat of part oWhat Is Credit?http://www.blogtalkradio.com/denvercommunity/2012/02/02/what-is-creditFinancehttp://www.blogtalkradio.com/denvercommunity/2012/02/02/what-is-credit/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/02/02/what-is-creditThu, 02 Feb 2012 18:30:00 GMTWhat Is Credit?Chad Gentry, Executive Director of Mpowered, answers the question "What is credit?" If you are in the Denver area and want to schedule a free financial coaching session, contact Sarae at skurth@denvercommunity.coop.  00:12:00DenverCommunitynoDenver,Credit,Mpowered,Credit Union,DebtChad Gentry, Executive Director of Mpowered, answers the question "What is credit?" If you are in the Denver area and want to schedule a free financial coachinGetting Beyond Good Intentionshttp://www.blogtalkradio.com/denvercommunity/2012/01/26/getting-beyond-good-intentionsFinancehttp://www.blogtalkradio.com/denvercommunity/2012/01/26/getting-beyond-good-intentions/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/01/26/getting-beyond-good-intentionsThu, 26 Jan 2012 19:30:00 GMTGetting Beyond Good Intentions Nina Sonovia is interviewed about how to get beyond your good intentions and actually use some practical ideas to meet your goals. Listen to this as support to help you on your journey to meet financial goals. 00:12:00DenverCommunitynoPersonal Finance,Goals,Denver,Credit Union,MoneyNina Sonovia is interviewed about how to get beyond your good intentions and actually use some practical ideas to meet your goals. Listen to this as support tThe Inside Scoop: Individual Retirement Accounts (IRAs)http://www.blogtalkradio.com/denvercommunity/2012/01/19/inside-scoop-individual-retirement-accounts-irasFinancehttp://www.blogtalkradio.com/denvercommunity/2012/01/19/inside-scoop-individual-retirement-accounts-iras/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/01/19/inside-scoop-individual-retirement-accounts-irasThu, 19 Jan 2012 18:00:00 GMTThe Inside Scoop: Individual Retirement Accounts (IRAs) Our Quality Assurance Specialist returns to give the basics of the Individual Retirement Account as a way to save money for future retirement needs.  Listen in if you want to learn some basic information about IRAs. For the IRS Publication 590, go to: http://www.irs.gov/publications/p590/index.html 00:12:00DenverCommunitynoRetirement,IRS,IRA,Credit Union,DenverOur Quality Assurance Specialist returns to give the basics of the Individual Retirement Account as a way to save money for future retirement needs.  Listen iRetirement: When Should I Start Saving?http://www.blogtalkradio.com/denvercommunity/2012/01/12/retirement-when-should-i-start-savingFinancehttp://www.blogtalkradio.com/denvercommunity/2012/01/12/retirement-when-should-i-start-saving/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/01/12/retirement-when-should-i-start-savingThu, 12 Jan 2012 18:30:00 GMTRetirement: When Should I Start Saving? Helen interviews the Quality Assurance Specialist at Denver Community about when to save for retirement.  An example is shared that shows how one could make $100,000 more just by following a simple piece of advice about retirement saving.  00:08:00DenverCommunitynoRetirement,Investing,Saving,Credit Union,IRAHelen interviews the Quality Assurance Specialist at Denver Community about when to save for retirement.  An example is shared that shows how one could make $The Inside Scoop: Where to Stash Your Cashhttp://www.blogtalkradio.com/denvercommunity/2012/01/06/where-to-stash-your-cashFinancehttp://www.blogtalkradio.com/denvercommunity/2012/01/06/where-to-stash-your-cash/#commentshttp://www.blogtalkradio.com/denvercommunity/2012/01/06/where-to-stash-your-cashFri, 06 Jan 2012 17:30:00 GMTThe Inside Scoop: Where to Stash Your Cash Amy Fidelis, Certified Credit Union Financial Counselor, answers the question, "Where should you stash your cash?" 00:16:00DenverCommunitynoMoney,Credit Union,Saving,Bank,DenverThe Inside Scoop: Where to Stash Your Cash523c02ce-d843-4e15-9e13-03019cc0956cHow to Get Your Free Credit Reporthttp://www.blogtalkradio.com/denvercommunity/2011/11/28/how-to-get-your-free-credit-reportFinancehttp://www.blogtalkradio.com/denvercommunity/2011/11/28/how-to-get-your-free-credit-report/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/11/28/how-to-get-your-free-credit-reportMon, 28 Nov 2011 18:30:00 GMTHow to Get Your Free Credit Report Helen will ask questions of Amy Fidelis, Certified Credit Union Financial Counselor, about how to pull a credit report for free from the website AnnualCreditReport.com. Other questions that will be answered include: How frequent are errors in credit reports? What information does someone need to know to pull the report? How can someone improve a credit score? Listen and feel free to contact us with your additional questions at education@denvercommunity.coop. To register for our next free class on credit, check our financial education class schedule. 00:16:00DenverCommunitynoCredit,Credit Score,Credit Report,Debt,ExperianHelen will ask questions of Amy Fidelis, Certified Credit Union Financial Counselor, about how to pull a credit report for free from the website AnnualCreditReConveniently Cooperative: CUSN & Credit Unionshttp://www.blogtalkradio.com/denvercommunity/2011/11/03/conveniently-cooperative-cusn-and-credit-unionsFinancehttp://www.blogtalkradio.com/denvercommunity/2011/11/03/conveniently-cooperative-cusn-and-credit-unions/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/11/03/conveniently-cooperative-cusn-and-credit-unionsThu, 03 Nov 2011 16:00:00 GMTConveniently Cooperative: CUSN & Credit Unions Tune in to learn how you can use your credit union account nationwide even though you belong to a local credit union.  In this show, Helen Gibson interviews the CEO of the Credit Union Service Network (CUSN) about how this service provides convenience at a price our not-for-profit cooperatives can afford. 00:18:00DenverCommunitynoCredit Union,Convenience,Banking,CUSN,DenverTune in to learn how you can use your credit union account nationwide even though you belong to a local credit union.  In this show, Helen Gibson interviews tThe Inside Scoop: Debit or Credit?http://www.blogtalkradio.com/denvercommunity/2011/10/26/the-inside-scoop-debit-vs-creditFinancehttp://www.blogtalkradio.com/denvercommunity/2011/10/26/the-inside-scoop-debit-vs-credit/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/10/26/the-inside-scoop-debit-vs-creditWed, 26 Oct 2011 17:30:00 GMTThe Inside Scoop: Debit or Credit? You have done it.  Someone at the grocery store asked "debit or credit" at the cash register as you swiped your debit card, and you have thought, "Who cares?"  Helen interviews a Denver Community accountant, Alan,who tells you why it matters.  Then, armed with the facts, you can make the choice you want to make, with confidence, everytime you're asked that question.  Plus, you can tell all your friends & look super-smart.  00:20:00DenverCommunitynoDebit,Credit,Denver,Money,AccountantYou have done it.  Someone at the grocery store asked "debit or credit" at the cash register as you swiped your debit card, and you have thought, "Who cares?"How the Denver OED Helps Grow Businesseshttp://www.blogtalkradio.com/denvercommunity/2011/10/06/how-the-denver-oed-helps-grow-businessesEntrepreneurhttp://www.blogtalkradio.com/denvercommunity/2011/10/06/how-the-denver-oed-helps-grow-businesses/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/10/06/how-the-denver-oed-helps-grow-businessesThu, 06 Oct 2011 17:30:00 GMTHow the Denver OED Helps Grow Businesses The Denver Office of Economic Development (OED) employs Business Development Representatives in its Business Assistance Centers.  Helen will interview two of these representatives, Carrie and Lynn. These representatives will share how they have helped hundreds of businesses in Denver as well as how they could help your business.  Tune in to hear about this unique resource! 00:31:00DenverCommunitynoDenver,Office of Economic Development,Small Business,Financing,Mile HighThe Denver Office of Economic Development (OED) employs Business Development Representatives in its Business Assistance Centers.  Helen will interview two of tThe Inside Scoop: Checkinghttp://www.blogtalkradio.com/denvercommunity/2011/09/07/the-inside-scoop-checkingFinancehttp://www.blogtalkradio.com/denvercommunity/2011/09/07/the-inside-scoop-checking/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/09/07/the-inside-scoop-checkingWed, 07 Sep 2011 19:30:00 GMTThe Inside Scoop: Checking In this episode, Helen will interview Nick, the manager of our Call Center.  He will share his expertise with checking accounts.  Even if you have had a checking account for years, you may be interested in learning the different ways to make sure you are not spending money on fees.  00:15:00DenverCommunitynoChecking,Overdraft,Denver,Banking,Credit UnionIn this episode, Helen will interview Nick, the manager of our Call Center.  He will share his expertise with checking accounts.  Even if you have had a checkThe Inside Scoop: How to Open an Accounthttp://www.blogtalkradio.com/denvercommunity/2011/08/25/the-inside-scoop--how-to-open-an-accountFinancehttp://www.blogtalkradio.com/denvercommunity/2011/08/25/the-inside-scoop--how-to-open-an-account/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/08/25/the-inside-scoop--how-to-open-an-accountThu, 25 Aug 2011 17:30:00 GMTThe Inside Scoop: How to Open an Account I am starting a new series of short, fifteen minute shows here on Blog Talk Radio that I am calling "The Inside Scoop".  Each one will be an interview with staff of the credit union to share some of the basics of financial services from their point of view.  Today, during our first "inside scoop", I am interviewing our Downtown Branch Manager, Jonna, about how to open an account (plus some tidbits about her personal experiences). 00:15:00DenverCommunitynoInside Scoop,Savings,Banking,Credit Union,DenverI am starting a new series of short, fifteen minute shows here on Blog Talk Radio that I am calling "The Inside Scoop".  Each one will be an interview with staInsurancehttp://www.blogtalkradio.com/denvercommunity/2011/07/28/insuranceFinancehttp://www.blogtalkradio.com/denvercommunity/2011/07/28/insurance/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/07/28/insuranceThu, 28 Jul 2011 17:30:00 GMTInsurance In this show, Helen Gibson interviews Chad Otto, an experienced insurance salesman from Liberty Mutual and Life Underwriter Training Council Fellow (LUTCF).  Chad will answer the questions that bother everyone about insurance such as, “How can I reduce insurance costs?” and “Do I need to worry about someone slipping on my sidewalk?”  Tune in for ways to save money on insurance without putting yourself at a dangerous risk. 00:30:00DenverCommunitynoInsurance,Car,Home,Credit Union,Auto InsuranceIn this show, Helen Gibson interviews Chad Otto, an experienced insurance salesman from Liberty Mutual and Life Underwriter Training Council Fellow (LUTCF).Resources for Small Businesseshttp://www.blogtalkradio.com/denvercommunity/2011/07/19/the-business-assistance-center-at-the-city-county-of-denveEntrepreneurhttp://www.blogtalkradio.com/denvercommunity/2011/07/19/the-business-assistance-center-at-the-city-county-of-denve/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/07/19/the-business-assistance-center-at-the-city-county-of-denveTue, 19 Jul 2011 17:30:00 GMTResources for Small Businesses In this show, Helen Gibson interviews two representatives from the Office of Economic Development in Denver about the resources available to businesses.  Some of the resources discussed will be the Business Assistance Center, financing, the Enterprise Zone Tax Credit program, Certifications, and more.  Tune in for an inside scoop about resources your business may be missing out on! 00:31:00DenverCommunitynoSmall Business,Assistance,Denver,Office of Economic Development,FinancingIn this show, Helen Gibson interviews two representatives from the Office of Economic Development in Denver about the resources available to businesses.  SomeBuying A Car (or Truck... or Minivan... or SUV)http://www.blogtalkradio.com/denvercommunity/2011/07/14/buying-a-car-or-truck-or-minivan-or-suvFinancehttp://www.blogtalkradio.com/denvercommunity/2011/07/14/buying-a-car-or-truck-or-minivan-or-suv/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/07/14/buying-a-car-or-truck-or-minivan-or-suvThu, 14 Jul 2011 17:30:00 GMTBuying A Car (or Truck... or Minivan... or SUV) I bought a car, and I felt like something wasn’t right.  How do I know I got a good deal?  My payments fit, and they told me I got a good rate, but I’m still not sure...  In this show, we interview an experienced auto broker from our partner Auto Trek.  We'll give you the inside scoop so you’ll know that you made a wise choice when you buy your next car. (For about 15 seconds, a technological issue interupts this show.  Don't stop listening; we return very quickly.) 00:30:00DenverCommunitynoCar Buying,Payments,Loans,Good Deal,AutoBuying A Car (or Truck... or Minivan... or SUV)7e9b23fc-ef3a-4f60-a9e8-b5eb522a8646Health & Wealthhttp://www.blogtalkradio.com/denvercommunity/2011/06/08/health-wealthFinancehttp://www.blogtalkradio.com/denvercommunity/2011/06/08/health-wealth/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/06/08/health-wealthWed, 08 Jun 2011 17:30:00 GMTHealth & Wealth We are going to discuss the links between health and wealth with representatives of the Visiting Nurses Association. 00:30:00DenverCommunitynoHealth,Wealth,Future,Retirement,NursingWe are going to discuss the links between health and wealth with representatives of the Visiting Nurses Association.Is Bankruptcy for Me?!http://www.blogtalkradio.com/denvercommunity/2011/05/19/is-bankruptcy-for-meFinancehttp://www.blogtalkradio.com/denvercommunity/2011/05/19/is-bankruptcy-for-me/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/05/19/is-bankruptcy-for-meThu, 19 May 2011 17:30:00 GMTIs Bankruptcy for Me?! Helen Gibson interviews Chad Gentry, Executive Directory of Mpowered, a local non-profit in the Metro Denver area, about bankruptcy.  This show will help educate a person on the pros and cons of filing for bankruptcy. 00:31:00DenverCommunitynoBankruptcy,Credit,Denver,Debt,Personal FinanceHelen Gibson interviews Chad Gentry, Executive Directory of Mpowered, a local non-profit in the Metro Denver area, about bankruptcy.  This show will help educHome Buying: An Introductionhttp://www.blogtalkradio.com/denvercommunity/2011/05/05/home-buying--an-introductionFinancehttp://www.blogtalkradio.com/denvercommunity/2011/05/05/home-buying--an-introduction/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/05/05/home-buying--an-introductionThu, 05 May 2011 17:30:00 GMTHome Buying: An IntroductionIn this show, Helen Gibson will interview Michael Rittner, a Realtor with Rittner Realty, about some of the intial steps to buying a home. Denver Community Credit Union is an Equal Housing Lender.  00:30:00DenverCommunitynoHome Buying,Mortgages,Real Estate,Denver,Home OwnershipIn this show, Helen Gibson will interview Michael Rittner, a Realtor with Rittner Realty, about some of the intial steps to buying a home. Denver Community CreWills & Trustshttp://www.blogtalkradio.com/denvercommunity/2011/04/28/wills-trustsFinancehttp://www.blogtalkradio.com/denvercommunity/2011/04/28/wills-trusts/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/04/28/wills-trustsThu, 28 Apr 2011 17:30:00 GMTWills & Trusts As one of our most popular topics, this wills and trusts show interests people because we want to plan for what happens after we leave our families & friends behind. This show is an interview with Attorney Frank Danzo III about the tools of estate planning. Listen for tips on how to begin planning for your family's future. 00:30:00DenverCommunitynoWills,Trusts,Estate Planning,Denver,Credit UnionAs one of our most popular topics, this wills and trusts show interests people because we want to plan for what happens after we leave our families & friends bIdentity Thefthttp://www.blogtalkradio.com/denvercommunity/2011/04/27/identity-theftFinancehttp://www.blogtalkradio.com/denvercommunity/2011/04/27/identity-theft/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/04/27/identity-theftWed, 27 Apr 2011 17:30:00 GMTIdentity Theft How many times have you wondered as you made that internet purchase, “Is this safe? Will someone take my information and I won’t even know it?” Identity theft keeps rising in the United States as criminals become more and more advanced. When we know more, we can protect ourselves from identity theft. Barb Martin Worley of the Denver District Attorney's Office will cover how to avoid putting yourself at risk for identity theft. 00:30:00DenverCommunitynoIdentity Theft,Money,Denver District Attorney,Internet,RiskHow many times have you wondered as you made that internet purchase, “Is this safe? Will someone take my information and I won’t even know it?” Identity theftMoney Mythshttp://www.blogtalkradio.com/denvercommunity/2011/04/25/money-mythsFinancehttp://www.blogtalkradio.com/denvercommunity/2011/04/25/money-myths/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/04/25/money-mythsMon, 25 Apr 2011 17:30:00 GMTMoney Myths Amy Fidelis, expert financial educator and Certified Credit Union Financial Counselor, discusses common money myths or beliefs that we have that might interfere with our goals. 00:29:00DenverCommunitynoMoney,Personal Finance,Beliefs,Values,Credit UnionAmy Fidelis, expert financial educator and Certified Credit Union Financial Counselor, discusses common money myths or beliefs that we have that might interferSmall Business Taxeshttp://www.blogtalkradio.com/denvercommunity/2011/04/22/small-business-taxesFinancehttp://www.blogtalkradio.com/denvercommunity/2011/04/22/small-business-taxes/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/04/22/small-business-taxesFri, 22 Apr 2011 19:30:00 GMTSmall Business Taxes Listen to a preview of our small business tax panel.  The panel was on April 27, 2011.  Email us at education@denvercommunity.coop if you have any questions. 00:13:00DenverCommunitynoSmall Business,Taxes,Credit Union,MoneySmart,ColoradoListen to a preview of our small business tax panel.  The panel was on April 27, 2011.  Email us at education@denvercommunity.coop if you have any questions.Daily Deals: Benefits & Drawbackshttp://www.blogtalkradio.com/denvercommunity/2011/03/18/daily-deals-benefits-and-drawbacksEntrepreneurhttp://www.blogtalkradio.com/denvercommunity/2011/03/18/daily-deals-benefits-and-drawbacks/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/03/18/daily-deals-benefits-and-drawbacksFri, 18 Mar 2011 17:30:00 GMTDaily Deals: Benefits & Drawbacks Hear from the owner of DealKarma.org about the business of daily deals. She'll give you a background of the business, and then speak about the pros and cons of this promotion technique both for the business and the consumer. 00:23:00DenverCommunitynoDeals,Coupons,Denver,Small Business,MoneyHear from the owner of DealKarma.org about the business of daily deals. She'll give you a background of the business, and then speak about the pros and cons ofCouples & Cashhttp://www.blogtalkradio.com/denvercommunity/2011/03/17/couples-cashFinancehttp://www.blogtalkradio.com/denvercommunity/2011/03/17/couples-cash/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/03/17/couples-cashThu, 17 Mar 2011 17:30:00 GMTCouples & Cash Helen interviews Jessica Grose, an Associate Editor for Slate Magazine as well as the managing editor of DoubleX, Slate's section for women. She recently studied how different couples manage finances, and she will share the stories and information she discovered. Listen to hear the stories. Leave with some new ideas for managing your own money. To see the article she wrote, please visit http://www.slate.com/id/2281613. 00:30:00DenverCommunitynoJessica Prose,Budget,Couples,Marriage,Slate MagazineHelen interviews Jessica Grose, an Associate Editor for Slate Magazine as well as the managing editor of DoubleX, Slate's section for women. She recently studExploring Business Ownershiphttp://www.blogtalkradio.com/denvercommunity/2011/03/03/exploring-business-ownershipEntrepreneurhttp://www.blogtalkradio.com/denvercommunity/2011/03/03/exploring-business-ownership/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/03/03/exploring-business-ownershipThu, 03 Mar 2011 18:30:00 GMTExploring Business Ownership Helen Gibson interviews Ben & Brendan of Rocky Mountain MicroFinance Institute about exploring the idea of opening a business. RMMFI focuses on launching new businesses. Could your idea be the next business that they help start? 00:31:00DenverCommunitynoSmall Business,Colorado,RMMFI,Business Ownership,EntrepreneurHelen Gibson interviews Ben & Brendan of Rocky Mountain MicroFinance Institute about exploring the idea of opening a business. RMMFI focuses on launching newStudent Financial Aid with the College Access Teamhttp://www.blogtalkradio.com/denvercommunity/2011/02/18/student-financial-aid-with-the-college-access-teamEducationhttp://www.blogtalkradio.com/denvercommunity/2011/02/18/student-financial-aid-with-the-college-access-team/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/02/18/student-financial-aid-with-the-college-access-teamFri, 18 Feb 2011 18:30:00 GMTStudent Financial Aid with the College Access TeamIn this online radio show, Helen Gibson will interview Mary Anne Hunter of the College Access Team, part of the Colorado Department of Higher Education. She shares her expertise on applying for (and receiving) financial aid for college. 00:31:00DenverCommunitynoCollege,Financial Aid,CollegeInvest,Colorado,Student LoansStudent Financial Aid with the College Access Team8006c0e2-adcb-4e15-a03b-9ff124f98993Sales for Small Businesseshttp://www.blogtalkradio.com/denvercommunity/2011/02/07/sales-for-small-businessesEntrepreneurhttp://www.blogtalkradio.com/denvercommunity/2011/02/07/sales-for-small-businesses/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/02/07/sales-for-small-businessesMon, 07 Feb 2011 17:30:00 GMTSales for Small Businesses Helen interviews Steve Parry, the President of Sandler Training by Sales Productivity Consultants. We welcome your ideas for questions about sales & small businesses at education@denvercommunity.coop. 00:30:00DenverCommunitynoSmall Business,Sales,Sales Management,Denver,Credit UnionHelen interviews Steve Parry, the President of Sandler Training by Sales Productivity Consultants. We welcome your ideas for questions about sales & small busCredithttp://www.blogtalkradio.com/denvercommunity/2011/01/06/creditFinancehttp://www.blogtalkradio.com/denvercommunity/2011/01/06/credit/#commentshttp://www.blogtalkradio.com/denvercommunity/2011/01/06/creditThu, 06 Jan 2011 18:30:00 GMTCredit Helen interviews Chad Gentry, Executive Director of Mpowered. Learn the purpose of credit as well as how to establish a good credit history. To register for our next free class on credit, check our financial education class schedule. 00:30:00DenverCommunitynoCredit,Credit Score,Denver,Mpowered,Credit ReportHelen interviews Chad Gentry, Executive Director of Mpowered. Learn the purpose of credit as well as how to establish a good credit history. To register for o