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I will be running for President in 2012 and want the world to get to know me as much as they can. I will be discussing my stance on issues and offering up my opinions on how to solve them.
Date / Time: 2/22/2009 5:12 PM UTC
Health Care
The health care system here in the United States lags behind a lot of other countries and is light years ahead of others. Our system is not completely broke it is however flawed. It does not work for everyone and that is the biggest flaw in it. When something is broke or not working 100% what do you do? First you have to find out what the problem is, and I bet we can all agree that the biggest issue with health care not working is that it is just so expensive. Why is health care so expensive here in the States? To find out the answer to that we must go back to the beginning. We have to go back to the fundamentals of our health care system.
This may sound hard and nearly impossible but it is in fact relatively easy. Take a look at your last medical bill. Most are itemized to show how much each thing on your bill costs and then the total of course. Well lets look at each line of that bill and determine why they all cost what they do. It is almost like finding out why a pair of shoes cost $50.00, There is the cost of materials, labor, shipping and storage. We know that if we buy a pair of shoes for $50.00 we can trace where that money is going. Who is making what, how much the manufacturer is earning, the assembly line worker, the sales man. The state and federal taxes. We can see where each penny goes. By doing this it allows us to look at where we can cut costs to reduce the cost to the consumers.
With medical professionals and pharmaceutical companies we can do the same thing in fact I have done so with my last medical bill. My last bill was for $634.67 this total did not even include the medicine I would need to get better. I found that the most expensive charge was for all the hospital did. They had to charge me that much to recoup their costs of my care. For each patient that goes into a hospital there are over head costs just like any other business. There are over head costs for electricity, land rent, employee wages and materials. Of all of their over head costs the most expensive is the wages of their doctors and nurses. I found myself asking why a doctor had to charge $125.00 per visit when the actual time spent with each patient averages out to less then 35 minutes. I have asked a few doctors about this charge and how they can justify it and they all said the same thing it is the going rate and that there are other doctors who charge much more. This is so true go to a dentist and you’ll pay $65.00 for the office visit and another $120.00 to have a tooth pulled plus $25.00 for the x-ray. So in just one visit to the dentist you can pay upwards of $210.00 and you will spend more time in the waiting room then the dentist will spend with you. WHY? No matter where you look or who you ask the reasons are different, but the truth is all these doctors and nurses have to get paid a lot cause they themselves have paid a lot just to learn their trade. Of course they had to take out hefty loans student loans and personal loans just to get through school, so now they are out of school they have to charge an arm and a leg to repay their loans and for their cost of living.
I found myself asking why a doctor had to charge $125.00 per visit when the actual time spent with each patient averages out to less then 35 minutes. I have asked a few doctors about this charge and how they can justify it and they all said the same thing it is the going rate and that there are other doctors who charge much more. This is so true go to a dentist and you’ll pay $65.00 for the office visit and another $120.00 to have a tooth pulled plus $25.00 for the x-ray. So in just one visit to the dentist you can pay upwards of $210.00 and you will spend more time in the waiting room then the dentist will spend with you. WHY?
No matter where you look or who you ask the reasons are different, but the truth is all these doctors and nurses have to get paid a lot cause they themselves have paid a lot just to learn their trade. Of course they had to take out hefty loans student loans and personal loans just to get through school, so now they are out of school they have to charge an arm and a leg to repay their loans and for their cost of living.
This is the trend through out our industries the more you pay to learn a trade the more you have to charge in order to recoup you investments. So I wonder what if the cost of learning was lowered? Would that have an impact on the cost of a doctors visit? In order to solve a problem you need to get to the root of the problem, and with health care it appears that the root of the problem is not in the insurance industry but in the academic one. I know what many are thinking right now if insurance cost less more people could afford medical coverage and that is also true, but has anyone asked why insurance cost so much? It all comes back to the cost of learning. We are giving out billions to bankers and car makers and to help cover the costs of medical attention, But what if we could lower the cost to learn the medical trade? How many doctors and nurses could we put through school with just 1 billion dollars? Why not do that? Lets cut the costs at their root lets put as many doctors and nurses through school as we can. We will pay for their medical educations and in return they will work in city and state hospitals for a certain number of years at a set rate. By reducing the amounts the doctors have to charge we would reduce the over all cost of health care. We would also recoup our billion dollar investment ten fold by saving how much the government has to spend on health care for the uninsured. I am putting together a step by step blue print on how we could make this work and how much we would benefit from it. As soon as I am done I will share it with all of you…
This is the trend through out our industries the more you pay to learn a trade the more you have to charge in order to recoup you investments. So I wonder what if the cost of learning was lowered? Would that have an impact on the cost of a doctors visit? In order to solve a problem you need to get to the root of the problem, and with health care it appears that the root of the problem is not in the insurance industry but in the academic one. I know what many are thinking right now if insurance cost less more people could afford medical coverage and that is also true, but has anyone asked why insurance cost so much? It all comes back to the cost of learning.
We are giving out billions to bankers and car makers and to help cover the costs of medical attention, But what if we could lower the cost to learn the medical trade? How many doctors and nurses could we put through school with just 1 billion dollars? Why not do that? Lets cut the costs at their root lets put as many doctors and nurses through school as we can. We will pay for their medical educations and in return they will work in city and state hospitals for a certain number of years at a set rate. By reducing the amounts the doctors have to charge we would reduce the over all cost of health care.
We would also recoup our billion dollar investment ten fold by saving how much the government has to spend on health care for the uninsured. I am putting together a step by step blue print on how we could make this work and how much we would benefit from it. As soon as I am done I will share it with all of you…
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