The USA has some of the most successful people in the world living in this country. The standard of living is a form of luxury compared to most of the world. Americans love entertainment,food,sports,shopping and work to have a comfortable lifestyle. The problem is for most Americans we aren't wise in our spending habits. Most of us don't know how the credit system works. We are not informed on loans,savings,retirement,401k or IRA,home mortgage,and car loans. Americans due to this lack of knowledge have suffered financial ruin,fell victim to predatory lending and suffered in their personal lives. Finances is the number 1 reason for divorce in America. Most people would think it would be cheating but the heart of most relationship problems is money. Not a lack of money but how is used that can create a lack. We will cover every topic and answer questions to what you don't know. We will also share tricks not to pay interest on credit cards,balancing a budget and why you should live within your means.
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