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Ah, circa-2013, we're living longer but let's LIVE SMARTER! You've worked and saved your whole life. Time to take a breath, time to take stock and make your money last AND IT'S NEVER TOO LATE!
Don't make comparisons...are you making more money than your college classmates, how do your saving and spending patterns stack up against those of the rest of your generation?
Comparisons can get discouraging, so don't get hung up on what might have been. Look at people who are doing it right or at least better. Use your BRAIN POWER and choose to think, HOW CAN I GET BETTER!
Get rid of debt and...etc.
Sell-off what doesn't serve...etc.
Get back to work...etc.
If only I had invested in...etc.
The first rule of investing...etc.
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