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"The race is not given to the swift, nor the battle to the strong,but the him/her, who endures to the end." This oft-quoted phrase lay at the heart of my philosophy of life. Part Old Testament quotation, part expounded by generations, I want to use this phrase to help you endure the difficult times, which you may face this year. So, tune in and call in, as we walk the road of success together!! -- Michael