LAW LOVER’S LOUNGE: "I have been sued...by my credit card company, what now?"- 1

Our LAW LOVER'S LOUNGE™ series addresses a general overview of some of the most important issues to the general public! Attorney Courtney E. Anderson has owned a general practice law firm since 1998 in Texas, USA. A general practice attorney is similar to a general practice physician in that they address issues that do not require a specialist. They provide a primary level of legal services for commonly occurring legal issues and make referrals to specialists for more complex issues (appeals of cases, rare facts, unusual issues, etc.). We call this series its title because we do love law! Seriously.

This is a lounge because these are general discussions on general legal topic for public information purposes. There is no client relationship created between this show and Attorney Courtney E. Anderson, or The Law Offices of Courtney E. Anderson (Litigation-Mitigation.com). These disclaimers are very important. The content in these shows is for general educational purposes and is not the delivery of legal services. 

This episode, Part 1 of a 2 part episode, addresses the topic of, "I have been sued....by my credit card company, what do I do?!” 

First, have you actually been sued? Or, have you been threatened to be sued in the future? A letter (even one from a law firm representing a credit card lender) is not a lawsuit. We address some of the basics of what a lawsuit is (filing court documents with court clerk) versus what it is not (phone calls, letters, threats to file a lawsuit in the future if the credit card balance is not paid). 

Secondly, we discuss what the general steps are available to you once a lawsuit has been filed against you (service of the lawsuit, number of days to file an answer, notice of hearings, default judgment, appearing at hearings, etc.). 

Knowledge is the key to successfully handling these types of situations!