Hello folks and thank you for tuning in to the ADR-NOW! Internet Radio Webinar. I am your host, Anthony Johnson.
In this Webinar, we will revisit a topic of discussioin that has been relegated to mortgage foreclosure cases. That is, the robo-signing of documents.
Some judges say that robo-signing, in which affidavits are signed without fully reviewing underlying documentation, is more common in debt-collection cases than foreclosures. Yet, many consumers are not aware of this dilema and debt collectors are employing this strategy at an ever increasing pace.
If you have been contacted by a debt collector in regards to a debt, you can make them prove that you owe the debt in the same manner that a homeowner can make a lender prove they own the mortgage and note. The Fair Debt Collection Practices Act has implemented laws that must be followed by a debt collector and you can shift the burden to them and make them follow the law.
DISCLAIMER: We are not attorneys. We are not engaged in rendering legal advice. We are Alternative Dispute Resolution Practitioners. If legal advice if required, the assistance of a competent, qualified legal professional should be obtained.
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