KMnm/what is fiduciary and the ethics of business and charity

In this great world we have been created to receive benefits after benefits as a human being.  At what point and time do we stop, look , listen and respond in a charitable fashion?  There is a pattern to be discussed and what a beautiful rewarding pattern it is.  From being conceived in darkness, borne into another level of darkness, live in a level of darkness and evolve to a greater light having much respect for THE CAUSE OF IT ALL!!!