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AVA Indiana


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  • Archived Blog Post

    Date / Time:

    Responsibilities of the Federal Banking Agencies

    Obama along with his congress and senate have accomplished these  thing in less than a year
    Turning over of our finical institutions,  our economy over to the Federal Reserve  its done ! Government Taking control of our largest privet industry ,the auto companies  done . reestablish and re affirm that the  Federal reserve has control  giving broader powers to said company and another Privet company FDIC to control all privet industry for the future   done.  Testing of the New regulatory power In Supreme Count done !
    Nationalize health care  its done
     You might  say the devils in the details. But it’s not,  We will have nationalized health care  of some form or another so that's done
     Illegals amnesty Done  Well that not really true but it is done.  you say congress and senate has not voted on it but your wrong   Obama could take a peace of paper tare it in half and write all illegal are citizens and have the right to vote would be done?
    that is what happen when you abrogate power  to a central committee that can make czar answering only to them or no one !
     That is what happens when you have a super congress  anything Obama wants can be done! count on it !
    We the people must win in 2010 and we must win by the DNC and the RNC rules. If only Republicans and Democrats can win, Then we need to vote that way and completely change congress ! by voting all incumbents out of office ! Now you are talking message ! Now your talking real change !
     we must use this rules to vote every incumbent out of office
     we have started a firer of change and will have sent a message we voted you out in 2010 and we will vote you out again in 2012  and that is a start! We can fix this if we play to win
    These are just some of the new powers granted to to privet Companies Federal Reserve and FDIC 
    Our Congress and Senate have given their powers to privet companies  Now please tell me why any of these incumbents  need to be returned to office???
     
    Responsibilities of the Federal Banking Agencies
    The Federal Reserve shares supervisory and regulatory responsibilities for domestic banking institutions with the Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC), and the Office of Thrift Supervision (OTS) at the federal level, and with the banking departments of the various states. The primary supervisor of a domestic banking institution is generally determined by the type of institution that it is and the governmental authority that granted it permission
    to commence business (commonly referred to as a charter). Banks that are chartered by a state government are referred to as state banks; banks that are chartered by the OCC, which is a bureau of the Department
    of the Treasury, are referred to as national banks.
    The Federal Reserve has primary supervisory authority for state banks that elect to become members of the Federal Reserve System (state member banks). State banks that are not members of the Federal Reserve System (state nonmember banks) are supervised by the FDIC. In addition to being supervised by the Federal Reserve or FDIC, all state banks are supervised by their chartering state. The OCC supervises national banks. All national banks must become members of the Federal Reserve System. This dual federal–state banking system has evolved partly out of the complexity of the U.S. financial system, with its many kinds of depository institutions and numerous chartering authorities. It has also resulted from a wide variety of federal and state laws and regulations designed to remedy problems that the
    U.S. commercial banking system has faced over its history.
    Banks are often owned or controlled by another company. These companies
    are referred to as bank holding companies. The Federal Reserve has supervisory authority for all bank holding companies, regardless of whether the subsidiary bank of the holding company is a national bank, state member bank, or state nonmember bank.
    Savings associations, another type of depository institution, have historically
    focused on residential mortgage lending. The OTS, which is a bureau of the Department of the Treasury, charters and supervises federal savings associations and also supervises companies that own or control a savings association. These companies are referred to as thrift holding companies.
     read more at  http://www.federalreserve.gov/pf/pdf/pf_5.pdf

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