Dental Insurance: rescue or complicated money waste

Let's explore the notion that dental insurance stops dental disease. When I ask audiences around the country why they have cavities too often they answer Because I don't have dental insurance! Is that true? Does dental insurance stop dental disease? How much does dental insurance cost, how much do preventive dental appointments cost?

According to a press release from Delta Dental: According to a June, 2012 report by the Kaiser Family Foundation, in 2010, 22 percent of low-income adults had gone five years or more without visiting a dentist. Additionally, more than 44 million Americans live in federally-designated Dental Health Professional Shortage Areas, meaning it is difficult for many to access a dentist whether or not they have insurance.

The American Dental Association has a lot of information on direct reimbursement a different way of paying for your dental care. 

Host: Shirley Gutkowski
Producer: Shirley Gutkowski