CreditHavinshttp://www.blogtalkradio.com/credithavinsCreditHavins is a show dedicated to educating people on credit, student loans, holistic life planning, alternative investment options, and how to better yourself to be successful in business.enCopyright Jerrad Havins (C/O Blogtalkradio)Sat, 15 Jun 2019 08:00:00 GMTWed, 24 May 2017 18:30:00 GMTEducationBlogTalkRadio Feed v2.0https://dasg7xwmldix6.cloudfront.net/hostpics/f87bde30-0954-413c-8a4b-259c230db3fa_credilife_dreams_-_blogtalkradio.jpgCreditHavinshttp://www.blogtalkradio.com/credithavinsCreditHavins is a show dedicated to educating people on credit, student loans, holistic life planning, alternative investment options, and how to better yourself to be successful in business.feeds@blogtalkradio.comBlogTalkRadio.comeducation,credit,credit repair,fico,mortgage,student loans,credit restoration,student loan debt,financial planning,credit reportCreditHavinsnoCreditHavins is a show dedicated to educating people on credit, student loans, holistic life planning, alternative investment options, and how to better yourselepisodicCreditHavins - 0 Sum Game! How the Banks Always Win!http://www.blogtalkradio.com/credithavins/2017/05/24/credithavins--0-sum-game-how-the-banks-always-winEducationhttp://www.blogtalkradio.com/credithavins/2017/05/24/credithavins--0-sum-game-how-the-banks-always-win/#commentshttp://www.blogtalkradio.com/credithavins/2017/05/24/credithavins--0-sum-game-how-the-banks-always-winWed, 24 May 2017 18:30:00 GMTCreditHavins - 0 Sum Game! How the Banks Always Win!In this episode I will have on Rick Wenner who is a Sr. Credilife™ Coach and we will be going over his explanation of the "0 Sum Game". How your credit impacts interest rates, fees, and insurance premiums. It is extremely important to understand that if you apply for an auto loan and are approved but with a 19% interest rate, you are paying that because the banks already have the math figured out as to how many on average with a certain credit score will default on a loan. So it is YOU who are going to pay for that! This is an episode you do not want to miss! 00:30:00CreditHavinsnolending,MORTGAGE,credit,credit repair,credit card debtIn this episode I will have on Rick Wenner who is a Sr. Credilife™ Coach and we will be going over his explanation of the 0 Sum GameThe difference between your credit score vs. your credit profilehttp://www.blogtalkradio.com/credithavins/2017/05/19/the-difference-between-your-credit-score-vs-your-credit-profileEducationhttp://www.blogtalkradio.com/credithavins/2017/05/19/the-difference-between-your-credit-score-vs-your-credit-profile/#commentshttp://www.blogtalkradio.com/credithavins/2017/05/19/the-difference-between-your-credit-score-vs-your-credit-profileFri, 19 May 2017 16:00:00 GMTThe difference between your credit score vs. your credit profileCredit score? What's your credit score? We can approve down to 580 credit scores! What does that mean? How does that benefit me? In this episode I have on special guest Bryan Kerswell who is a mortgage expert. We are going to discuss the difference between your credit score, your credit profile, and the importance of why you should be focusing more on your credit profile. We will also go over next level strategies on why and how to improve your credit profile in order to be in the best position possible for mortgage financing. Join me next week on Friday, May 19th at 11am LIVE for CreditHavins Podcast! I will have on special guest Bryan Kerswell mortgage expert! 00:30:00CreditHavinsnoMORTGAGE,mortgages,credit,credit repair,credit card debtIn this episode we will discuss the difference between credit score & your credit profile and what that means when applying for a mortgage loanCreditHavins | Introducing Tyler Honigschmidt - Real Credit Solutionshttp://www.blogtalkradio.com/credithavins/2016/11/18/credithavins-introducing-tyler-honigschmidt--real-credit-solutionsEducationhttp://www.blogtalkradio.com/credithavins/2016/11/18/credithavins-introducing-tyler-honigschmidt--real-credit-solutions/#commentshttp://www.blogtalkradio.com/credithavins/2016/11/18/credithavins-introducing-tyler-honigschmidt--real-credit-solutionsFri, 18 Nov 2016 15:30:00 GMTCreditHavins | Introducing Tyler Honigschmidt - Real Credit SolutionsIn this episode I will be interviewing Tyler Honigschmidt who is the Florida Division Director with Real Credit Solutions™ and the Credilife™ Credit Improvement Program. Tyler works closely with clients who are looking to proactively improve their credit & financial stability. Many clients reach out to Real Credit Solutions™ looking for help to improve their credit to be approved for specific lending goals, like mortgage approval. Real Credit Solutions™ and the Credilife™ Credit Improvement Program is specifically designed to work with goal driven clients. Not only to improve credit scores but more importantly addressing the credit improvement process holistically to ensure they hit their goals but also end our program in a better credit & financial position. 00:31:00CreditHavinsnocredit,credit repair,credit restoration,credit reports,credit reportIn this episode I will be interviewing Tyler Honigschmidt who is the Florida Division Director with Real Credit Solutions™ and the Credilife™ Credit ImprovementCreditHavins | How to improve your credit scorehttp://www.blogtalkradio.com/credithavins/2016/07/07/credithavins-how-to-improve-your-credit-scoreEducationhttp://www.blogtalkradio.com/credithavins/2016/07/07/credithavins-how-to-improve-your-credit-score/#commentshttp://www.blogtalkradio.com/credithavins/2016/07/07/credithavins-how-to-improve-your-credit-scoreThu, 07 Jul 2016 19:30:00 GMTCreditHavins | How to improve your credit scoreIf you are wanting to be proactive in understanding how to improve your FICO credit scores but also put yourself in the best position for lending, this is the episode for you! Credit repair is a growing industry and because of that there is a lot of information available to people. The issue is, a lot of people are unable to take that information and apply it to their specific situation. So in this episode I will lay everything out simply so you are able to take that information and be proactive in improving your credit & financial stability. 00:19:00CreditHavinsnocredit,credit repair,credit restoration,credit reports,FICOIn this episode I will go over how to improve your FICO credit scoresCreditHavins | Credit & Financial Stabilityhttp://www.blogtalkradio.com/credithavins/2016/04/07/credithavins-credit-financial-stabilityEducationhttp://www.blogtalkradio.com/credithavins/2016/04/07/credithavins-credit-financial-stability/#commentshttp://www.blogtalkradio.com/credithavins/2016/04/07/credithavins-credit-financial-stabilityThu, 07 Apr 2016 17:00:00 GMTCreditHavins | Credit & Financial StabilityIn this episode I will go over the importance of having credit & financial stability. There is a lot of information available on the internet on how to be debt free but what does it mean to have credit & financial stability? How does one effect the other? More importantly, regardless of our starting point, how do we achieve having credit & financial stability? I will lay out some simple steps to help you get to this goal! 00:30:00CreditHavinsnocredit,credit repair,Finance,finances,financialIn this episode I will go over the importance of having credit & financial stabilityCreditHavins | How to analyze a credit reporthttp://www.blogtalkradio.com/credithavins/2016/02/18/credithavins-how-to-analyze-a-credit-reportBusinesshttp://www.blogtalkradio.com/credithavins/2016/02/18/credithavins-how-to-analyze-a-credit-report/#commentshttp://www.blogtalkradio.com/credithavins/2016/02/18/credithavins-how-to-analyze-a-credit-reportThu, 18 Feb 2016 14:00:00 GMTCreditHavins | How to analyze a credit reportIn this episode I will go into detail on how to properly analyze and understand a credit report. Credit is extremely important in our day and age and not being able to understand how to read and analyze a credit report can be very hindering to someone who wants to improve their credit report. If you ever looked at your credit report and wondered..... "How am I supposed to understand what this means?" than this is the show for you! 00:27:00CreditHavinsnoCredit,Credit Report,Credit Repair,Mortgage Lending,Real EstateHave you ever looked at your credit report and said.... "How am I supposed to understand what this means?"CreditHavins | This is a mentality!http://www.blogtalkradio.com/credithavins/2016/01/05/credithavins-this-is-a-mentalityBusinesshttp://www.blogtalkradio.com/credithavins/2016/01/05/credithavins-this-is-a-mentality/#commentshttp://www.blogtalkradio.com/credithavins/2016/01/05/credithavins-this-is-a-mentalityTue, 05 Jan 2016 17:00:00 GMTCreditHavins | This is a mentality!It's amazing how many companies do not care about their customer. Whether they admit or not, they love their data and they love their business. It's time to LOVE the customer and understand how to work one on one with our customer!  In this episode I will go through how WE, at Prosper Law Group & Real Credit Solutions, LOVE our customers! Our customers are everything to our business! As a reminder I help people who are looking to holistically improve their credit profile and strengthen their credit scores. People who need help with their student loans by refinancing, consolidation to lower their payment, or who are in default and need help getting out of default that works within their budget and also stop or lower garnishment. People who need help with budgeting, financial positioning for their lending goals, and creating additional monthly cash flow for retirment. Finally business owners who need to build business credit and obtain business financing! 00:09:00CreditHavinsnocredit,credit repair,student loans,students,financial freedomIt's amazing how many companies do not care about their customer. They love their data and they love their business. It's time to LOVE the customer and understaCreditHavins | Social Media Interaction for ROIhttp://www.blogtalkradio.com/credithavins/2015/12/18/credithavins-social-media-interaction-for-roiBusinesshttp://www.blogtalkradio.com/credithavins/2015/12/18/credithavins-social-media-interaction-for-roi/#commentshttp://www.blogtalkradio.com/credithavins/2015/12/18/credithavins-social-media-interaction-for-roiFri, 18 Dec 2015 16:00:00 GMTCreditHavins | Social Media Interaction for ROIIn this episode I am going to go through and explain how I handle my social media marketing and through interaction be able to generate a ROI or return on investment. It is important, no matter what your industry, that you take the time to educate your clients and potential clients. This will be a great podcast if you are looking for that extra push going into the new year! 00:18:00CreditHavinsnocredit,credit repair,FICO,social media,Social NetworkingThis is an episode you WON'T want to miss! Are you looking for that push going into year and the new year? Check out this podcast!CreditHavins | Financial Planning & The 3 Bucketshttp://www.blogtalkradio.com/credithavins/2015/12/10/credithavins-financial-planning-the-3-bucketsBusinesshttp://www.blogtalkradio.com/credithavins/2015/12/10/credithavins-financial-planning-the-3-buckets/#commentshttp://www.blogtalkradio.com/credithavins/2015/12/10/credithavins-financial-planning-the-3-bucketsThu, 10 Dec 2015 16:00:00 GMTCreditHavins | Financial Planning & The 3 BucketsIn this episode I will be discussing, with special guest Andy Noble, proper financial planning and how the 3 buckets work. Income, assets, and insurance. Everyone can benefit from this type of knowledge. If you are wanting to understand how to properly plan for your future, this is the episode you will not want to miss. Insurance is something that is easily over looked or under explained. Many people are under insured, and this is due to not understanding the proper uses of insurance for your future and protection. 00:49:00CreditHavinsnoFinance,financial planning,financial freedom,credit,credit repairIn this episode I will be discussing, with special guest Andy Noble, proper financial planning and how the 3 buckets work.CreditHavins | When you think Credit..... Think Prosper!http://www.blogtalkradio.com/credithavins/2015/12/02/credithavins-when-you-think-credit-think-prosperBusinesshttp://www.blogtalkradio.com/credithavins/2015/12/02/credithavins-when-you-think-credit-think-prosper/#commentshttp://www.blogtalkradio.com/credithavins/2015/12/02/credithavins-when-you-think-credit-think-prosperWed, 02 Dec 2015 14:00:00 GMTCreditHavins | When you think Credit..... Think Prosper!In this episode I am going into detail as to why anyone in the financial services, real estate, or mortgage industry would refer their clients to Prosper Law Group. Prosper Law Group has multiple divisions. Bankruptcy, business litigation, foreclosure avoidance, debt negotiation, credit improvement, student loan relief, and small business credit building & funding, while also offering help with money management. In this episode I will discuss our two divisions. Personal Credit Improvement through our Credilife Improvement Program and our Real Student Loan Help division. If you have a client who is in need of help to either improve their financial and credit position for lending opportunities, a client who has excessive student loan payments, or a client who is in a hardship due to student loan default and is being garnished. These are all clients who may be qualified but need help or proper guidance to get back on track. That is why you would refer a client to Prosper Law Group. Allow us to help your clients improve their position so they are able to come back to you, or the referrer, so you can help them with the original reason why they connected with you. Whether that be a mortgage loan, real estate purchase, or financial services. 00:22:00CreditHavinsnocredit,credit repair,credit restoration,credit report,Credit Repair ProgramIn this episode I am going into detail as to why anyone in the financial services, real estate, or mortgage industry would refer their clients to Prosper Law GrCreditHavins | Financial Positioning for Lending, Wealth Building & Managementhttp://www.blogtalkradio.com/credithavins/2015/11/17/credithavins-financial-positioning-for-lending-wealth-building-managementBusinesshttp://www.blogtalkradio.com/credithavins/2015/11/17/credithavins-financial-positioning-for-lending-wealth-building-management/#commentshttp://www.blogtalkradio.com/credithavins/2015/11/17/credithavins-financial-positioning-for-lending-wealth-building-managementTue, 17 Nov 2015 20:30:00 GMTCreditHavins | Financial Positioning for Lending, Wealth Building & ManagementIn this episode of CreditHavins I will have on a special guest Andy Noble who will speak on how to properly build and manage your wealth. This is for people of all different income levels. I will also be speaking on how to properly position yourself for lending opportunities. This is a great episode for anyone interested in learning how to control their spending, while eliminating debt, minimizing tax liability, and maximizing their retirement for the future! 00:46:00CreditHavinsnowealth building,wealth management,financial planning,financial freedom,creditThis episode will be geared towards educating on how to properly position yourself financially for lending opportunities while also preparing for your future thCreditHavins | Small Business Credit & Fundinghttp://www.blogtalkradio.com/credithavins/2015/11/11/credithavins-small-business-credit-fundingBusinesshttp://www.blogtalkradio.com/credithavins/2015/11/11/credithavins-small-business-credit-funding/#commentshttp://www.blogtalkradio.com/credithavins/2015/11/11/credithavins-small-business-credit-fundingWed, 11 Nov 2015 17:00:00 GMTCreditHavins | Small Business Credit & FundingWhat is one of the biggest problem for most small business owners? The ability to fund their company in order to grow and pull the trigger on opportunities that present themselves for marketing, additional employees, etc. In this episode I will be discussing in detail how to properly build business credit while also positioning yourself for business funding. Keep in mind there are a lot of different avenues for business funding and it is essential to understand how these approval requirements differ between different types of business loans. 00:29:00CreditHavinsnobusiness coaching,Business Credit,credit repair,credit restoration,creditIn this episode of CreditHavins I will be discussing small businesses and how to properly build business credit and obtain fundingCreditHavins | What is Credilife?http://www.blogtalkradio.com/credithavins/2015/11/03/credithavins-what-is-credilifeBusinesshttp://www.blogtalkradio.com/credithavins/2015/11/03/credithavins-what-is-credilife/#commentshttp://www.blogtalkradio.com/credithavins/2015/11/03/credithavins-what-is-credilifeTue, 03 Nov 2015 17:00:00 GMTCreditHavins | What is Credilife?The credit repair industry is growing but what is the most consistent message you see from these companies? Well without you even realizing it, they are promoting dispute services. Disputing potentially inaccurate or no longer valid information being reported by the major credit bureaus Equifax, Experian or TransUnion. Now this part of the credit repair path is important but there are so many people who still fail to hit their goals. Why is that? It is because they lack the education on what they need to be doing proactively to improve their FICO credit scores based on the FICO algorithm while also positioning their credit profile in the right light to achieve their credit related goals. This includes money management, student loan consolidation or refinancing, lowering interest rates, paying down specific revolving accounts, etc. THIS is why we believe in providing education to approach your credit improvement process holistically. We need to encompass all aspects of your current situation, what needs to be done to improve it, and ultimately hit your goal. Credilife is about improving your life through credit & financial freedom! Through informed decisions! Coaching!  00:31:00CreditHavinsnocredit,credit repair,credit restoration,FICO,student loansIn this episode of CreditHavins your host Jerrad Havins will be speaking on our roll-out of Credilife and the services encompassed within it!How to properly position yourself for a mortgage when you have student loanshttp://www.blogtalkradio.com/credithavins/2015/10/29/how-to-properly-position-yourself-for-a-mortgage-when-you-have-student-loansBusinesshttp://www.blogtalkradio.com/credithavins/2015/10/29/how-to-properly-position-yourself-for-a-mortgage-when-you-have-student-loans/#commentshttp://www.blogtalkradio.com/credithavins/2015/10/29/how-to-properly-position-yourself-for-a-mortgage-when-you-have-student-loansThu, 29 Oct 2015 16:30:00 GMTHow to properly position yourself for a mortgage when you have student loansThere have been a lot of changes surrounding the mortgage industry. One of these changes is how underwriters view student loans and how they calculate your debt to income ratio. If you have or know of anyone who have student loans and they are looking to be approved for a mortgage in the future this is definiely an episode you will not want to miss. Proper financial positioning for lending opportunities is key to be successful. 00:28:00CreditHavinsnostudents,student loans,credit,credit repair,FICOTune into this episode to understand positioning yourself for a mortgage if you have federal or private student loansBusiness Coaching for Credit, Funding, HR, and Business Compliance!http://www.blogtalkradio.com/credithavins/2015/04/17/business-coaching-for-credit-funding-hr-and-business-complianceBusinesshttp://www.blogtalkradio.com/credithavins/2015/04/17/business-coaching-for-credit-funding-hr-and-business-compliance/#commentshttp://www.blogtalkradio.com/credithavins/2015/04/17/business-coaching-for-credit-funding-hr-and-business-complianceFri, 17 Apr 2015 18:30:00 GMTBusiness Coaching for Credit, Funding, HR, and Business Compliance!In this episode of CreditHavins I have TWO special guests! Angie Baumgart with ADP who is very passionate about HR & business compliance and what she is doing to help small businesses! We will also have Ryan Boyd on as a guest who specializes in working with companies concerning business credit, funding opportunities, and a very unique solution for business owners that can save you thousands if not millions! This is an episode you won't want to miss if you are a business owner!! 00:40:00CreditHavinsnoIn this episode of CreditHavins I have TWO special guests! Angie Baumgart with ADP who is very passionate about HR & business compliance and what she is doing tCreditHavins | How your credit impacts employment opportunities!http://www.blogtalkradio.com/credithavins/2015/04/11/credithavins-how-your-credit-impacts-employment-opportunitiesBusinesshttp://www.blogtalkradio.com/credithavins/2015/04/11/credithavins-how-your-credit-impacts-employment-opportunities/#commentshttp://www.blogtalkradio.com/credithavins/2015/04/11/credithavins-how-your-credit-impacts-employment-opportunitiesSat, 11 Apr 2015 15:00:00 GMTCreditHavins | How your credit impacts employment opportunities!Due to technical difficulties I will be re recording this episode LIVE on Saturday April 11th. In this episode I will be discussing how your credit report impacts employment opportunities. This is a great episode for anyone looking to advance in their career, make a change in their career, or for younger people getting out of college pursuing their career. I will also provide education surrounding credit & student loans and how this plays a role in employment opportunities as well. Looking forward to it! 00:14:00CreditHavinsnoFICO,credit,credit repair,credit report,credit reportsDue to technical difficulties I will be re recording this episode LIVE on Saturday April 11th. In this episode I will be discussing how your credit report impaCreditHavins | How Credit Impacts Insurance Premiumshttp://www.blogtalkradio.com/credithavins/2015/04/03/credithavins-how-credit-impacts-insurance-premiumsEntrepreneurhttp://www.blogtalkradio.com/credithavins/2015/04/03/credithavins-how-credit-impacts-insurance-premiums/#commentshttp://www.blogtalkradio.com/credithavins/2015/04/03/credithavins-how-credit-impacts-insurance-premiumsFri, 03 Apr 2015 17:30:00 GMTCreditHavins | How Credit Impacts Insurance PremiumsIn this episode of CreditHavins I will be discussing how your credit impacts insurance premiums for auto, home, and life. This is a question that comes up often, especially concerning auto insurance, and people wondering how credit could possibly be a factor in how much I have to pay for insurance. 00:13:00CreditHavinsnoAuto Insurance,Insurance,Home Owners Insurance,Credit,FICOIn this episode of CreditHavins I will be discussing how your credit impacts insurance premiums for auto, home, and life. This is a question that comes up oftenCreditHavins | Federal Student Loans & Debt Forgivenesshttp://www.blogtalkradio.com/credithavins/2015/03/25/credithavins-federal-student-loans-debt-forgivenessEntrepreneurhttp://www.blogtalkradio.com/credithavins/2015/03/25/credithavins-federal-student-loans-debt-forgiveness/#commentshttp://www.blogtalkradio.com/credithavins/2015/03/25/credithavins-federal-student-loans-debt-forgivenessWed, 25 Mar 2015 16:00:00 GMTCreditHavins | Federal Student Loans & Debt ForgivenessIn this episode of CreditHavins I will be discussing federal student loans and your options as a consumer surrounding the federal programs for debt forgiveness eligibility. How do these programs work, what are the qualifications, and the best of way of enrolling into these programs. We will be discussing Pay As You Earn, Income Based Repayment, and Income Contingent Repayment with debt forgiveness eligibility. We will also discuss public service debt forgiveness as well as teacher loan forgiveness! 00:29:00CreditHavinsnostudents,student,student loans,student loan,student loan debtIn this episode of CreditHavins I will be discussing federal student loans and your options as a consumer surrounding the federal programs for debt forgivenessCreditHavins | FICO Credit Scores & Mortgage Approvalhttp://www.blogtalkradio.com/credithavins/2015/03/18/credithavins-fico-credit-scores-mortgage-approvalEntrepreneurhttp://www.blogtalkradio.com/credithavins/2015/03/18/credithavins-fico-credit-scores-mortgage-approval/#commentshttp://www.blogtalkradio.com/credithavins/2015/03/18/credithavins-fico-credit-scores-mortgage-approvalWed, 18 Mar 2015 17:30:00 GMTCreditHavins | FICO Credit Scores & Mortgage ApprovalIn this episode of CreditHavins I will be discussing strategies to improve your FICO credit scores but also steps that also need to be taken into consideration when looking to be approved for a mortgage loan. 00:29:00CreditHavinsnoMORTGAGE,mortgages,Mortgage Loan,Mortgage Lending,FICOIn this episode of CreditHavins I will be discussing strategies to improve your FICO credit scores but also steps that also need to be taken into considerationCreditHavins | Alternative Investments with Special Guest Andy Noblehttp://www.blogtalkradio.com/credithavins/2015/03/04/credithavins-alternative-investments-with-special-guest-andy-nobleEntrepreneurhttp://www.blogtalkradio.com/credithavins/2015/03/04/credithavins-alternative-investments-with-special-guest-andy-noble/#commentshttp://www.blogtalkradio.com/credithavins/2015/03/04/credithavins-alternative-investments-with-special-guest-andy-nobleWed, 04 Mar 2015 18:30:00 GMTCreditHavins | Alternative Investments with Special Guest Andy NobleIn this episode of CreditHavins we will be going into more detail and depth in the alternative investments sector. Life settlements, real estate, and gold & silver. 00:31:00CreditHavinsnocredit,credit repair,credit restoration,FICO,investmentsIn this episode of CreditHavins we will be going into more detail and depth in the alternative investments sector. Life settlements, real estate, and gold & silCreditHavins | Real. Alternative. Investments. | Life Settlementshttp://www.blogtalkradio.com/credithavins/2015/02/28/credithavins-real-alternative-investments-life-settlementsEntrepreneurhttp://www.blogtalkradio.com/credithavins/2015/02/28/credithavins-real-alternative-investments-life-settlements/#commentshttp://www.blogtalkradio.com/credithavins/2015/02/28/credithavins-real-alternative-investments-life-settlementsSat, 28 Feb 2015 14:00:00 GMTCreditHavins | Real. Alternative. Investments. | Life SettlementsDue to technical difficulties I am re recording this show. In this episode I will be discussing my company Real. Alternative. Investments. and specifically Life Settlements. What are life settlements, also known as life shares, and what they mean for consumers and investors. 00:14:00CreditHavinsnolife settlements,life settlement,life shares,investing,investmentsDue to technical difficulties I am re recording this show. In this episode I will be discussing my company Real. Alternative. Investments. and specifically LifCreditHavins | How to maximize your time spent in the officehttp://www.blogtalkradio.com/credithavins/2015/02/18/credithavins-how-to-maximize-your-time-spent-in-the-officeEntrepreneurhttp://www.blogtalkradio.com/credithavins/2015/02/18/credithavins-how-to-maximize-your-time-spent-in-the-office/#commentshttp://www.blogtalkradio.com/credithavins/2015/02/18/credithavins-how-to-maximize-your-time-spent-in-the-officeWed, 18 Feb 2015 18:30:00 GMTCreditHavins | How to maximize your time spent in the officeIn this episode of CreditHavins I will be discussing how to maxmize your time spent in the office. Organization tips, sales tips, social media tips, and email marketing tips. Essentially creating automated systems to allow yourself to do what you do best! 00:21:00CreditHavinsnosales,sales tr,sales trainer,organization,social mediaIn this episode of CreditHavins I will be discussing how to maxmize your time spent in the office. Organization tips, sales tips, social media tips, and email mCreditHavins | Federal Student Loans and Your Options as a Consumer!http://www.blogtalkradio.com/credithavins/2015/02/11/credithavins-federal-student-loans-and-your-options-as-a-consumerEntrepreneurhttp://www.blogtalkradio.com/credithavins/2015/02/11/credithavins-federal-student-loans-and-your-options-as-a-consumer/#commentshttp://www.blogtalkradio.com/credithavins/2015/02/11/credithavins-federal-student-loans-and-your-options-as-a-consumerWed, 11 Feb 2015 18:30:00 GMTCreditHavins | Federal Student Loans and Your Options as a Consumer!In this episode we will be going through all the different options availble for federal student loans. Also we will be discussing how student loans today are hindering consumers buying power. 00:15:00CreditHavinsnostudent loans,credit,fico,credithavins,federal student loansIn this episode we will be going through all the different options availble for federal student loans. Also we will be discussing how student loans today are hiHow your credit score & report impacts your approval of a mortgagehttp://www.blogtalkradio.com/credithavins/2015/02/04/how-your-credit-score-report-impacts-your-approval-of-a-mortgageEntrepreneurhttp://www.blogtalkradio.com/credithavins/2015/02/04/how-your-credit-score-report-impacts-your-approval-of-a-mortgage/#commentshttp://www.blogtalkradio.com/credithavins/2015/02/04/how-your-credit-score-report-impacts-your-approval-of-a-mortgageWed, 04 Feb 2015 18:30:00 GMTHow your credit score & report impacts your approval of a mortgageIn this episode of CreditHavins we will be discussing how the FICO credit scoring algorithm works, how your credit score and information reporting within your credit report will impact your approval and process of a mortgage. 00:30:00CreditHavinsnoMORTGAGE,mortgage approval,credit scores,credit,credit repairIn this episode of CreditHavins we will be discussing how the FICO credit scoring algorithm works, how your credit score and information reporting within your cCreditHavins | Let's talk Credit & Student Loanshttp://www.blogtalkradio.com/credithavins/2015/01/29/credithavins-lets-talk-credit-student-loansEntrepreneurhttp://www.blogtalkradio.com/credithavins/2015/01/29/credithavins-lets-talk-credit-student-loans/#commentshttp://www.blogtalkradio.com/credithavins/2015/01/29/credithavins-lets-talk-credit-student-loansThu, 29 Jan 2015 18:30:00 GMTCreditHavins | Let's talk Credit & Student LoansIn this introduction of the CreditHavins show we will be discussing how to improve your FICO credit scores and the strength of your credit profile through the Credit Builder Blueprint™ by utilizing Real. Credit. Solutions through Vesel Law as well as how to address your student loan issues. Student loan consolidation, debt forgiveness eligibility, and rehabilitation options. 00:14:00CreditHavinsnoFICO,credit score,credit,student loan debt,mortgage approvalIn this introduction of the CreditHavins show we will be discussing how to improve your FICO credit scores and the strength of your credit profile through the C