Join Carl Brown, Executive Director for the Center of Minoirty Business Development and Katrina I. Simkins, Sr. Vice President, National Insurance Consultants, Inc. for a discussion on Bonding and Insurance for the small and minority business.
Whenever a company offers its services, it’s generally quick to note that it’s bonded, licensed, and insured (when it applies and if they are) but one is never certain what that actually means. Many think that you should only hire someone if they’re bonded, licensed (if applicable) and insured. Often times someone who isn’t will be cheaper, but you will have to accept all of the responsibility if something bad happens and, as Murphy’s Law clearly states – if something bad can happen, it will. You are not exempted.
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