Sonya Smith-Valentine... Identity Theft & Credit Expert

Dave and Bill are very excited to have as our guest today... Sonya Smith-Valentine who is a powerful keynote speaker, consultant and attorney. Having been a victim of both identity theft and debt collection harassment, she is passionate about helping her audiences understand the importance of consumer protection laws as well as how those laws affect their daily lives – both personally and professionally. Sonya is known for her expertise on credit and debt laws including the Fair Credit Reporting Act, the Red Flags Rule, the Fair Debt Collection Practices Act, and the Fair Credit Billing Act, among several others. She excels at empowering individuals to embrace organizational change for better compliance with consumer protection laws.